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ActiveMLS #7466074

305 Kat Garnet DR, Kyle TX 78640

Kyle, TX 78640 · Stagecoach

Single Family Residence for sale in Stagecoach

5Bedrooms
2 full / 1 halfBathrooms
3,523Square Ft
0.33Acres
3Garage
2021Year Built
Price Reduced
1 / 37
$450,000$485,000
3D tour

Overview

Property Description

Hands down just a stunningly beautiful home with all the bells and whistles, this exceptional property sits on a premium corner lot in Kyle’s sought-after Stagecoach neighborhood, offering lightning-fast access to downtown and I-35. From the moment you approach the beautiful stone and stucco exterior and step through the impressive 8-foot front door, you are greeted by an airy foyer, a convenient half-bath, and one of the two dining rooms. The chef-inspired kitchen is a true showstopper, boasting crisp white cabinetry, elegant gold hardware, built-in ovens, a center island, a dry bar, fancy trendy pendant lighting, and an astonishing TWO walk-in pantries for ultimate storage. Remote-controlled, upgraded lighting beautifully illuminates both dining areas, while the versatile downstairs layout also features a dedicated office enclosed with glass French doors and a closet, making it an easy option for a 5th bedroom. Convenience is key with a massive laundry room outfitted with granite countertops, abundant cabinets, and fold-down drying racks, all leading to a spacious 3-car garage. Upstairs, the home expands into a second living area, three secondary bedrooms, and an awe-inspiring primary suite that feels like a private retreat. This expansive primary sanctuary features an incredible THREE walk-in closets, two additional linen closets, and a versatile separate mini-room currently used as a home gym but perfect for a nursery, second office, or quiet reading nook. Throughout the home, the stunning bathrooms impress with modern matte black hardware, faucets, and towel racks. Complete with a large, private backyard and a covered patio perfect for outdoor entertaining, this home perfectly blends high-end luxury with everyday functionality.

Financial Info
Price
$450,000
$ / Sqft
$128
HOA
Yes - Mandatory / $50 / Monthly
HOA Name
Stagecoach HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.4467%
Est. Taxes
$15,092
Tax Year
2025
Exemptions
None
Legal Info
Address
305 Kat Garnet DR
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Stagecoach
Legal Description
STAGECOACH PHASE 3, BLOCK D, LOT 13, ACRES 0.329
Parcel
118294000D013002
Interior Features
Floor
Carpet, Tile
Num Living
2
Dining
2
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Built-In Oven(s), Cooktop, Dishwasher, Disposal, Electric Cooktop, Microwave, Oven, Electric Oven, Double Oven, Stainless Steel Appliance(s), Electric Water Heater, WaterSoftener
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Interior Features
Breakfast Bar, Built-in Features, Ceiling Fan(s), High Ceilings, Chandelier, Granite Counters, Stone Counters, Crown Molding, Double Vanity, Electric Dryer Hookup, Entrance Foyer, French Doors, Interior Steps, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Open Floorplan, Pantry, Recessed Lighting, Smart Thermostat, Storage, Study/Home Office, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), Blinds, Screens
General Info
Beds
5 Total / 1 Main Level / 4 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2021 / Resale
Square Feet
3,523 / Public Records
Garages
3
Garage Desc
Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Stone, Stucco
Acres
0.33
Lot Description
Back Yard, Corner Lot, Curbs, Few Trees, Front Yard, Landscaped, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Side Yard
Restrictions
Deed Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Internet-Cable, Internet-Fiber, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Fenced, Gate, Privacy, Wood
Exterior Features
Private Yard, Covered, Front Porch, Patio
Pool On Property
No
Area Amenities
Common Grounds, Curbs, Google Fiber, Park, Picnic Area, Playground, Sidewalks, Sport Court(s)/Facility

Price history

Members only
Days on market
−$35,000 (−7.2%)
$485,000 → $450,000
1
Price reduction
Active
Since May 8, 2026
Price trend
List priceMay 2026Aug 2026
Property history2 events
DateEventPriceChange
Aug 25, 2026Price Decrease$450,000−$35,000 (−7.2%)
May 22, 2026New Listing

Taxes

General Information
Owner
CROUTCH, AMY M
Legal
STAGECOACH PHASE 3, BLOCK D, Lot 13, ACRES 0.329
Geo ID
118294000D013002
Acreage
0.33
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$15,092
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$77,880$414,150$492,030$492,030

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Kyle
Middle
Laura B Wallace
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $450,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,908 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,908

Principal & interest
$2,275
Property taxes
$1,258
Homeowners insurance
$375

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$360,000$4,024$23,282$355,976
2$355,976$4,293$23,012$351,683
3$351,683$4,581$22,725$347,102
4$347,102$4,888$22,418$342,214
5$342,214$5,215$22,090$337,000
6$337,000$5,564$21,741$331,435
7$331,435$5,937$21,368$325,498
8$325,498$6,334$20,971$319,164
9$319,164$6,759$20,547$312,405
10$312,405$7,211$20,094$305,194
  • Year 1$355,976
    Principal paid
    $4,024
    Interest paid
    $23,282
    Starting balance
    $360,000
  • Year 2$351,683
    Principal paid
    $4,293
    Interest paid
    $23,012
    Starting balance
    $355,976
  • Year 3$347,102
    Principal paid
    $4,581
    Interest paid
    $22,725
    Starting balance
    $351,683
  • Year 4$342,214
    Principal paid
    $4,888
    Interest paid
    $22,418
    Starting balance
    $347,102
  • Year 5$337,000
    Principal paid
    $5,215
    Interest paid
    $22,090
    Starting balance
    $342,214
  • Year 6$331,435
    Principal paid
    $5,564
    Interest paid
    $21,741
    Starting balance
    $337,000
  • Year 7$325,498
    Principal paid
    $5,937
    Interest paid
    $21,368
    Starting balance
    $331,435
  • Year 8$319,164
    Principal paid
    $6,334
    Interest paid
    $20,971
    Starting balance
    $325,498
  • Year 9$312,405
    Principal paid
    $6,759
    Interest paid
    $20,547
    Starting balance
    $319,164
  • Year 10$305,194
    Principal paid
    $7,211
    Interest paid
    $20,094
    Starting balance
    $312,405
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 312-1626

Listings courtesy of ACTRIS as distributed by MLS GRID.