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ActiveMLS #1299567

194 Trout River RD, Kyle TX 78640

Kyle, TX 78640 · 6 Creeks Ph 1 Sec 4A

Single Family Residence for sale in 6 Creeks Ph 1 Sec 4A

4Bedrooms
3Bathrooms
3,364Square Ft
0.19Acres
3Garage
2022Year Built
Price Reduced
1 / 40
$599,900$649,900

Overview

Property Description

Welcome home to this beautifully designed Perry-built home located in the desirable 6 Creeks community in Kyle, featuring spacious living, quality craftmanship, and modern finishes. Designed with both comfort and functionality in mind, this floor plan features two bedrooms and a dedicated office on the main level, offering the perfect setup for guests or multigenerational living. The spacious open-concept design offers oversized windows that fill the home with natural light throughout. Upstairs, you'll find a generous secondary living area, a media room, and two additional bedrooms and bathroom perfect for accomodating family and guests. Listing Agent is Owner/Seller.

Financial Info
Price
$599,900
$ / Sqft
$178
HOA
Yes - Mandatory / $800 / Annually
HOA Name
KiTH Management Services
HOA Includes
See Remarks
Tax Rate
1.82%
Est. Taxes
$16,710
Tax Year
2025
Exemptions
None
Legal Info
Address
194 Trout River RD
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
6 Creeks Ph 1 Sec 4A
Legal Description
6 CREEKS PHASE 1 SEC 4A, BLOCK A, Lot 16
Parcel
117817000B016002
Interior Features
Floor
Carpet, Tile
Num Living
2
Dining
2
Kitchen
Kitchen Island, Pantry
Appliances
Built-In Oven(s), Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Gas Cooktop, Microwave, Self Cleaning Oven, Gas Water Heater
Laundry
Inside, Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
High Ceilings, Electric Dryer Hookup, French Doors, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Walk-In Closet(s), Washer Hookup, Fire Alarm, Prewired, Smoke Detector(s), Double Pane Windows
General Info
Beds
4 Total / 2 Main Level / 2 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2022 / Resale
Square Feet
3,364 / Public Records
Garages
3
Garage Desc
Attached, Garage, Garage Door Opener, Tandem
Foundation
Slab
Roof
Composition
Construction
Brick, Masonry – All Sides
Acres
0.19
Lot Description
Level, Sprinkler - Back Yard, Sprinklers In Front
Restrictions
None
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Connected, Water Connected
Heat
Central, Natural Gas
A C
Central Air, Zoned
Exterior Features
Fence
Privacy, Wood
Exterior Features
Gutters Partial, Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Park, Playground, Pool

Rooms

Rooms3 rooms

Main level

  • Primary Bedroom

    Ceiling Fan(s), Quartz Counters, Full Bath, Soaking Tub, Two Primary Closets, Walk-In Closet(s)

  • Kitchen

    Butler Pantry, Center Island, Quartz Counters, Eat In Kitchen, Open to Family Room, Pantry

Second level

  • Media Room

    None

Price history

Members only
Days on market
−$50,000 (−7.7%)
$649,900 → $599,900
3
Price reductions
Active
Since Aug 7, 2026
Price trend
List priceAug 2026Sep 2026
Property history4 events
DateEventPriceChange
Sep 8, 2026Price Decrease$599,900−$30,000 (−4.8%)
Sep 1, 2026Price Decrease$629,900−$15,000 (−2.3%)
Aug 21, 2026Price Decrease$644,900−$5,000 (−0.8%)
Aug 7, 2026New Listing

Taxes

General Information
Owner
NIEMIE, JOEL R & CAITLYN R
Legal
6 CREEKS PHASE 1 SEC 4A, BLOCK B, Lot 16, 8683 SQUARE FEET
Geo ID
117817000B016002
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$16,710
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$120,360$502,743$623,103$623,103

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Jim Cullen
Middle
R C Barton
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $599,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,926 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,926

Principal & interest
$3,033
Property taxes
$1,393
Homeowners insurance
$500

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$479,920$5,364$31,037$474,556
2$474,556$5,723$30,678$468,832
3$468,832$6,107$30,294$462,726
4$462,726$6,516$29,885$456,210
5$456,210$6,952$29,449$449,258
6$449,258$7,418$28,983$441,840
7$441,840$7,914$28,487$433,926
8$433,926$8,445$27,957$425,481
9$425,481$9,010$27,391$416,471
10$416,471$9,613$26,788$406,858
  • Year 1$474,556
    Principal paid
    $5,364
    Interest paid
    $31,037
    Starting balance
    $479,920
  • Year 2$468,832
    Principal paid
    $5,723
    Interest paid
    $30,678
    Starting balance
    $474,556
  • Year 3$462,726
    Principal paid
    $6,107
    Interest paid
    $30,294
    Starting balance
    $468,832
  • Year 4$456,210
    Principal paid
    $6,516
    Interest paid
    $29,885
    Starting balance
    $462,726
  • Year 5$449,258
    Principal paid
    $6,952
    Interest paid
    $29,449
    Starting balance
    $456,210
  • Year 6$441,840
    Principal paid
    $7,418
    Interest paid
    $28,983
    Starting balance
    $449,258
  • Year 7$433,926
    Principal paid
    $7,914
    Interest paid
    $28,487
    Starting balance
    $441,840
  • Year 8$425,481
    Principal paid
    $8,445
    Interest paid
    $27,957
    Starting balance
    $433,926
  • Year 9$416,471
    Principal paid
    $9,010
    Interest paid
    $27,391
    Starting balance
    $425,481
  • Year 10$406,858
    Principal paid
    $9,613
    Interest paid
    $26,788
    Starting balance
    $416,471
First 10 of 30 years

Nearby

Courtesy of LPT Realty LLC - Ascend Group · (512) 496-3256

Listings courtesy of ACTRIS as distributed by MLS GRID.