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ActiveMLS #8882122

271 Reef Band DR, Kyle TX 78640

Kyle, TX 78640 · Crosswinds Ph Four-A

Single Family Residence for sale in Crosswinds Ph Four-A

3Bedrooms
2Bathrooms
1,500Square Ft
0.18Acres
2Garage
2024Year Built
Price Reduced
1 / 40
$399,800$425,000
3D tour

Overview

Property Description

Built by Perry Homes in 2024, this beautifully upgraded 1 story offers 1,500 sq.ft. of thoughtfully designed living space. Situated on the largest corner 0.17 acre lot in the neighborhood, this home stands out with exceptional curb appeal and premium builder upgrades. Inside, you'll find engineered hardwood flooring, soaring ceilings, abundant natural light from seven additional windows added in design by owner, and an open-concept layout designed for both everyday living and entertaining. The spacious kitchen features a large center island, pantry, stainless steel appliances including a cooktop, built-in oven, microwave, dishwasher, sink disposal and tankless water heater in the 2 car garage. The primary suite offers a relaxing retreat with a beautifully upgraded bathroom featuring tile extended to the ceiling for a custom luxury finish with soaking tube and walk-in shower with shelf seating. The secondary bathroom has been enhanced with full-height tile, creating a polished upscale look. Additional features include spacious bedrooms, tile flooring in wet areas, wired-for-sound, ceiling fans, dining area, full irrigation for the front and back yards, and 4 side brick exterior siding. Crosswinds amenities offers community pool, children’s pool, walking trails and new community market.

Financial Info
Price
$399,800
$ / Sqft
$267
HOA
Yes - Mandatory / $575 / Annually
HOA Name
Guardian Assoc.
HOA Includes
See Remarks
Tax Rate
2.751%
Est. Taxes
$9,231
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
271 Reef Band DR
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Crosswinds Ph Four-A
Legal Description
CROSSWINDS PHASE FOUR-A, BLOCK OO, Lot 1, ACRES 0.179
Parcel
11222100OO000012
Interior Features
Floor
Tile, Wood
Num Living
1
Dining
1
Kitchen
Kitchen Island, Pantry
Appliances
Cooktop, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Self Cleaning Oven, Washer/Dryer, Tankless Water Heater
Laundry
Inside, Laundry Room, Main Level
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Ceiling Fan(s), High Ceilings, Kitchen Island, Multiple Dining Areas, Pantry, Primary Bedroom on Main, Wired for Sound, Fire Alarm, Prewired, Double Pane Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2024 / Resale
Square Feet
1,500 / Builder
Garages
2
Garage Desc
Attached, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Brick, Masonry – All Sides, Cement Siding
Acres
0.18
Lot Description
Sprinkler - Back Yard, Sprinklers In Front
Restrictions
City Restrictions, Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Municipal Utility District (MUD)
Utilities
Underground Utilities
Heat
Central, Heat Pump, Natural Gas
A C
Central Air
Exterior Features
Fence
Privacy, Wood
Exterior Features
Gutters Partial, Covered, Patio
Pool On Property
No
Area Amenities
Curbs, Dog Park, Park, Pet Amenities, Pool, Sidewalks

Price history

Days on market
−$25,200 (−5.9%)
$425,000 → $399,800
2
Price reductions
Active
Since Aug 1, 2026
Price trend
List priceAug 2026 → Oct 2026
Property history3 events
DateEventPriceChange
Oct 12, 2026Price Decrease$399,800−$100 (−0%)
Aug 13, 2026Price Decrease$399,900−$25,100 (−5.9%)
Aug 4, 2026New Listing

Taxes

General Information
Owner
BLACK, MELISSA RENEE
Legal
CROSSWINDS PHASE FOUR-A, BLOCK OO, Lot 1, ACRES 0.179
Geo ID
11222100OO000012
Acreage
0.18
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$9,231
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$92,750$242,810$335,560$335,560

Source: Hays County

Schools

School Info
District
HaysCONSISD
Elementary
Ralph Pfluger
Middle
Armando Chapa
High
Lehman

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $399,800
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,124 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,124

Principal & interest
$2,022
Property taxes
$769
Homeowners insurance
$333

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$319,840$3,575$20,684$316,265
2$316,265$3,814$20,445$312,451
3$312,451$4,070$20,189$308,381
4$308,381$4,342$19,917$304,039
5$304,039$4,633$19,626$299,405
6$299,405$4,943$19,316$294,462
7$294,462$5,275$18,985$289,187
8$289,187$5,628$18,631$283,560
9$283,560$6,005$18,255$277,555
10$277,555$6,407$17,852$271,148
  • Year 1$316,265
    Principal paid
    $3,575
    Interest paid
    $20,684
    Starting balance
    $319,840
  • Year 2$312,451
    Principal paid
    $3,814
    Interest paid
    $20,445
    Starting balance
    $316,265
  • Year 3$308,381
    Principal paid
    $4,070
    Interest paid
    $20,189
    Starting balance
    $312,451
  • Year 4$304,039
    Principal paid
    $4,342
    Interest paid
    $19,917
    Starting balance
    $308,381
  • Year 5$299,405
    Principal paid
    $4,633
    Interest paid
    $19,626
    Starting balance
    $304,039
  • Year 6$294,462
    Principal paid
    $4,943
    Interest paid
    $19,316
    Starting balance
    $299,405
  • Year 7$289,187
    Principal paid
    $5,275
    Interest paid
    $18,985
    Starting balance
    $294,462
  • Year 8$283,560
    Principal paid
    $5,628
    Interest paid
    $18,631
    Starting balance
    $289,187
  • Year 9$277,555
    Principal paid
    $6,005
    Interest paid
    $18,255
    Starting balance
    $283,560
  • Year 10$271,148
    Principal paid
    $6,407
    Interest paid
    $17,852
    Starting balance
    $277,555
First 10 of 30 years

Nearby

Courtesy of Pure Realty · (512) 337-0400

Listings courtesy of ACTRIS as distributed by MLS GRID.