221 Iron Creek WAY, Kyle TX 78640
Kyle, TX 78640 · 6 Creeks Ph 1 Sec 5B
Single Family Residence for sale in 6 Creeks Ph 1 Sec 5B
Overview
Property Description
***6 Creeks will start paying city water rates as of October 1, 2026*** This home, which is "better than new," has been meticulously upgraded in all the right areas. Spanning 2761 square feet, it features four bedrooms, an office, and three full bathrooms, enhanced by a fireplace, luxury vinyl plank flooring, and an abundance of natural light streaming through the floor-to-ceiling windows. The open floor plan highlights a stunning modern kitchen with ample storage, a large island, and a butler's pantry. In addition to the builder's upgrades, the home offers enhanced interior features such as NASA-grade insulation, epoxy finishes in the garage and on the front porch, upgraded electrical systems, lighting, and hardware, a water softener, new carpeting, window treatments, and ceiling fans. The primary bathroom suite is a luxurious retreat, complete with a double vanity, walk-in shower, soaking tub, spacious walk-in closet, and a Toto Bidet for added luxury. Your outdoor oasis has been beautifully renovated, making it an ideal space for relaxation and entertainment. The rock patio has been extended and includes an outdoor kitchen equipped with a grill, cooler, and green egg. While grilling, you can enjoy the covered patio featuring a mounted 75" TV or unwind in the hot tub on the sunbathing patio. An additional shed and gardening beds complete this perfect outdoor setting. Beyond your private sanctuary, the 6 Creeks community enriches your lifestyle with access to a pond, scenic walking paths, a playground, and a community pool. Furthermore, residents of Iron Creek Way benefit from organized gatherings and holiday events, promoting a strong sense of community.
Financial Info
- Price
- $585,000
- $ / Sqft
- $215
- HOA
- Yes - Mandatory / $200 / Quarterly
- HOA Name
- 6 Creeks HOA
- HOA Includes
- See Remarks, Common Area Maintenance
- Tax Rate
- 1.8203%
- Est. Taxes
- $10,830.5
- Tax Year
- 2025
- Exemptions
- Homestead, Over 65
Legal Info
- Address
- 221 Iron Creek WAY
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- 6 Creeks Ph 1 Sec 5B
- Legal Description
- 6 CREEKS PH 1 SEC 5B, BLOCK R, LOT 2, 9760 SQUARE FEET
- Parcel
- 117779000R002002
Interior Features
- Floor
- Carpet, Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater, WaterSoftener
- Laundry
- Inside, Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Gas Log, Living Room
- Interior Features
- Bar, Ceiling Fan(s), High Ceilings, Quartz Counters, Double Vanity, Electric Dryer Hookup, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Study/Home Office, Walk-In Closet(s), Washer Hookup, None, Double Pane Windows, Screens, Window Treatments
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2023 / Resale
- Square Feet
- 2,721 / Public Records
- Garages
- 3
- Garage Desc
- Attached, Garage, Garage Door Opener
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Masonry – All Sides, Stone
- Acres
- 0.22
- Lot Description
- Back Yard, Front Yard, Level, Sprinkler - Automatic
- Restrictions
- None
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Municipal Utility District (MUD)
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Natural Gas Available, Sewer Available, Water Available
- Heat
- Central, Fireplace(s)
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Stone
- Exterior Features
- See Remarks, Gutters Partial, Outdoor Grill, Private Yard, Covered, Patio, Rear Porch
- Pool On Property
- No
- Area Amenities
- Clubhouse, Cluster Mailbox, Park, Picnic Area, Planned Social Activities, Playground, Pool, Sport Court(s)/Facility
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 14, 2026 | Price Decrease | $585,000−$10,000 (−1.7%) | −$10,000 (−1.7%) |
| Jun 25, 2026 | New Listing | — |
Taxes
- Owner
- SENECAL PAUL ROBERT & KATHLEEN OSHEA
- Legal
- 6 CREEKS PH 1 SEC 5B, BLOCK R, Lot 2, 9760 SQUARE FEET
- Geo ID
- 117779000R002002
- Exemption Type
- Homestead, OA
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $10,830.5
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $120,360 | $448,380 | $568,740 | $568,740 |
Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Laura B Negley
- Middle
- R C Barton
- High
- Jack C Hays
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,349 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,349
- Principal & interest
- $2,958
- Property taxes
- $903
- Homeowners insurance
- $488
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $468,000 | $5,231 | $30,266 | $462,769 | |
| 2 | $462,769 | $5,581 | $29,916 | $457,188 | |
| 3 | $457,188 | $5,955 | $29,542 | $451,233 | |
| 4 | $451,233 | $6,354 | $29,143 | $444,879 | |
| 5 | $444,879 | $6,779 | $28,718 | $438,099 | |
| 6 | $438,099 | $7,233 | $28,263 | $430,866 | |
| 7 | $430,866 | $7,718 | $27,779 | $423,148 | |
| 8 | $423,148 | $8,235 | $27,262 | $414,913 | |
| 9 | $414,913 | $8,786 | $26,711 | $406,127 | |
| 10 | $406,127 | $9,375 | $26,122 | $396,752 |
- Year 1$462,769
- Principal paid
- $5,231
- Interest paid
- $30,266
- Starting balance
- $468,000
- Year 2$457,188
- Principal paid
- $5,581
- Interest paid
- $29,916
- Starting balance
- $462,769
- Year 3$451,233
- Principal paid
- $5,955
- Interest paid
- $29,542
- Starting balance
- $457,188
- Year 4$444,879
- Principal paid
- $6,354
- Interest paid
- $29,143
- Starting balance
- $451,233
- Year 5$438,099
- Principal paid
- $6,779
- Interest paid
- $28,718
- Starting balance
- $444,879
- Year 6$430,866
- Principal paid
- $7,233
- Interest paid
- $28,263
- Starting balance
- $438,099
- Year 7$423,148
- Principal paid
- $7,718
- Interest paid
- $27,779
- Starting balance
- $430,866
- Year 8$414,913
- Principal paid
- $8,235
- Interest paid
- $27,262
- Starting balance
- $423,148
- Year 9$406,127
- Principal paid
- $8,786
- Interest paid
- $26,711
- Starting balance
- $414,913
- Year 10$396,752
- Principal paid
- $9,375
- Interest paid
- $26,122
- Starting balance
- $406,127
Nearby
Courtesy of Womack Real Estate LLC · (512) 626-0621
Listings courtesy of ACTRIS as distributed by MLS GRID.