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281 Texas Agate Dr 5297929Edit search
PendingMLS #5297929

281 Texas Agate DR, Kyle TX 78640

Kyle, TX 78640 · Waterstone Crossing

Single Family Residence for sale in Waterstone Crossing

3Bedrooms
2Bathrooms
1,273Square Ft
0.15Acres
2Garage
2026Year Built
1 / 12
$261,990$298,790

Overview

Property Description

Brand new, energy-efficient home available by Feb 2026! The Spade’s open concept layout is great for hosting family and friends. Live in luxury with the private primary suite at the back of the home. Waterstone Crossing is a beautiful new community in Kyle, TX. Explore shopping, restaurants, and entertainment at Kyle Marketplace, Kyle Crossing, and the San Marcos Premium Outlets. Spend the day fishing at Lake Kyle or enjoy a round of golf at Plum Creek Golf Course. Look forward to incredible amenities including a swimming pool, trails, playground, and pickleball court. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Financial Info
Price
$261,990
$ / Sqft
$206
HOA
Yes - Mandatory / $58 / Monthly
HOA Name
Goodwin Management
HOA Includes
Common Area Maintenance
Tax Rate
1.78%
Est. Taxes
$5,162
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
281 Texas Agate DR
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Waterstone Crossing
Legal Description
LIMESTONE CREEK SUBDIVISION PHASE 1, BLOCK G, Lot 2
Parcel
R193955
Interior Features
Floor
Carpet, Laminate, Tile
Num Living
1
Dining
1
Kitchen
Eat-in Kitchen, Pantry
Appliances
Stainless Steel Appliance(s), Washer/Dryer
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bedroom on Main, Fire Alarm, Security System, Blinds, ENERGY STAR Qualified Windows, Low Emissivity Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / Under Construction
Square Feet
1,273 / Builder
Garages
2
Garage Desc
Garage
Foundation
Slab
Roof
Shingle
Construction
Brick, Concrete, Frame, Glass, HardiPlank Type, Spray Foam Insulation, Stone
Acres
0.15
Lot Description
Interior Lot
Restrictions
See Remarks
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Gutters Partial, Playground, Private Yard, None
Pool On Property
No
Area Amenities
Dog Park, Playground, Pool, Sport Court(s)/Facility

Rooms

Rooms3 rooms

Main level

  • Primary Bathroom

    Walk-in Shower

  • Primary Bedroom

    Walk-In Closet(s)

  • Kitchen

    Eat In Kitchen, Open to Family Room, Pantry

Price history

Members only
Days on market
−$36,800 (−12.3%)
$298,790 → $261,990
4
Price reductions
Pending
Since Feb 5, 2026
Price trend
List priceFeb 2026 → Aug 2026
Property history10 events
DateEventPriceChange
Sep 15, 2026Pending
Aug 19, 2026Price Decrease$261,990−$8,000 (−3%)
Aug 5, 2026Price Decrease$269,990−$5,000 (−1.8%)
Jul 2, 2026Back On Market
May 12, 2026Pending
Apr 29, 2026Price Decrease$274,990−$15,000 (−5.2%)
Apr 27, 2026Back On Market
Mar 30, 2026Pending
Mar 4, 2026Price Decrease$289,990−$8,800 (−2.9%)
Feb 5, 2026New Listing

Taxes

General Information
Owner
MERITAGE HOMES OF TEXAS LLC
Legal
LIMESTONE CREEK SUBDIVISION PHASE 1, BLOCK G, Lot 2
Geo ID
114946000G002002
Exemptions
Exemption Type
INV
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$5,162
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$70,090$152,680$222,770$222,770

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Hemphill
Middle
Laura B Wallace
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $261,990
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,973 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,973

Principal & interest
$1,325
Property taxes
$430
Homeowners insurance
$218

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$209,592$2,343$13,555$207,249
2$207,249$2,500$13,398$204,750
3$204,750$2,667$13,230$202,083
4$202,083$2,846$13,052$199,237
5$199,237$3,036$12,861$196,201
6$196,201$3,239$12,658$192,962
7$192,962$3,456$12,441$189,505
8$189,505$3,688$12,209$185,817
9$185,817$3,935$11,962$181,882
10$181,882$4,198$11,699$177,684
  • Year 1$207,249
    Principal paid
    $2,343
    Interest paid
    $13,555
    Starting balance
    $209,592
  • Year 2$204,750
    Principal paid
    $2,500
    Interest paid
    $13,398
    Starting balance
    $207,249
  • Year 3$202,083
    Principal paid
    $2,667
    Interest paid
    $13,230
    Starting balance
    $204,750
  • Year 4$199,237
    Principal paid
    $2,846
    Interest paid
    $13,052
    Starting balance
    $202,083
  • Year 5$196,201
    Principal paid
    $3,036
    Interest paid
    $12,861
    Starting balance
    $199,237
  • Year 6$192,962
    Principal paid
    $3,239
    Interest paid
    $12,658
    Starting balance
    $196,201
  • Year 7$189,505
    Principal paid
    $3,456
    Interest paid
    $12,441
    Starting balance
    $192,962
  • Year 8$185,817
    Principal paid
    $3,688
    Interest paid
    $12,209
    Starting balance
    $189,505
  • Year 9$181,882
    Principal paid
    $3,935
    Interest paid
    $11,962
    Starting balance
    $185,817
  • Year 10$177,684
    Principal paid
    $4,198
    Interest paid
    $11,699
    Starting balance
    $181,882
First 10 of 30 years

Nearby

Courtesy of Meritage Homes Realty · (210) 610-3085

Listings courtesy of ACTRIS as distributed by MLS GRID.