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ActiveMLS #1778748

428 Tinctoria Creek DR, Kyle TX 78640

Kyle, TX 78640 · 6 Creeks at Waterridge

Single Family Residence for sale in 6 Creeks at Waterridge

4Bedrooms
4 full / 2 halfBathrooms
3,346Square Ft
0.26Acres
3Garage
2026Year Built
1 / 37
$821,510
3D tour

Overview

Property Description

Brand-new 70' Highland Home under construction for December move-in! No direct neighbor behind or to right-hand side! Homesite backs to green space with beautiful hill country views! Oversized homesite - 88' wide! Grand home with WOW factor! Home offers HUGE gourmet kitchen with Cafe appliances, TONS of cabinets & countertop space. Great room offers grand fireplace & 2-story ceiling height! ALL beds are spacious & have full connected bath! Home offers study & media room for tons of flex spaces! Primary bed offers STUNNING en-suite with SPA shower, frameless glass with double-entry & 2 shower heads with separate freestanding tub. Primary closet gives access to laundry room suited up with sink & cabinets for easy living! Covered patio is HUGE for perfect, private backyard space to enjoy. High-end designer finishes throughout - looks like true model home! Full gutters, sod, irrigation, fence, smart thermostats & garage door openers included! Energy STAR home & warranty included! Located in highly-desirable 6 Creeks master-planned community which features two resort-style amenity centers, pickleball courts, onsite lake, dog park & miles of hike & bike trails throughout! Easy access to big box stores, tons of retail & restaurants!

Financial Info
Price
$821,510
$ / Sqft
$246
HOA
Yes - Mandatory / $67 / Monthly
HOA Name
Kith Management
HOA Includes
Common Area Maintenance
Tax Rate
1.75%
Est. Taxes
$1.75
Tax Year
2026
Exemptions
None
Legal Info
Address
428 Tinctoria Creek DR
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
6 Creeks at Waterridge
Legal Description
Lot48/BlockA
Parcel
428 Tinctoria
Interior Features
Floor
Tile, Wood, Carpet
Num Living
3
Dining
1
Kitchen
Kitchen Island
Appliances
Built-In Oven(s), Cooktop, Dishwasher, Disposal, Gas Cooktop, Instant Hot Water, Microwave, Plumbed For Ice Maker, Tankless Water Heater
Laundry
Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
Yes
Fireplace Description
Living Room, Great Room
Interior Features
High Ceilings, French Doors, High Speed Internet, In-Law Floorplan, Kitchen Island, Multiple Living Areas, Recessed Lighting, Smart Home, Smart Thermostat, Soaking Tub, Walk-In Closet(s), Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
4 / 2
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / New
Square Feet
3,346 / Builder
Garages
3
Garage Desc
Garage Faces Front, Garage Door Opener
Foundation
Slab
Roof
Shingle
Construction
Brick, Masonry – All Sides, Radiant Barrier, Blown-In Insulation
Acres
0.26
Lot Description
Back to Park/Greenbelt, Level, Sprinkler - Automatic, Trees-Medium (20 Ft - 40 Ft)
Restrictions
None
Flood Plain
No
View
Hill Country, Park/Greenbelt
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Internet-Fiber, Underground Utilities, Sewer Available, Natural Gas Available, Water Connected
Heat
Central, ENERGY STAR Qualified Equipment
A C
ENERGY STAR Qualified Equipment, Central Air, Humidity Control
Exterior Features
Fence
Privacy, Wood, Wrought Iron
Exterior Features
Gas Grill, Covered, Front Porch, Mosquito System, Rear Porch
Pool On Property
No
Area Amenities
Clubhouse, Dog Park, Sport Court(s)/Facility, Playground, Fishing

Price history

Members only
Days on market
$821,510
List price
0
Price reductions
Active
Since Sep 14, 2026
Property history1 event
DateEventPriceChange
Sep 14, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
HaysCONSISD
Elementary
Jim Cullen
Middle
R C Barton
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $821,510
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,839 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,839

Principal & interest
$4,154
Property taxes
$0
Homeowners insurance
$685

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$657,208$7,346$42,502$649,862
2$649,862$7,838$42,010$642,024
3$642,024$8,363$41,485$633,662
4$633,662$8,923$40,925$624,739
5$624,739$9,520$40,328$615,219
6$615,219$10,158$39,690$605,061
7$605,061$10,838$39,010$594,223
8$594,223$11,564$38,284$582,659
9$582,659$12,338$37,510$570,320
10$570,320$13,165$36,683$557,155
  • Year 1$649,862
    Principal paid
    $7,346
    Interest paid
    $42,502
    Starting balance
    $657,208
  • Year 2$642,024
    Principal paid
    $7,838
    Interest paid
    $42,010
    Starting balance
    $649,862
  • Year 3$633,662
    Principal paid
    $8,363
    Interest paid
    $41,485
    Starting balance
    $642,024
  • Year 4$624,739
    Principal paid
    $8,923
    Interest paid
    $40,925
    Starting balance
    $633,662
  • Year 5$615,219
    Principal paid
    $9,520
    Interest paid
    $40,328
    Starting balance
    $624,739
  • Year 6$605,061
    Principal paid
    $10,158
    Interest paid
    $39,690
    Starting balance
    $615,219
  • Year 7$594,223
    Principal paid
    $10,838
    Interest paid
    $39,010
    Starting balance
    $605,061
  • Year 8$582,659
    Principal paid
    $11,564
    Interest paid
    $38,284
    Starting balance
    $594,223
  • Year 9$570,320
    Principal paid
    $12,338
    Interest paid
    $37,510
    Starting balance
    $582,659
  • Year 10$557,155
    Principal paid
    $13,165
    Interest paid
    $36,683
    Starting balance
    $570,320
First 10 of 30 years

Nearby

Courtesy of HIGHLAND HOMES REALTY · (888) 524-3182

Listings courtesy of ACTRIS as distributed by MLS GRID.