196 Musgrav, Kyle TX 78640
Kyle, TX 78640 · Post Oak Ph One
Single Family Residence for sale in Post Oak Ph One
Overview
Property Description
Charming single-story home in Post Oak with excellent curb appeal, mature trees, and a rare FHA ASSUMABLE LOAN. Beautiful updates throughout include fresh neutral paint, stylish light fixtures, and ceiling fans that give the home a fresh, modern feel. Durable laminate and tile flooring run throughout the entire home with no carpet, making cleaning and upkeep easier. The open-concept floor plan is ideal for both entertaining and daily living, with the kitchen overlooking the spacious family room featuring soaring ceilings and a cozy fireplace as the focal point. The kitchen offers stainless steel appliances, including a 4-burner gas range with griddle, abundant cabinet storage, generous countertop workspace, and a breakfast bar that creates an easy connection to the living area. Granite and Corian countertops, along with upgraded sinks, can be found throughout the home. The primary suite features a large walk-in closet and plenty of space to unwind at the end of the day. Step outside to enjoy a backyard designed for outdoor living, complete with multiple tiled patios, including both covered and uncovered spaces for relaxing, dining, or entertaining, plus an organic garden bed for those who enjoy gardening. An easement directly behind the fence also adds an extra layer of privacy to the backyard. Additional improvements include a roof replaced in July 2019 and a water heater replaced in 2024, and the washer and dryer convey with the sale. Residents enjoy the neighborhood pool, playground, and sports court located just two blocks away, along with Tobias Elementary directly across the street from the neighborhood entrance, plus convenient access to shopping, dining, and major commuter routes.
Financial Info
- Price
- $243,500
- $ / Sqft
- $169
- HOA
- Yes - Mandatory / $94.4 / Quarterly
- HOA Name
- Post Oak HOA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.4467%
- Est. Taxes
- $5,872
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 196 Musgrav
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- Post Oak Ph One
- Legal Description
- POST OAK PHASE ONE, BLOCK B, LOT 8
- Parcel
- 116573000B008002
Interior Features
- Floor
- Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters
- Appliances
- Dishwasher, Microwave, Range
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room
- Interior Features
- Breakfast Bar, Ceiling Fan(s), High Ceilings, Corain Counters, Granite Counters, Double Vanity, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Smoke Detector(s), Blinds
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2004 / Resale
- Square Feet
- 1,439 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Driveway, Garage, Garage Door Opener
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Masonry – Partial
- Acres
- 0.18
- Lot Description
- Back Yard, Curbs, Front Yard, Level
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Back Yard, Privacy
- Exterior Features
- Private Yard, Covered, Patio, Rear Porch
- Pool On Property
- No
- Area Amenities
- Common Grounds, Playground, Pool, Sidewalks, Sport Court(s)/Facility
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 24, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Tobias
- Middle
- Laura B Wallace
- High
- Jack C Hays
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,923 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,923
- Principal & interest
- $1,231
- Property taxes
- $489
- Homeowners insurance
- $203
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $194,800 | $2,177 | $12,598 | $192,623 | |
| 2 | $192,623 | $2,323 | $12,452 | $190,300 | |
| 3 | $190,300 | $2,479 | $12,296 | $187,821 | |
| 4 | $187,821 | $2,645 | $12,130 | $185,176 | |
| 5 | $185,176 | $2,822 | $11,953 | $182,354 | |
| 6 | $182,354 | $3,011 | $11,764 | $179,343 | |
| 7 | $179,343 | $3,212 | $11,563 | $176,131 | |
| 8 | $176,131 | $3,428 | $11,348 | $172,703 | |
| 9 | $172,703 | $3,657 | $11,118 | $169,046 | |
| 10 | $169,046 | $3,902 | $10,873 | $165,144 |
- Year 1$192,623
- Principal paid
- $2,177
- Interest paid
- $12,598
- Starting balance
- $194,800
- Year 2$190,300
- Principal paid
- $2,323
- Interest paid
- $12,452
- Starting balance
- $192,623
- Year 3$187,821
- Principal paid
- $2,479
- Interest paid
- $12,296
- Starting balance
- $190,300
- Year 4$185,176
- Principal paid
- $2,645
- Interest paid
- $12,130
- Starting balance
- $187,821
- Year 5$182,354
- Principal paid
- $2,822
- Interest paid
- $11,953
- Starting balance
- $185,176
- Year 6$179,343
- Principal paid
- $3,011
- Interest paid
- $11,764
- Starting balance
- $182,354
- Year 7$176,131
- Principal paid
- $3,212
- Interest paid
- $11,563
- Starting balance
- $179,343
- Year 8$172,703
- Principal paid
- $3,428
- Interest paid
- $11,348
- Starting balance
- $176,131
- Year 9$169,046
- Principal paid
- $3,657
- Interest paid
- $11,118
- Starting balance
- $172,703
- Year 10$165,144
- Principal paid
- $3,902
- Interest paid
- $10,873
- Starting balance
- $169,046
Nearby
Courtesy of Keller Williams Realty · (512) 448-4111
Listings courtesy of ACTRIS as distributed by MLS GRID.