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Active Under ContractMLS #4836883

199 Five Mile Creek WAY, Kyle TX 78640

Kyle, TX 78640 · 6 Creeks Ph 1 Sec 7

Single Family Residence for sale in 6 Creeks Ph 1 Sec 7

4Bedrooms
3Bathrooms
2,485Square Ft
0.19Acres
2Garage
2023Year Built
1 / 37
$445,000
3D tour

Overview

Property Description

Space, flexibility, and privacy come together in this thoughtfully designed 4 bedroom, 3 bath home in one of Kyle's most desirable communities. Inside, you'll find a dedicated office, a media room, and an open floor plan that makes everyday living feel effortless. Tall ceilings, abundant natural light, and a seamless flow between the kitchen, dining, and living areas create a space that's both inviting and functional. The kitchen is truly the heart of the home, featuring a large island, quartz countertops, a gas cooktop, and plenty of cabinet space. Whether you're preparing a weeknight meal or hosting friends and family, this space was designed to bring everyone together. The spacious primary suite offers a peaceful retreat with a beautiful ensuite bath and a large walk-in closet. Three additional bedrooms, a dedicated office, and a media room or provide the flexibility to fit your lifestyle, whether you're working from home, entertaining, or simply need room to spread out. Step outside to the covered patio and enjoy the privacy of no rear neighbors. The backyard offers plenty of space to relax, grill, or let kids and pets play. Living in 6 Creeks means enjoying resort-style amenities, including a luxury pool, pickleball courts, walking trails, catch-n-release pond, playgrounds, and beautiful green spaces—all just minutes from shopping, dining, and everything Kyle has to offer. If you've been looking for a home that offers space, privacy, and a floor plan that truly works for everyday life, this one is definitely worth seeing. This is a short sale. Please call with any questions.

Financial Info
Price
$445,000
$ / Sqft
$179
HOA
Yes - Mandatory / $200 / Quarterly
HOA Name
6 Creeks
HOA Includes
Common Area Maintenance
Tax Rate
1.8%
Est. Taxes
$10,698.45
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
199 Five Mile Creek WAY
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
6 Creeks Ph 1 Sec 7
Legal Description
6 CREEKS PHASE 1 SECTION 7, BLOCK N, LOT 47, 8155 SQUARE FEET
Parcel
199 Five Mile Creek Way
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Built-In Oven(s), Cooktop, Disposal, Gas Cooktop, Instant Hot Water, Microwave, Gas Oven, Plumbed For Ice Maker, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer, Tankless Water Heater
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main
Master Main
Yes
Interior Features
Built-in Features, Ceiling Fan(s), Double Vanity, French Doors, High Ceilings, Kitchen Island, Recessed Lighting, Primary Bedroom on Main, Open Floorplan, Smart Home, Smart Thermostat, Wired for Data, Multiple Living Areas, Study/Home Office, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, Insulated Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2023 / Resale
Square Feet
2,485 / Builder
Garages
2
Garage Desc
Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Brick, Masonry – All Sides, Stone
Acres
0.19
Lot Description
Back to Park/Greenbelt, Curbs, Sprinkler - Automatic, Trees-Small (Under 20 Ft)
Restrictions
City Restrictions, Covenant, Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Natural Gas Available, Sewer Connected, Underground Utilities, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Privacy, Stone, Wood
Exterior Features
Private Yard, Covered, Mosquito System, Patio, Rear Porch
Pool On Property
No
Area Amenities
Clubhouse, Cluster Mailbox, Common Grounds, Fishing, Lake, Park, Pool, Sidewalks, Tennis Court(s)

Rooms

Rooms12 rooms

Main level

  • Living Room

    Ceiling Fan(s), High Ceilings, Recessed Lighting

  • Bedroom

    Walk-In Closet(s)

  • Bathroom

    Quartz Counters, Dual Vanity, Full Bath, Garden Tub, Recessed Lighting

  • Office

    Ceiling Fan(s)

  • Laundry

    Electric Dryer Hookup, Gas Dryer Hookup, Recessed Lighting, Washer Hookup

  • Primary Bathroom

    Quartz Counters, Full Bath, Recessed Lighting, Walk-In Closet(s), Walk-in Shower

  • Bedroom

    Walk-In Closet(s)

  • Bedroom

    Walk-in Shower

  • Media Room

    Recessed Lighting

  • Primary Bedroom

    Ceiling Fan(s)

  • Kitchen

    Kitchn - Breakfast Area, Center Island, Quartz Counters, Eat In Kitchen, Gourmet Kitchen, High Ceilings, Open to Family Room, Pantry, Recessed Lighting

  • Bathroom

    Quartz Counters, Full Bath, Garden Tub, Recessed Lighting

Price history

Members only
Days on market
$445,000
List price
0
Price reductions
Active Under Contract
Since Aug 5, 2026
Property history3 events
DateEventPriceChange
Aug 14, 2026Active Under Contract
Aug 11, 2026Withdrawn
Aug 5, 2026New Listing

Taxes

General Information
Owner
IRAKIZA MERCI & VUGANEZA EUNICE
Legal
6 CREEKS PHASE 1 SECTION 7, BLOCK N, Lot 47, 8155 SQUARE FEET
Geo ID
117787000N000472
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$10,698.45
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$120,360$432,280$552,640$552,640

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Jim Cullen
Middle
R C Barton
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $445,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,513 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,513

Principal & interest
$2,250
Property taxes
$892
Homeowners insurance
$371

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$356,000$3,979$23,023$352,021
2$352,021$4,246$22,756$347,775
3$347,775$4,530$22,472$343,245
4$343,245$4,833$22,169$338,412
5$338,412$5,157$21,845$333,255
6$333,255$5,502$21,500$327,753
7$327,753$5,871$21,131$321,882
8$321,882$6,264$20,738$315,618
9$315,618$6,684$20,318$308,934
10$308,934$7,131$19,871$301,803
  • Year 1$352,021
    Principal paid
    $3,979
    Interest paid
    $23,023
    Starting balance
    $356,000
  • Year 2$347,775
    Principal paid
    $4,246
    Interest paid
    $22,756
    Starting balance
    $352,021
  • Year 3$343,245
    Principal paid
    $4,530
    Interest paid
    $22,472
    Starting balance
    $347,775
  • Year 4$338,412
    Principal paid
    $4,833
    Interest paid
    $22,169
    Starting balance
    $343,245
  • Year 5$333,255
    Principal paid
    $5,157
    Interest paid
    $21,845
    Starting balance
    $338,412
  • Year 6$327,753
    Principal paid
    $5,502
    Interest paid
    $21,500
    Starting balance
    $333,255
  • Year 7$321,882
    Principal paid
    $5,871
    Interest paid
    $21,131
    Starting balance
    $327,753
  • Year 8$315,618
    Principal paid
    $6,264
    Interest paid
    $20,738
    Starting balance
    $321,882
  • Year 9$308,934
    Principal paid
    $6,684
    Interest paid
    $20,318
    Starting balance
    $315,618
  • Year 10$301,803
    Principal paid
    $7,131
    Interest paid
    $19,871
    Starting balance
    $308,934
First 10 of 30 years

Nearby

Courtesy of eXp Realty, LLC · (888) 519-7431

Listings courtesy of ACTRIS as distributed by MLS GRID.