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ActiveMLS #2882006

277 Spinnaker LOOP, Kyle TX 78640

Kyle, TX 78640 · Crosswinds Ph Two

Single Family Residence for sale in Crosswinds Ph Two

3Bedrooms
2Bathrooms
1,760Square Ft
0.15Acres
2Garage
2020Year Built
1 / 38
$345,000
3D tour

Overview

Property Description

Inside, the 1760-square-foot layout features three bedrooms and two full bathrooms. The open floorplan is grounded by wood like tile flooring, while vaulted ceilings with ceiling fans rise overhead. High ceilings, recessed lighting, and blinds on the windows enhance the serene, airy atmosphere of the main living spaces. Modern comfort is maintained throughout the home. The kitchen area is equipped with granite counters, a large kitchen island, and a pantry. Stainless steel appliances, including a dishwasher, gas cooktop, microwave, range hood, and oven, support all culinary efforts. Retreating to the private areas of the home, the primary suite features carpeted flooring and vaulted ceilings. The primary bathroom offers a double vanity with granite counters, tile flooring, a walk-in closet with built-in features, and a jetted walk-in tub. A second full bathroom is finished with vinyl flooring and recessed lighting. Outside, the private yard includes a nice sized covered patio, providing a comfortable place for outdoor activities. This property is located within a suburban neighborhood featuring sidewalks, street lights, a playground, walking trails, community pool, and so much more.

Financial Info
Price
$345,000
$ / Sqft
$196
HOA
Yes - Mandatory / $575 / Annually
HOA Name
Crosswinds
HOA Includes
Common Area Maintenance
Tax Rate
3.106%
Est. Taxes
$8,821
Tax Year
2025
Exemptions
None
Legal Info
Address
277 Spinnaker LOOP
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Crosswinds Ph Two
Legal Description
CROSSWINDS PHASE TWO, BLOCK R, LOT 11, ACRES 0.151
Parcel
112213000R011002
Interior Features
Floor
Carpet, Tile, Wood
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Built-In Oven(s), Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Gas Cooktop, Microwave
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Double Vanity, Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Smoke Detector(s), Blinds
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2020 / Resale
Square Feet
1,760 / Public Records
Garages
2
Garage Desc
Attached, Door-Single, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Masonry – Partial
Acres
0.15
Lot Description
Curbs, Level, Public Maintained Road, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Fenced, Privacy, Wood
Exterior Features
None, Covered, Patio, Porch
Pool On Property
No
Area Amenities
Clubhouse, Cluster Mailbox, Common Grounds, Curbs, Park, Picnic Area, Playground, Pool, Sidewalks, Sport Court(s)/Facility

Price history

Members only
Days on market
$345,000
List price
0
Price reductions
Active
Since Aug 16, 2026
Property history1 event
DateEventPriceChange
Aug 16, 2026New Listing

Taxes

General Information
Owner
NELSON TERRI RENAE
Legal
CROSSWINDS PHASE TWO, BLOCK R, Lot 11, ACRES 0.151
Geo ID
112213000R011002
Acreage
0.15
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$8,821
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$92,750$247,250$340,000$340,000

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Ralph Pfluger
Middle
Armando Chapa
High
Lehman

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $345,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,768 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,768

Principal & interest
$1,745
Property taxes
$735
Homeowners insurance
$288

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$276,000$3,085$17,849$272,915
2$272,915$3,292$17,643$269,624
3$269,624$3,512$17,422$266,112
4$266,112$3,747$17,187$262,364
5$262,364$3,998$16,936$258,366
6$258,366$4,266$16,668$254,100
7$254,100$4,552$16,383$249,549
8$249,549$4,856$16,078$244,692
9$244,692$5,182$15,752$239,511
10$239,511$5,529$15,405$233,982
  • Year 1$272,915
    Principal paid
    $3,085
    Interest paid
    $17,849
    Starting balance
    $276,000
  • Year 2$269,624
    Principal paid
    $3,292
    Interest paid
    $17,643
    Starting balance
    $272,915
  • Year 3$266,112
    Principal paid
    $3,512
    Interest paid
    $17,422
    Starting balance
    $269,624
  • Year 4$262,364
    Principal paid
    $3,747
    Interest paid
    $17,187
    Starting balance
    $266,112
  • Year 5$258,366
    Principal paid
    $3,998
    Interest paid
    $16,936
    Starting balance
    $262,364
  • Year 6$254,100
    Principal paid
    $4,266
    Interest paid
    $16,668
    Starting balance
    $258,366
  • Year 7$249,549
    Principal paid
    $4,552
    Interest paid
    $16,383
    Starting balance
    $254,100
  • Year 8$244,692
    Principal paid
    $4,856
    Interest paid
    $16,078
    Starting balance
    $249,549
  • Year 9$239,511
    Principal paid
    $5,182
    Interest paid
    $15,752
    Starting balance
    $244,692
  • Year 10$233,982
    Principal paid
    $5,529
    Interest paid
    $15,405
    Starting balance
    $239,511
First 10 of 30 years

Nearby

Courtesy of Blue Line Realty, LLC · (512) 496-6784

Listings courtesy of ACTRIS as distributed by MLS GRID.