277 Spinnaker LOOP, Kyle TX 78640
Kyle, TX 78640 · Crosswinds Ph Two
Single Family Residence for sale in Crosswinds Ph Two
Overview
Property Description
Inside, the 1760-square-foot layout features three bedrooms and two full bathrooms. The open floorplan is grounded by wood like tile flooring, while vaulted ceilings with ceiling fans rise overhead. High ceilings, recessed lighting, and blinds on the windows enhance the serene, airy atmosphere of the main living spaces. Modern comfort is maintained throughout the home. The kitchen area is equipped with granite counters, a large kitchen island, and a pantry. Stainless steel appliances, including a dishwasher, gas cooktop, microwave, range hood, and oven, support all culinary efforts. Retreating to the private areas of the home, the primary suite features carpeted flooring and vaulted ceilings. The primary bathroom offers a double vanity with granite counters, tile flooring, a walk-in closet with built-in features, and a jetted walk-in tub. A second full bathroom is finished with vinyl flooring and recessed lighting. Outside, the private yard includes a nice sized covered patio, providing a comfortable place for outdoor activities. This property is located within a suburban neighborhood featuring sidewalks, street lights, a playground, walking trails, community pool, and so much more.
Financial Info
- Price
- $345,000
- $ / Sqft
- $196
- HOA
- Yes - Mandatory / $575 / Annually
- HOA Name
- Crosswinds
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 3.106%
- Est. Taxes
- $8,821
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 277 Spinnaker LOOP
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- Crosswinds Ph Two
- Legal Description
- CROSSWINDS PHASE TWO, BLOCK R, LOT 11, ACRES 0.151
- Parcel
- 112213000R011002
Interior Features
- Floor
- Carpet, Tile, Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters, Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Built-In Oven(s), Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Gas Cooktop, Microwave
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Double Vanity, Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Smoke Detector(s), Blinds
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2020 / Resale
- Square Feet
- 1,760 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Door-Single, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition
- Construction
- Masonry – Partial
- Acres
- 0.15
- Lot Description
- Curbs, Level, Public Maintained Road, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Municipal Utility District (MUD)
- Sewer
- Municipal Utility District (MUD)
- Utilities
- Electricity Available, Natural Gas Available
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Fenced, Privacy, Wood
- Exterior Features
- None, Covered, Patio, Porch
- Pool On Property
- No
- Area Amenities
- Clubhouse, Cluster Mailbox, Common Grounds, Curbs, Park, Picnic Area, Playground, Pool, Sidewalks, Sport Court(s)/Facility
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 16, 2026 | New Listing | — |
Taxes
- Owner
- NELSON TERRI RENAE
- Legal
- CROSSWINDS PHASE TWO, BLOCK R, Lot 11, ACRES 0.151
- Geo ID
- 112213000R011002
- Acreage
- 0.15
- Exemption Type
- None on record
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $8,821
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $92,750 | $247,250 | $340,000 | $340,000 |
Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Ralph Pfluger
- Middle
- Armando Chapa
- High
- Lehman
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,768 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,768
- Principal & interest
- $1,745
- Property taxes
- $735
- Homeowners insurance
- $288
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $276,000 | $3,085 | $17,849 | $272,915 | |
| 2 | $272,915 | $3,292 | $17,643 | $269,624 | |
| 3 | $269,624 | $3,512 | $17,422 | $266,112 | |
| 4 | $266,112 | $3,747 | $17,187 | $262,364 | |
| 5 | $262,364 | $3,998 | $16,936 | $258,366 | |
| 6 | $258,366 | $4,266 | $16,668 | $254,100 | |
| 7 | $254,100 | $4,552 | $16,383 | $249,549 | |
| 8 | $249,549 | $4,856 | $16,078 | $244,692 | |
| 9 | $244,692 | $5,182 | $15,752 | $239,511 | |
| 10 | $239,511 | $5,529 | $15,405 | $233,982 |
- Year 1$272,915
- Principal paid
- $3,085
- Interest paid
- $17,849
- Starting balance
- $276,000
- Year 2$269,624
- Principal paid
- $3,292
- Interest paid
- $17,643
- Starting balance
- $272,915
- Year 3$266,112
- Principal paid
- $3,512
- Interest paid
- $17,422
- Starting balance
- $269,624
- Year 4$262,364
- Principal paid
- $3,747
- Interest paid
- $17,187
- Starting balance
- $266,112
- Year 5$258,366
- Principal paid
- $3,998
- Interest paid
- $16,936
- Starting balance
- $262,364
- Year 6$254,100
- Principal paid
- $4,266
- Interest paid
- $16,668
- Starting balance
- $258,366
- Year 7$249,549
- Principal paid
- $4,552
- Interest paid
- $16,383
- Starting balance
- $254,100
- Year 8$244,692
- Principal paid
- $4,856
- Interest paid
- $16,078
- Starting balance
- $249,549
- Year 9$239,511
- Principal paid
- $5,182
- Interest paid
- $15,752
- Starting balance
- $244,692
- Year 10$233,982
- Principal paid
- $5,529
- Interest paid
- $15,405
- Starting balance
- $239,511
Nearby
Courtesy of Blue Line Realty, LLC · (512) 496-6784
Listings courtesy of ACTRIS as distributed by MLS GRID.