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ActiveMLS #7562906

229 McGarity, Kyle TX 78640

Kyle, TX 78640 · Plum Creek Ph 1 Sec 2I

Single Family Residence for sale in Plum Creek Ph 1 Sec 2I

3Bedrooms
2 full / 1 halfBathrooms
2,565Square Ft
0.22Acres
2Garage
2006Year Built
Price Reduced
1 / 40
$439,000$449,000

Overview

Property Description

Welcome to this beautifully updated 3-bedroom, 2.5-bathroom home in desirable Plum Creek, offering approximately 2,500 square feet of comfortable living space on a corner lot with one of the largest backyards in the community. The home features no carpet, with vinyl plank flooring throughout, along with a remodeled primary bathroom and shower and an updated guest bathroom. Outdoor living is exceptional, with an extended concrete back porch, pergola, extended covered back patio, and outdoor kitchen, all enhanced with durable epoxy floor coating. The fully enclosed backyard includes a driveway gate for added privacy and convenience, while a long extended driveway provides plenty of parking. Additional updates include 25-year 3-tab architectural shingles replaced in 2021. Enjoy a greenbelt directly in front of the home with no future building planned, along with views toward the Plum Creek Golf Course’s 2nd green. A bike and walking path across the street provides easy access to the Plum Creek ponds and hike-and-bike trails, and residents enjoy a golf-cart-friendly neighborhood as well as Plum Creek golf membership and green-fee discounts. Conveniently located near schools, shopping, dining, recreation, and everyday essentials, including Costco, H-E-B, and Target, with healthcare and major employers nearby. Easy access to I-35 puts Austin approximately 25 minutes away and San Marcos about 15 minutes away, making this home an ideal blend of comfort, outdoor living, updates, and convenience.

Financial Info
Price
$439,000
$ / Sqft
$171
HOA
Yes - Mandatory / $178 / Quarterly
HOA Name
Plum Creek HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.4467%
Est. Taxes
$10,581.36
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
229 McGarity
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Plum Creek Ph 1 Sec 2I
Legal Description
PLUM CREEK PHASE 1 SEC 2I, BLOCK Y Y, LOT 5, ACRES 0.2194
Parcel
11655200YY005002
Interior Features
Floor
Tile, Vinyl
Num Living
3
Dining
2
Kitchen
Breakfast Bar, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Microwave, Oven, Range, Free-Standing Range, Gas Water Heater
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
No
Fireplaces
1
Fireplace Description
Family Room, Living Room
Interior Features
Bar, Breakfast Bar, Built-in Features, Ceiling Fan(s), High Ceilings, Chandelier, Crown Molding, Double Vanity, French Doors, Interior Steps, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Wired for Sound, Prewired, Smoke Detector(s), None
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2006 / Resale
Square Feet
2,565 / Public Records
Garages
2
Garage Desc
Attached, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Rear, Reserved
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Wood Siding, Stone, Stucco
Acres
0.22
Lot Description
Alley Access, Interior Lot, Near Golf Course, Public Maintained Road, Trees-Moderate
Restrictions
Deed Restrictions
Flood Plain
No
View
See Remarks
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Natural Gas Available, Phone Available
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Fenced, Vinyl, Wood
Exterior Features
Balcony, Private Yard, Covered, Porch
Pool On Property
No
Area Amenities
Common Grounds, Dog Park, Golf, Lake, Park, Playground, Pool, Street Lights, Underground Utilities

Price history

Members only
Days on market
−$10,000 (−2.2%)
$449,000 → $439,000
1
Price reduction
Active
Since Aug 10, 2026
Price trend
List priceAug 2026Sep 2026
Property history2 events
DateEventPriceChange
Sep 3, 2026Price Decrease$439,000−$10,000 (−2.2%)
Aug 10, 2026New Listing

Taxes

General Information
Owner
SANDERS PATRICK
Legal
PLUM CREEK PHASE 1 SEC 2I, BLOCK Y Y, Lot 5, ACRES 0.2194
Geo ID
11655200YY005002
Acreage
0.22
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$10,581.36
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$67,260$333,590$400,850$400,850

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Laura B Negley
Middle
R C Barton
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $439,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,468 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,468

Principal & interest
$2,220
Property taxes
$882
Homeowners insurance
$366

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$351,200$3,925$22,712$347,275
2$347,275$4,188$22,450$343,086
3$343,086$4,469$22,169$338,617
4$338,617$4,768$21,870$333,849
5$333,849$5,087$21,550$328,762
6$328,762$5,428$21,210$323,334
7$323,334$5,792$20,846$317,542
8$317,542$6,180$20,458$311,362
9$311,362$6,593$20,044$304,769
10$304,769$7,035$19,603$297,734
  • Year 1$347,275
    Principal paid
    $3,925
    Interest paid
    $22,712
    Starting balance
    $351,200
  • Year 2$343,086
    Principal paid
    $4,188
    Interest paid
    $22,450
    Starting balance
    $347,275
  • Year 3$338,617
    Principal paid
    $4,469
    Interest paid
    $22,169
    Starting balance
    $343,086
  • Year 4$333,849
    Principal paid
    $4,768
    Interest paid
    $21,870
    Starting balance
    $338,617
  • Year 5$328,762
    Principal paid
    $5,087
    Interest paid
    $21,550
    Starting balance
    $333,849
  • Year 6$323,334
    Principal paid
    $5,428
    Interest paid
    $21,210
    Starting balance
    $328,762
  • Year 7$317,542
    Principal paid
    $5,792
    Interest paid
    $20,846
    Starting balance
    $323,334
  • Year 8$311,362
    Principal paid
    $6,180
    Interest paid
    $20,458
    Starting balance
    $317,542
  • Year 9$304,769
    Principal paid
    $6,593
    Interest paid
    $20,044
    Starting balance
    $311,362
  • Year 10$297,734
    Principal paid
    $7,035
    Interest paid
    $19,603
    Starting balance
    $304,769
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 448-4111

Listings courtesy of ACTRIS as distributed by MLS GRID.