271 Reef Band DR, Kyle TX 78640
Kyle, TX 78640 · Crosswinds Ph Four-A
Single Family Residence for sale in Crosswinds Ph Four-A
Overview
Property Description
Built by Perry Homes in 2024, this beautifully upgraded 1 story offers 1,500 sq.ft. of thoughtfully designed living space. Situated on the largest corner 0.17 acre lot in the neighborhood, this home stands out with exceptional curb appeal and premium builder upgrades. Inside, you'll find engineered hardwood flooring, soaring ceilings, abundant natural light from seven additional windows added in design by owner, and an open-concept layout designed for both everyday living and entertaining. The spacious kitchen features a large center island, pantry, stainless steel appliances including a cooktop, built-in oven, microwave, dishwasher, sink disposal and tankless water heater in the 2 car garage. The primary suite offers a relaxing retreat with a beautifully upgraded bathroom featuring tile extended to the ceiling for a custom luxury finish with soaking tube and walk-in shower with shelf seating. The secondary bathroom has been enhanced with full-height tile, creating a polished upscale look. Additional features include spacious bedrooms, tile flooring in wet areas, wired-for-sound, ceiling fans, dining area, full irrigation for the front and back yards, and 4 side brick exterior siding. Crosswinds amenities offers community pool, children’s pool, walking trails and new community market.
Financial Info
- Price
- $399,900
- $ / Sqft
- $267
- HOA
- Yes - Mandatory / $575 / Annually
- HOA Name
- Guardian Assoc.
- HOA Includes
- See Remarks
- Tax Rate
- 2.751%
- Est. Taxes
- $9,231
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 271 Reef Band DR
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- Crosswinds Ph Four-A
- Legal Description
- CROSSWINDS PHASE FOUR-A, BLOCK OO, Lot 1, ACRES 0.179
- Parcel
- 11222100OO000012
Interior Features
- Floor
- Tile, Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Kitchen Island, Pantry
- Appliances
- Cooktop, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Self Cleaning Oven, Washer/Dryer, Tankless Water Heater
- Laundry
- Inside, Laundry Room, Main Level
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), High Ceilings, Kitchen Island, Multiple Dining Areas, Pantry, Primary Bedroom on Main, Wired for Sound, Fire Alarm, Prewired, Double Pane Windows
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2024 / Resale
- Square Feet
- 1,500 / Builder
- Garages
- 2
- Garage Desc
- Attached, Garage, Garage Door Opener, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition
- Construction
- Brick, Masonry – All Sides, Cement Siding
- Acres
- 0.18
- Lot Description
- Sprinkler - Back Yard, Sprinklers In Front
- Restrictions
- City Restrictions, Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Municipal Utility District (MUD)
- Sewer
- Municipal Utility District (MUD)
- Utilities
- Underground Utilities
- Heat
- Central, Heat Pump, Natural Gas
- A C
- Central Air
Exterior Features
- Fence
- Privacy, Wood
- Exterior Features
- Gutters Partial, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Curbs, Dog Park, Park, Pet Amenities, Pool, Sidewalks
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 13, 2026 | Price Decrease | $399,900−$25,100 (−5.9%) | −$25,100 (−5.9%) |
| Aug 4, 2026 | New Listing | — |
Taxes
- Owner
- BLACK, MELISSA RENEE
- Legal
- CROSSWINDS PHASE FOUR-A, BLOCK OO, Lot 1, ACRES 0.179
- Geo ID
- 11222100OO000012
- Acreage
- 0.18
- Exemption Type
- Homestead
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $9,231
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $92,750 | $242,810 | $335,560 | $335,560 |
Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Ralph Pfluger
- Middle
- Armando Chapa
- High
- Lehman
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,124 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,124
- Principal & interest
- $2,022
- Property taxes
- $769
- Homeowners insurance
- $333
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $319,920 | $3,576 | $20,690 | $316,344 | |
| 2 | $316,344 | $3,815 | $20,450 | $312,529 | |
| 3 | $312,529 | $4,071 | $20,195 | $308,458 | |
| 4 | $308,458 | $4,343 | $19,922 | $304,115 | |
| 5 | $304,115 | $4,634 | $19,631 | $299,480 | |
| 6 | $299,480 | $4,945 | $19,321 | $294,536 | |
| 7 | $294,536 | $5,276 | $18,989 | $289,260 | |
| 8 | $289,260 | $5,629 | $18,636 | $283,630 | |
| 9 | $283,630 | $6,006 | $18,259 | $277,624 | |
| 10 | $277,624 | $6,408 | $17,857 | $271,216 |
- Year 1$316,344
- Principal paid
- $3,576
- Interest paid
- $20,690
- Starting balance
- $319,920
- Year 2$312,529
- Principal paid
- $3,815
- Interest paid
- $20,450
- Starting balance
- $316,344
- Year 3$308,458
- Principal paid
- $4,071
- Interest paid
- $20,195
- Starting balance
- $312,529
- Year 4$304,115
- Principal paid
- $4,343
- Interest paid
- $19,922
- Starting balance
- $308,458
- Year 5$299,480
- Principal paid
- $4,634
- Interest paid
- $19,631
- Starting balance
- $304,115
- Year 6$294,536
- Principal paid
- $4,945
- Interest paid
- $19,321
- Starting balance
- $299,480
- Year 7$289,260
- Principal paid
- $5,276
- Interest paid
- $18,989
- Starting balance
- $294,536
- Year 8$283,630
- Principal paid
- $5,629
- Interest paid
- $18,636
- Starting balance
- $289,260
- Year 9$277,624
- Principal paid
- $6,006
- Interest paid
- $18,259
- Starting balance
- $283,630
- Year 10$271,216
- Principal paid
- $6,408
- Interest paid
- $17,857
- Starting balance
- $277,624
Nearby
Courtesy of Pure Realty · (512) 337-0400
Listings courtesy of ACTRIS as distributed by MLS GRID.