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ActiveMLS #9429100

174 Stock Pond TRL, Kyle TX 78640

Kyle, TX 78640 · 6 Creeks at Waterridge

Single Family Residence for sale in 6 Creeks at Waterridge

4Bedrooms
3 full / 1 halfBathrooms
2,914Square Ft
0.20Acres
2Garage
2026Year Built
Price Reduced
1 / 30
$564,174$566,570
3D tour

Overview

Property Description

Stunning new Highland Homes Chesterfield plan located in the highly sought-after 6 Creeks community in Kyle. This beautifully designed one-story home offers 4 bedrooms, 3.5 baths, a private study, entertainment room, and 2,914 square feet of thoughtfully crafted living space. The open-concept floorplan is highlighted by 11-foot ceilings, 8-foot interior doors, and abundant natural light throughout. The enhanced gourmet kitchen serves as the heart of the home, featuring upgraded finishes and an ideal layout for entertaining and everyday living. The spacious primary suite provides a luxurious retreat with an upgraded bath showcasing a freestanding soaking tub and separate ceramic tile shower. Secondary bedrooms are generously sized, while the dedicated study and entertainment room offer flexibility for work and recreation. The exterior is equally impressive with an upgraded elevation featuring stacked stone accents and brick on all four sides. Enjoy a large backyard, complete with full landscaping, privacy fencing, and an irrigation system. Located in the amenity-rich 6 Creeks master-planned community with convenient access to shopping, dining, and major commuter routes, this home combines elevated design, quality craftsmanship, and exceptional livability.

Financial Info
Price
$564,174
$ / Sqft
$194
HOA
Yes - Mandatory / $800 / Annually
HOA Name
Kitch Management Services
HOA Includes
Common Area Maintenance
Tax Rate
1.82%
Est. Taxes
$1.82
Tax Year
2026
Exemptions
None
Legal Info
Address
174 Stock Pond TRL
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
6 Creeks at Waterridge
Legal Description
Lot16/BlockC
Parcel
R189856
Interior Features
Floor
Tile, Wood
Num Living
3
Dining
2
Kitchen
Breakfast Bar, Kitchen Island, Pantry
Appliances
Built-In Oven(s), Gas Cooktop, Disposal, Dishwasher, ENERGY STAR Qualified Appliances, Exhaust Fan, RNGHD, Instant Hot Water, Stainless Steel Appliance(s), Tankless Water Heater, Vented Exhaust Fan
Laundry
Main Level, Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Double Vanity, Electric Dryer Hookup, French Doors, High Speed Internet, Kitchen Island, Multiple Living Areas, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Thermostat, Soaking Tub, Walk-In Closet(s), Washer Hookup, Wired for Data, Carbon Monoxide Detector(s), Prewired, Smoke Detector(s), ENERGY STAR Qualified Windows, Insulated Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / New
Square Feet
2,914 / Builder
Garages
2
Garage Desc
Attached, Driveway, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick, Concrete, Frame, Blown-In Insulation, Radiant Barrier
Acres
0.20
Lot Description
Back Yard, Few Trees, Front Yard, Landscaped, Sprinkler - In-ground, Sprinkler - Rain Sensor, Trees-Small (Under 20 Ft)
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Internet-Fiber, Sewer Connected, Water Connected
Heat
Central, ENERGY STAR Qualified Equipment, Natural Gas
A C
ENERGY STAR Qualified Equipment, Central Air
Exterior Features
Fence
Back Yard, Privacy, Wood
Exterior Features
Private Yard, Covered, Patio, Rear Porch
Pool On Property
No
Area Amenities
Clubhouse, Dog Park, Sport Court(s)/Facility, Playground, Fishing

Price history

Members only
Days on market
−$2,396 (−0.4%)
$566,570 → $564,174
5
Price reductions
Active
Since Feb 26, 2026
Price trend
List priceFeb 2026Sep 2026
Property history9 events
DateEventPriceChange
Sep 9, 2026Price Decrease$564,174−$10,816 (−1.9%)
Aug 21, 2026Price Decrease$574,990−$10,000 (−1.7%)
Aug 14, 2026Price Decrease$584,990−$13,900 (−2.3%)
Jul 6, 2026Price Decrease$598,890−$3,000 (−0.5%)
Jun 23, 2026Price Increase$601,890+$1,900 (+0.3%)
May 26, 2026Price Decrease$599,990−$2,729 (−0.5%)
Apr 23, 2026Price Increase$602,719+$29,059 (+5.1%)
Mar 13, 2026Price Increase$573,660+$7,090 (+1.3%)
Feb 26, 2026New Listing

Taxes

General Information
Owner
HIGHLAND HOMES AUSTIN LLC
Legal
6 CREEKS PHASE 1 SECTION 13B, BLOCK C, Lot 16, 8777 SQUARE FEET
Geo ID
117781000C016002
Exemptions
Exemption Type
INV
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$1.82
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$120,360$0$120,360$120,360

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Jim Cullen
Middle
R C Barton
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $564,174
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,323 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,323

Principal & interest
$2,853
Property taxes
$0
Homeowners insurance
$470

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$451,339$5,045$29,189$446,294
2$446,294$5,383$28,851$440,912
3$440,912$5,743$28,490$435,169
4$435,169$6,128$28,106$429,041
5$429,041$6,538$27,695$422,503
6$422,503$6,976$27,257$415,527
7$415,527$7,443$26,790$408,084
8$408,084$7,942$26,292$400,142
9$400,142$8,473$25,760$391,669
10$391,669$9,041$25,192$382,628
  • Year 1$446,294
    Principal paid
    $5,045
    Interest paid
    $29,189
    Starting balance
    $451,339
  • Year 2$440,912
    Principal paid
    $5,383
    Interest paid
    $28,851
    Starting balance
    $446,294
  • Year 3$435,169
    Principal paid
    $5,743
    Interest paid
    $28,490
    Starting balance
    $440,912
  • Year 4$429,041
    Principal paid
    $6,128
    Interest paid
    $28,106
    Starting balance
    $435,169
  • Year 5$422,503
    Principal paid
    $6,538
    Interest paid
    $27,695
    Starting balance
    $429,041
  • Year 6$415,527
    Principal paid
    $6,976
    Interest paid
    $27,257
    Starting balance
    $422,503
  • Year 7$408,084
    Principal paid
    $7,443
    Interest paid
    $26,790
    Starting balance
    $415,527
  • Year 8$400,142
    Principal paid
    $7,942
    Interest paid
    $26,292
    Starting balance
    $408,084
  • Year 9$391,669
    Principal paid
    $8,473
    Interest paid
    $25,760
    Starting balance
    $400,142
  • Year 10$382,628
    Principal paid
    $9,041
    Interest paid
    $25,192
    Starting balance
    $391,669
First 10 of 30 years

Nearby

Courtesy of HIGHLAND HOMES REALTY · (888) 524-3182

Listings courtesy of ACTRIS as distributed by MLS GRID.