404 Jackson River LOOP, Kyle TX 78640
Kyle, TX 78640 · 6 Creeks at Waterridge 55s
Single Family Residence for sale in 6 Creeks at Waterridge 55s
Overview
Property Description
Why build new when you can have better & without the wait? Welcome to The Surrey, a truly exceptional home that offers the best of both worlds: The peace of mind of a nearly brand-new home, paired with the elevated finishes and thoughtful design you'd expect from a model home. Completed just months ago, this single-story residence has been meticulously designed with upgrades and designer selections already in place so you can skip the construction timeline, upgrade decisions (and costs!) and builder process and simply move in. From the moment you enter, the difference is apparent. Soaring 16.5-foot ceilings and dramatic 10-foot sliding glass doors fill the open living spaces with natural light, creating an impressive sense of scale while seamlessly connecting the kitchen, dining and living areas to the covered patio. The kitchen is designed to be both beautiful and functional, with a statement island, premium finishes and abundant storage, while custom built-ins add an elevated, finished feel throughout the main living space. The thoughtfully designed floor plan offers four spacious bedrooms, each with ensuite bath access, a private office and a generous entertainment room, all of which provide the flexibility today's buyers are looking for. The secluded primary suite feels like a retreat, complete with an oversized shower, dual vanities and an expansive walk-in closet. And then there's the financial advantage: An assumable mortgage at an attractive 4.99% interest rate may be available to qualified buyers, along with other additional creative financing options. In a market where buying new often means waiting, upgrading and paying more to get the look you want, this home offers a rare opportunity to have it all: brand-new construction, elevated finishes, immediate availability and a potentially significant financing advantage. Located in 6 Creeks at Waterridge, this is more than a house! It's a finished home, ready for its next chapter.
Financial Info
- Price
- $595,000
- $ / Sqft
- $229
- HOA
- Yes - Mandatory / $800 / Annually
- HOA Name
- 6 Creeks
- HOA Includes
- Common Area Maintenance, Maintenance Grounds
- Tax Rate
- 1.82%
- Est. Taxes
- $1,739.81
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 404 Jackson River LOOP
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- 6 Creeks at Waterridge 55s
- Legal Description
- 6 CREEKS PHASE 1 SECTION 8B, BLOCK H, Lot 18
- Parcel
- R191746
Interior Features
- Floor
- Carpet, Tile, Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Kitchen Island
- Appliances
- Built-In Electric Oven, Built-In Gas Range, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Stainless Steel Appliance(s), Tankless Water Heater
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room, Gas Starter, Masonry
- Interior Features
- Built-in Features, Ceiling Fan(s), Cathedral Ceiling(s), Double Vanity, Entrance Foyer, In-Law Floorplan, Kitchen Island, Recessed Lighting, Primary Bedroom on Main, Open Floorplan, Walk-In Closet(s), Smart Thermostat, Storage, Wired for Data, Electric Dryer Hookup, Multiple Living Areas, Washer Hookup, Study/Home Office, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Screens
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 4 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2025 / Resale
- Square Feet
- 2,593 / Builder
- Garages
- 3
- Garage Desc
- Attached, Garage Door Opener, Garage Faces Front, Oversized
- Foundation
- Slab
- Roof
- Composition
- Construction
- ICAT Recessed Lighting, Blown-In Insulation, Masonry – All Sides, Radiant Barrier
- Acres
- 0.19
- Lot Description
- Back Yard, Landscaped, Public Maintained Road, Sprinkler - Automatic
- Restrictions
- Covenant, Deed Restrictions
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Gate, Privacy
- Exterior Features
- Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Clubhouse, Dog Park, High Speed Internet, Playground, Pool, Sidewalks, Underground Utilities
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 11, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Jim Cullen
- Middle
- R C Barton
- High
- Jack C Hays
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,650 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,650
- Principal & interest
- $3,009
- Property taxes
- $145
- Homeowners insurance
- $496
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $476,000 | $5,320 | $30,783 | $470,680 | |
| 2 | $470,680 | $5,677 | $30,427 | $465,003 | |
| 3 | $465,003 | $6,057 | $30,047 | $458,946 | |
| 4 | $458,946 | $6,463 | $29,641 | $452,484 | |
| 5 | $452,484 | $6,895 | $29,208 | $445,588 | |
| 6 | $445,588 | $7,357 | $28,747 | $438,231 | |
| 7 | $438,231 | $7,850 | $28,254 | $430,381 | |
| 8 | $430,381 | $8,376 | $27,728 | $422,006 | |
| 9 | $422,006 | $8,936 | $27,167 | $413,069 | |
| 10 | $413,069 | $9,535 | $26,569 | $403,534 |
- Year 1$470,680
- Principal paid
- $5,320
- Interest paid
- $30,783
- Starting balance
- $476,000
- Year 2$465,003
- Principal paid
- $5,677
- Interest paid
- $30,427
- Starting balance
- $470,680
- Year 3$458,946
- Principal paid
- $6,057
- Interest paid
- $30,047
- Starting balance
- $465,003
- Year 4$452,484
- Principal paid
- $6,463
- Interest paid
- $29,641
- Starting balance
- $458,946
- Year 5$445,588
- Principal paid
- $6,895
- Interest paid
- $29,208
- Starting balance
- $452,484
- Year 6$438,231
- Principal paid
- $7,357
- Interest paid
- $28,747
- Starting balance
- $445,588
- Year 7$430,381
- Principal paid
- $7,850
- Interest paid
- $28,254
- Starting balance
- $438,231
- Year 8$422,006
- Principal paid
- $8,376
- Interest paid
- $27,728
- Starting balance
- $430,381
- Year 9$413,069
- Principal paid
- $8,936
- Interest paid
- $27,167
- Starting balance
- $422,006
- Year 10$403,534
- Principal paid
- $9,535
- Interest paid
- $26,569
- Starting balance
- $413,069
Nearby
Courtesy of Compass RE Texas, LLC · (512) 575-3644
Listings courtesy of ACTRIS as distributed by MLS GRID.