ActiveMLS #3723442
266 Reef Band DR, Kyle TX 78640
Kyle, TX 78640 · Crosswinds
Single Family Residence for sale in Crosswinds
$490,900
$399,900
4Bedrooms
3 full / 1 halfBathrooms
2,379Square Ft
0.11Acres
2Garage
2026Year Built
Price Reduced
1 / 6$399,900$490,900
Overview
Property Description
Welcoming entry extends past the half bathroom to a spacious family room. Dining area with a large window. Island kitchen offers built-in seating space and a corner walk-in pantry. Rear home office with French doors just off the kitchen area. Second floor Primary suite with a large window that overlooks the front view. Primary bath with French door entry, dual vanities, a glass enclosed shower and two walk-in closets. Secondary bedrooms with walk-in closets complete the second level. Covered backyard patio. Utility room and mud room just off the two-door garage.
Financial Info
- Price
- $399,900
- $ / Sqft
- $168
- HOA
- Yes - Mandatory / $593 / Annually
- HOA Name
- Guardian Association Mgmt
- HOA Includes
- Common Area Maintenance, Maintenance Grounds, Maintenance Structure
- Tax Rate
- 2.75%
- Est. Taxes
- $13,499.75
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 266 Reef Band DR
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- Crosswinds
- Legal Description
- CROSSWINDS PHASE FOUR-A, BLOCK NN, Lot 11, ACRES 0.112
- Parcel
- R191282
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters, Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Cooktop, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Microwave, Self Cleaning Oven, Tankless Water Heater
- Laundry
- Inside, Laundry Room
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Breakfast Bar, High Ceilings, Granite Counters, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, French Doors, High Speed Internet, Kitchen Island, Low Flow Plumbing Fixtures, Open Floorplan, Pantry, Smart Thermostat, Study/Home Office, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Prewired, Smoke Detector(s), Double Pane Windows
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 3 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2026 / Under Construction
- Square Feet
- 2,379 / Builder
- Garages
- 2
- Garage Desc
- Attached, Driveway, Garage, Garage Door Opener
- Foundation
- Slab
- Roof
- Composition
- Construction
- Cement Siding, Stone
- Acres
- 0.11
- Lot Description
- Back Yard, Front Yard, Sprinkler - Back Yard, Sprinklers In Front
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Underground Utilities
- Heat
- Natural Gas
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Privacy, Wood
- Exterior Features
- Gutters Partial, Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Dog Park, Playground, Pool, Tennis Court(s)
Rooms
Rooms14 rooms
First level
- Foyer
- Family Room
19x17
- Kitchen
- Bathroom
- Dining Room
11x12
- Laundry
- Office
11x12
Second level
- Primary Bedroom
18x13
- Bedroom
11x13
- Bedroom
14x12
- Bathroom
- Bathroom
- Primary Bathroom
- Bedroom
15x12
Price history
Members only
Days on market
−$91,000 (−18.5%)
$490,900 → $399,900
4
Price reductions
Active
Since Jun 26, 2026
Price trend
List priceJun 2026 → Sep 2026
Property history7 events
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 2, 2026 | Price Decrease | $399,900−$3,000 (−0.7%) | −$3,000 (−0.7%) |
| Aug 31, 2026 | Price Increase | $402,900+$3,000 (+0.8%) | +$3,000 (+0.8%) |
| Aug 26, 2026 | Price Decrease | $399,900−$25,000 (−5.9%) | −$25,000 (−5.9%) |
| Aug 13, 2026 | Price Decrease | $424,900−$50,000 (−10.5%) | −$50,000 (−10.5%) |
| Jul 14, 2026 | Price Decrease | $474,900−$25,000 (−5%) | −$25,000 (−5%) |
| Jun 30, 2026 | Price Increase | $499,900+$9,000 (+1.8%) | +$9,000 (+1.8%) |
| Jun 26, 2026 | New Listing | — |
Taxes
General Information
- Owner
- PHAU-CW4A LLC
- Legal
- CROSSWINDS PHASE FOUR-A, BLOCK NN, Lot 11, ACRES 0.112
- Geo ID
- 11222100NN000112
- Acreage
- 0.11
Exemptions
- Exemption Type
- INV
Taxing Units
- Detail
- Not provided by this county source
Tax Summary
- MLS estimated annual taxes
- $13,499.75
- MLS tax year
- 2026
Appraisal Values
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $92,750 | $0 | $92,750 | $92,750 |
Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Ralph Pfluger
- Middle
- Armando Chapa
- High
- Lehman
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
List price $399,900
Down paymentStays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)
Estimated monthly payment
$3,480 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,480
- Principal & interest
- $2,022
- Property taxes
- $1,125
- Homeowners insurance
- $333
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $319,920 | $3,576 | $20,690 | $316,344 | |
| 2 | $316,344 | $3,815 | $20,450 | $312,529 | |
| 3 | $312,529 | $4,071 | $20,195 | $308,458 | |
| 4 | $308,458 | $4,343 | $19,922 | $304,115 | |
| 5 | $304,115 | $4,634 | $19,631 | $299,480 | |
| 6 | $299,480 | $4,945 | $19,321 | $294,536 | |
| 7 | $294,536 | $5,276 | $18,989 | $289,260 | |
| 8 | $289,260 | $5,629 | $18,636 | $283,630 | |
| 9 | $283,630 | $6,006 | $18,259 | $277,624 | |
| 10 | $277,624 | $6,408 | $17,857 | $271,216 |
- Year 1$316,344
- Principal paid
- $3,576
- Interest paid
- $20,690
- Starting balance
- $319,920
- Year 2$312,529
- Principal paid
- $3,815
- Interest paid
- $20,450
- Starting balance
- $316,344
- Year 3$308,458
- Principal paid
- $4,071
- Interest paid
- $20,195
- Starting balance
- $312,529
- Year 4$304,115
- Principal paid
- $4,343
- Interest paid
- $19,922
- Starting balance
- $308,458
- Year 5$299,480
- Principal paid
- $4,634
- Interest paid
- $19,631
- Starting balance
- $304,115
- Year 6$294,536
- Principal paid
- $4,945
- Interest paid
- $19,321
- Starting balance
- $299,480
- Year 7$289,260
- Principal paid
- $5,276
- Interest paid
- $18,989
- Starting balance
- $294,536
- Year 8$283,630
- Principal paid
- $5,629
- Interest paid
- $18,636
- Starting balance
- $289,260
- Year 9$277,624
- Principal paid
- $6,006
- Interest paid
- $18,259
- Starting balance
- $283,630
- Year 10$271,216
- Principal paid
- $6,408
- Interest paid
- $17,857
- Starting balance
- $277,624
First 10 of 30 years
Nearby
Courtesy of Perry Homes Realty, LLC · (713) 948-6666
Listings courtesy of ACTRIS as distributed by MLS GRID.