305 Reef Band DR, Kyle TX 78640
Kyle, TX 78640 · Crosswinds Ph Four-A
Single Family Residence for sale in Crosswinds Ph Four-A
Overview
Property Description
**Welcome to 305 Reef Band Drive in Kyle, Texas**—where modern design and everyday comfort come together in the highly sought-after Crosswinds community. Built by Perry Homes in 2023, this exceptional two-story home offers 4 bedrooms, 3 full bathrooms, 1 half bath, a private first-floor office, and a rare 3-car tandem garage with an EV charging outlet. Step inside to soaring ceilings, abundant natural light, and an open-concept floor plan perfect for entertaining and everyday living. The spacious family room flows seamlessly into the kitchen and dining area, creating the ideal gathering space for family and friends. The private primary suite is located on the main floor and features a spa-inspired bath and large walk-in closet. A second downstairs bedroom with a full bath is ideal for guests or multigenerational living, while the dedicated office provides an excellent work-from-home space. Upstairs, you'll find two additional bedrooms, a full bath, and a spacious game room that can easily serve as a media room or second living area. Enjoy outdoor living on the covered patio overlooking the private backyard with a custom fire pit—perfect for relaxing or entertaining. Additional highlights include a built-in kennel beneath the stairs that also provides extra storage, plus the highly desirable tandem third garage bay for a workshop, golf cart, home gym, or additional storage. Residents of Crosswinds enjoy outstanding amenities, including a resort-style pool, parks, playgrounds, walking trails, and green spaces. Conveniently located near Downtown Kyle with easy access to Buda, Austin, San Marcos, New Braunfels, and Austin-Bergstrom International Airport, this home offers the perfect blend of Hill Country charm and city convenience. Beautifully maintained and move-in ready, this upgraded Perry Home offers the quality, space, and lifestyle today's buyers are looking for.
Financial Info
- Price
- $499,000
- $ / Sqft
- $166
- HOA
- Yes - Mandatory / $575 / Annually
- HOA Name
- GUARDIAN ASSOCIATION MANAGEMENT
- HOA Includes
- Common Area Maintenance, Maintenance Grounds
- Tax Rate
- 2.75%
- Est. Taxes
- $13,963
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 305 Reef Band DR
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- Crosswinds Ph Four-A
- Legal Description
- CROSSWINDS PHASE FOUR-A, BLOCK OO, Lot 5, ACRES 0.156
- Parcel
- 11222100OO000052
Interior Features
- Floor
- Carpet
- Num Living
- 2
- Dining
- 1
- Kitchen
- Breakfast Bar, Eat-in Kitchen, Kitchen Island
- Appliances
- Cooktop, Disposal, Dishwasher, Gas Water Heater, Microwave, Range
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Breakfast Bar, Ceiling Fan(s), High Ceilings, Double Vanity, Eat-in Kitchen, Kitchen Island, Multiple Living Areas, Primary Bedroom on Main, Walk-In Closet(s), Prewired, Smoke Detector(s), Display Window(s), Double Pane Windows
General Info
- Beds
- 4 Total / 2 Main Level / 2 Other Level
- Full / Half Baths
- 3 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2023 / Resale
- Square Feet
- 3,013 / Public Records
- Garages
- 3
- Garage Desc
- Attached, Garage, Tandem
- Foundation
- Slab
- Roof
- Composition
- Construction
- Brick
- Acres
- 0.11
- Lot Description
- Corner Lot, Sprinkler - Partial
- Restrictions
- City Restrictions, Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central, Natural Gas, Heat Pump
- A C
- Central Air
Exterior Features
- Fence
- Privacy
- Exterior Features
- Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- BBQ Pit/Grill, Clubhouse, Curbs, Park, Pool, Playground, Sidewalks, Sport Court(s)/Facility, See Remarks, Street Lights
Rooms
Main level
- Primary Bedroom
Second level
- Bonus Room
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Apr 2, 2026 | Price Decrease | $499,000−$21,000 (−4%) | −$21,000 (−4%) |
| Feb 19, 2026 | New Listing | — |
Taxes
- Owner
- WISCHNEWSKY, MELISSA ELAINE & BRETT MATTHEW
- Legal
- CROSSWINDS PHASE FOUR-A, BLOCK OO, Lot 5, ACRES 0.156
- Geo ID
- 11222100OO000052
- Acreage
- 0.16
- Exemption Type
- Homestead
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $13,963
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $92,750 | $414,810 | $507,560 | $507,560 |
Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Ralph Pfluger
- Middle
- Armando Chapa
- High
- Lehman
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,103 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,103
- Principal & interest
- $2,523
- Property taxes
- $1,164
- Homeowners insurance
- $416
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $399,200 | $4,462 | $25,817 | $394,738 | |
| 2 | $394,738 | $4,761 | $25,518 | $389,977 | |
| 3 | $389,977 | $5,080 | $25,199 | $384,898 | |
| 4 | $384,898 | $5,420 | $24,859 | $379,478 | |
| 5 | $379,478 | $5,783 | $24,496 | $373,695 | |
| 6 | $373,695 | $6,170 | $24,109 | $367,525 | |
| 7 | $367,525 | $6,583 | $23,695 | $360,942 | |
| 8 | $360,942 | $7,024 | $23,254 | $353,917 | |
| 9 | $353,917 | $7,495 | $22,784 | $346,423 | |
| 10 | $346,423 | $7,997 | $22,282 | $338,426 |
- Year 1$394,738
- Principal paid
- $4,462
- Interest paid
- $25,817
- Starting balance
- $399,200
- Year 2$389,977
- Principal paid
- $4,761
- Interest paid
- $25,518
- Starting balance
- $394,738
- Year 3$384,898
- Principal paid
- $5,080
- Interest paid
- $25,199
- Starting balance
- $389,977
- Year 4$379,478
- Principal paid
- $5,420
- Interest paid
- $24,859
- Starting balance
- $384,898
- Year 5$373,695
- Principal paid
- $5,783
- Interest paid
- $24,496
- Starting balance
- $379,478
- Year 6$367,525
- Principal paid
- $6,170
- Interest paid
- $24,109
- Starting balance
- $373,695
- Year 7$360,942
- Principal paid
- $6,583
- Interest paid
- $23,695
- Starting balance
- $367,525
- Year 8$353,917
- Principal paid
- $7,024
- Interest paid
- $23,254
- Starting balance
- $360,942
- Year 9$346,423
- Principal paid
- $7,495
- Interest paid
- $22,784
- Starting balance
- $353,917
- Year 10$338,426
- Principal paid
- $7,997
- Interest paid
- $22,282
- Starting balance
- $346,423
Nearby
Courtesy of LPT Realty, LLC · (877) 366-2213
Listings courtesy of ACTRIS as distributed by MLS GRID.