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164 Texas Agate Dr 4 1532243Edit search
PendingMLS #1532243

164 Texas Agate DR # 4, Kyle TX 78640

Kyle, TX 78640 · Waterstone Village Twnhms

Townhouse for sale in Waterstone Village Twnhms

3Bedrooms
2 full / 1 halfBathrooms
1,750Square Ft
0.00Acres
2Garage
2024Year Built
1 / 15
$193,500$235,000

Overview

Property Description

VA,Owned vREO,2024-Efficient Townhome in Waterstone Village This modern townhome offers a thoughtful layout with a spacious second-story primary suite featuring a large walk-in closet and an adjoining loft perfect for an office or flex space. Stylish finishes include linen-tone cabinets, smoky-grey granite countertops, grey limestone-look tile flooring, and textured carpet as part of the Cool package design. Waterstone Village is a charming community in Kyle, TX-just 25 miles south of Austin and 8 miles north of San Marcos in the highly regarded Hays CISD. Enjoy convenient access to shopping, dining, and entertainment at Kyle Marketplace, Kyle Crossing, and the San Marcos Premium Outlets. Outdoor enthusiasts will appreciate nearby Lake Kyle for fishing and Plum Creek Golf Course for a relaxing round on the greens. Homes in this community are designed with innovative, energy efficient features to promote comfort, savings, and peace of mind.

Financial Info
Price
$193,500
$ / Sqft
$111
HOA
Yes - Mandatory / $127 / Monthly
HOA Name
Waterstone Village HOA
HOA Includes
Common Area Maintenance, Landscaping
Tax Rate
2.2256%
Est. Taxes
$6,451
Tax Year
2025
Exemptions
None
Legal Info
Address
164 Texas Agate DR # 4
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Waterstone Village Twnhms
Legal Description
WATERSTONE VILLAGE TOWNHOMES, UNIT 37, 1.06% COMMON AREA INTEREST, *TOWNHOMES*
Parcel
1549460000000372
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Appliances
None
Laundry
Inside
Master Main
No
Interior Features
None, Fire Sprinkler System, ENERGY STAR Qualified Windows
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Townhouse
Stories
2
Year Built
2024 / Resale
Square Feet
1,750 / Public Records
Garages
2
Garage Desc
Garage
Foundation
Slab
Roof
Composition
Construction
Concrete, Stone
Lot Description
Back Yard
Restrictions
Covenant, Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
None
Heat
Central
A C
Electric, ENERGY STAR Qualified Equipment
Exterior Features
Fence
Wood
Exterior Features
None
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$41,500 (−17.7%)
$235,000 → $193,500
6
Price reductions
Pending
Since Dec 11, 2025
Price trend
List priceDec 2025 → May 2026
Property history10 events
DateEventPriceChange
Jul 31, 2026Pending
Jul 15, 2026Back On Market
May 28, 2026Pending
May 11, 2026Price Decrease$193,500−$5,050 (−2.5%)
Apr 28, 2026Price Decrease$198,550−$10,450 (−5%)
Apr 16, 2026Price Decrease$209,000−$10,000 (−4.6%)
Mar 14, 2026Price Decrease$219,000−$5,000 (−2.2%)
Feb 17, 2026Price Decrease$224,000−$5,000 (−2.2%)
Jan 14, 2026Price Decrease$229,000−$6,000 (−2.6%)
Dec 11, 2025New Listing

Taxes

General Information
Owner
SECRETARY OF VETERANS AFFAIRS
Legal
WATERSTONE VILLAGE TOWNHOMES, UNIT 37, 1.06% COMMON AREA INTEREST, *TOWNHOMES*
Geo ID
1549460000000372
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$6,451
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$66,390$223,480$289,870$289,870

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Hemphill
Middle
Laura B Wallace
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $193,500
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,677 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,677

Principal & interest
$978
Property taxes
$538
Homeowners insurance
$161

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$154,800$1,730$10,011$153,070
2$153,070$1,846$9,895$151,224
3$151,224$1,970$9,772$149,254
4$149,254$2,102$9,640$147,152
5$147,152$2,242$9,499$144,910
6$144,910$2,393$9,349$142,517
7$142,517$2,553$9,188$139,964
8$139,964$2,724$9,017$137,241
9$137,241$2,906$8,835$134,334
10$134,334$3,101$8,640$131,233
  • Year 1$153,070
    Principal paid
    $1,730
    Interest paid
    $10,011
    Starting balance
    $154,800
  • Year 2$151,224
    Principal paid
    $1,846
    Interest paid
    $9,895
    Starting balance
    $153,070
  • Year 3$149,254
    Principal paid
    $1,970
    Interest paid
    $9,772
    Starting balance
    $151,224
  • Year 4$147,152
    Principal paid
    $2,102
    Interest paid
    $9,640
    Starting balance
    $149,254
  • Year 5$144,910
    Principal paid
    $2,242
    Interest paid
    $9,499
    Starting balance
    $147,152
  • Year 6$142,517
    Principal paid
    $2,393
    Interest paid
    $9,349
    Starting balance
    $144,910
  • Year 7$139,964
    Principal paid
    $2,553
    Interest paid
    $9,188
    Starting balance
    $142,517
  • Year 8$137,241
    Principal paid
    $2,724
    Interest paid
    $9,017
    Starting balance
    $139,964
  • Year 9$134,334
    Principal paid
    $2,906
    Interest paid
    $8,835
    Starting balance
    $137,241
  • Year 10$131,233
    Principal paid
    $3,101
    Interest paid
    $8,640
    Starting balance
    $134,334
First 10 of 30 years

Nearby

Courtesy of Real Estate Options of Texas · (832) 384-4917

Listings courtesy of ACTRIS as distributed by MLS GRID.