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ActiveMLS #6700277

189 Ruidoso RD, Kyle TX 78640

Kyle, TX 78640 · The Park At Steeplechase

Single Family Residence for sale in The Park At Steeplechase

3Bedrooms
2 full / 1 halfBathrooms
2,244Square Ft
0.14Acres
2Garage
2003Year Built
Price Reduced
1 / 40
$295,000$325,000

Overview

Property Description

Well-maintained 2-story home located on a cul-de-sac in The Park at Steeplechase. Offering 2,244 sq ft, this home features 3 bedrooms, 2.5 bathrooms, two living areas, and a spacious upstairs flex room ideal for a game room, office, or media room. The functional floor plan provides comfortable everyday living with an open kitchen, dining area, and generous primary suite with walk-in closet. Complete roof replacement completed in 2026 adds long-term value and peace of mind. The home also includes a covered front porch, private backyard, and attached 2-car garage. Conveniently located minutes from I-35, HEB, Costco, shopping, restaurants, Plum Creek Golf Course, Lake Kyle Park, downtown Kyle, and an easy commute to Austin and San Marcos. Move-in ready in an established neighborhood.

Financial Info
Price
$295,000
$ / Sqft
$131
HOA
Yes - Mandatory / $265 / Annually
HOA Name
Park at Steeplechase
HOA Includes
See Remarks
Tax Rate
2.2554%
Est. Taxes
$7,592
Tax Year
2025
Exemptions
None
Legal Info
Address
189 Ruidoso RD
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
The Park At Steeplechase
Legal Description
STEEPLECHASE THE PARK AT, BLOCK A, LOT 52
Parcel
118296000A052002
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
2
Appliances
Dishwasher, Electric Range, Refrigerator
Laundry
Laundry Room
Master Main
No
Fireplace Description
None
Interior Features
Ceiling Fan(s), None, Blinds
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2003 / Resale
Square Feet
2,244 / Public Records
Garages
2
Garage Desc
Attached
Foundation
Slab
Roof
Shingle
Construction
Frame
Acres
0.14
Lot Description
Cul-De-Sac, Open Lot
Restrictions
None
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Internet-Cable, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Fenced, Wood
Exterior Features
None
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$30,000 (−9.2%)
$325,000 → $295,000
1
Price reduction
Active
Since Aug 6, 2026
Price trend
List priceAug 2026Aug 2026
Property history2 events
DateEventPriceChange
Aug 19, 2026Price Decrease$295,000−$30,000 (−9.2%)
Aug 6, 2026New Listing

Taxes

General Information
Owner
MOTA, JAVIER
Legal
STEEPLECHASE THE PARK AT, BLOCK A, LOT 52
Geo ID
118296000A052002
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$7,592
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$74,340$253,820$328,160$328,160

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Susie Fuentes
Middle
Armando Chapa
High
Lehman

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $295,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,371 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,371

Principal & interest
$1,492
Property taxes
$633
Homeowners insurance
$246

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$236,000$2,638$15,262$233,362
2$233,362$2,814$15,086$230,548
3$230,548$3,003$14,897$227,545
4$227,545$3,204$14,696$224,341
5$224,341$3,419$14,481$220,922
6$220,922$3,648$14,253$217,274
7$217,274$3,892$14,008$213,382
8$213,382$4,153$13,748$209,230
9$209,230$4,431$13,469$204,799
10$204,799$4,727$13,173$200,072
  • Year 1$233,362
    Principal paid
    $2,638
    Interest paid
    $15,262
    Starting balance
    $236,000
  • Year 2$230,548
    Principal paid
    $2,814
    Interest paid
    $15,086
    Starting balance
    $233,362
  • Year 3$227,545
    Principal paid
    $3,003
    Interest paid
    $14,897
    Starting balance
    $230,548
  • Year 4$224,341
    Principal paid
    $3,204
    Interest paid
    $14,696
    Starting balance
    $227,545
  • Year 5$220,922
    Principal paid
    $3,419
    Interest paid
    $14,481
    Starting balance
    $224,341
  • Year 6$217,274
    Principal paid
    $3,648
    Interest paid
    $14,253
    Starting balance
    $220,922
  • Year 7$213,382
    Principal paid
    $3,892
    Interest paid
    $14,008
    Starting balance
    $217,274
  • Year 8$209,230
    Principal paid
    $4,153
    Interest paid
    $13,748
    Starting balance
    $213,382
  • Year 9$204,799
    Principal paid
    $4,431
    Interest paid
    $13,469
    Starting balance
    $209,230
  • Year 10$200,072
    Principal paid
    $4,727
    Interest paid
    $13,173
    Starting balance
    $204,799
First 10 of 30 years

Nearby

Courtesy of V360 REALTY INTERNATIONAL · (512) 655-3865

Listings courtesy of ACTRIS as distributed by MLS GRID.