404 Jackson River LOOP, Kyle TX 78640
Kyle, TX 78640 · 6 Creeks at Waterridge 55s
Single Family Residence for sale in 6 Creeks at Waterridge 55s
Overview
Property Description
$595,000 + $7,500 seller credit with acceptable offer, usable toward closing costs or rate buydown subject to lender approval! ASSUMABLE RATE at 4.99%!! You also skip lender closing costs if you go this route Why build new when you can have better & without the wait? Welcome to The Surrey, a truly exceptional home that offers the best of both worlds: The peace of mind of a nearly brand-new home, paired with the elevated finishes & thoughtful design you'd expect from a model home. Completed just months ago, this single-story residence has been meticulously designed w/ upgrades and designer selections already in place so you can skip the construction timeline, upgrade decisions (& costs!) and builder process and simply move in. Soaring 16.5-foot ceilings and dramatic 10-foot sliding glass doors fill the open living spaces w/ natural light, creating an impressive sense of scale while seamlessly connecting the kitchen, dining & living areas to the covered patio. The kitchen is designed to be both beautiful & functional, w/ a statement island, premium finishes & abundant storage, while custom built-ins add an elevated, finished feel throughout the main living space. The thoughtfully designed floor plan offers four spacious bedrooms, each w/ ensuite bath access, a private office & a generous entertainment room. The secluded primary suite feels like a retreat, complete with an oversized shower, dual vanities and an expansive walk-in closet. Then there's the financial advantage: $595,000 + $7,500 seller credit w/ acceptable offer, usable toward closing costs or rate buydown subject to lender approval! OR An assumable mortgage at an attractive 4.99% interest rate may be available to qualified buyers. In a market where buying new often means waiting, upgrading & paying more to get the look you want, this home offers a rare opportunity to have it all: brand-new construction, elevated finishes, immediate availability and a potentially significant financing advantage.
Financial Info
- Price
- $585,000
- $ / Sqft
- $226
- HOA
- Yes - Mandatory / $800 / Annually
- HOA Name
- 6 Creeks
- HOA Includes
- Common Area Maintenance, Maintenance Grounds
- Tax Rate
- 1.82%
- Est. Taxes
- $1,739.81
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 404 Jackson River LOOP
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- 6 Creeks at Waterridge 55s
- Legal Description
- 6 CREEKS PHASE 1 SECTION 8B, BLOCK H, Lot 18
- Parcel
- R191746
Interior Features
- Floor
- Carpet, Tile, Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Kitchen Island
- Appliances
- Built-In Electric Oven, Built-In Gas Range, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Stainless Steel Appliance(s), Tankless Water Heater
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room, Gas Starter, Masonry
- Interior Features
- Built-in Features, Ceiling Fan(s), Cathedral Ceiling(s), Double Vanity, Entrance Foyer, In-Law Floorplan, Kitchen Island, Recessed Lighting, Primary Bedroom on Main, Open Floorplan, Walk-In Closet(s), Smart Thermostat, Storage, Wired for Data, Electric Dryer Hookup, Multiple Living Areas, Washer Hookup, Study/Home Office, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Screens
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 4 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2025 / Resale
- Square Feet
- 2,593 / Builder
- Garages
- 3
- Garage Desc
- Attached, Garage Door Opener, Garage Faces Front, Oversized
- Foundation
- Slab
- Roof
- Composition
- Construction
- ICAT Recessed Lighting, Blown-In Insulation, Masonry – All Sides, Radiant Barrier
- Acres
- 0.19
- Lot Description
- Back Yard, Landscaped, Public Maintained Road, Sprinkler - Automatic
- Restrictions
- Covenant, Deed Restrictions
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Gate, Privacy
- Exterior Features
- Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Clubhouse, Dog Park, High Speed Internet, Playground, Pool, Sidewalks, Underground Utilities
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 8, 2026 | Price Decrease | $585,000−$10,000 (−1.7%) | −$10,000 (−1.7%) |
| Sep 11, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Jim Cullen
- Middle
- R C Barton
- High
- Jack C Hays
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,591 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,591
- Principal & interest
- $2,958
- Property taxes
- $145
- Homeowners insurance
- $488
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $468,000 | $5,231 | $30,266 | $462,769 | |
| 2 | $462,769 | $5,581 | $29,916 | $457,188 | |
| 3 | $457,188 | $5,955 | $29,542 | $451,233 | |
| 4 | $451,233 | $6,354 | $29,143 | $444,879 | |
| 5 | $444,879 | $6,779 | $28,718 | $438,099 | |
| 6 | $438,099 | $7,233 | $28,263 | $430,866 | |
| 7 | $430,866 | $7,718 | $27,779 | $423,148 | |
| 8 | $423,148 | $8,235 | $27,262 | $414,913 | |
| 9 | $414,913 | $8,786 | $26,711 | $406,127 | |
| 10 | $406,127 | $9,375 | $26,122 | $396,752 |
- Year 1$462,769
- Principal paid
- $5,231
- Interest paid
- $30,266
- Starting balance
- $468,000
- Year 2$457,188
- Principal paid
- $5,581
- Interest paid
- $29,916
- Starting balance
- $462,769
- Year 3$451,233
- Principal paid
- $5,955
- Interest paid
- $29,542
- Starting balance
- $457,188
- Year 4$444,879
- Principal paid
- $6,354
- Interest paid
- $29,143
- Starting balance
- $451,233
- Year 5$438,099
- Principal paid
- $6,779
- Interest paid
- $28,718
- Starting balance
- $444,879
- Year 6$430,866
- Principal paid
- $7,233
- Interest paid
- $28,263
- Starting balance
- $438,099
- Year 7$423,148
- Principal paid
- $7,718
- Interest paid
- $27,779
- Starting balance
- $430,866
- Year 8$414,913
- Principal paid
- $8,235
- Interest paid
- $27,262
- Starting balance
- $423,148
- Year 9$406,127
- Principal paid
- $8,786
- Interest paid
- $26,711
- Starting balance
- $414,913
- Year 10$396,752
- Principal paid
- $9,375
- Interest paid
- $26,122
- Starting balance
- $406,127
Nearby
12 closest listings to 404 Jackson River LOOP, Kyle TX 78640 (within 2 miles).




Courtesy of Compass RE Texas, LLC · (512) 575-3644
Listings courtesy of ACTRIS as distributed by MLS GRID.







