434 Bay Breeze DR, Kyle TX 78640
Kyle, TX 78640 · Crosswinds Ph Four-A
Single Family Residence for sale in Crosswinds Ph Four-A
Overview
Property Description
Home office with French doors set at two-story entry. Kitchen and dining area open to two-story family room with wall of windows and a fireplace. Kitchen features generous island with built-in seating space and a 5-burner gas cooktop. First-floor primary suite includes primary bath with dual vanities, a freestanding tub, separate glass-enclosed shower and two walk-in closets. Second floor highlights a game room with wall of windows, media room with French doors plus a guest suite with private bath. All secondary bedrooms are upstairs. Covered backyard patio. Mud room off three-car garage.
Financial Info
- Price
- $593,900
- $ / Sqft
- $175
- HOA
- Yes - Mandatory / $593 / Annually
- HOA Name
- Guardian Association Mgmt
- HOA Includes
- See Remarks
- Tax Rate
- 2.75%
- Est. Taxes
- $19,934.75
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 434 Bay Breeze DR
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- Crosswinds Ph Four-A
- Legal Description
- CROSSWINDS PHASE FOUR-A, BLOCK V, LOT 13
- Parcel
- 112221000V000132
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 2
- Dining
- 1
- Kitchen
- Breakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Built-In Oven(s), Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Gas Cooktop, Microwave, Self Cleaning Oven, Tankless Water Heater
- Laundry
- Inside, Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room
- Interior Features
- Breakfast Bar, High Ceilings, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, High Speed Internet, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Study/Home Office, Walk-In Closet(s), Washer Hookup, Prewired, None
General Info
- Beds
- 4 Total / 1 Main Level / 3 Other Level
- Full / Half Baths
- 3 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2026 / Under Construction
- Square Feet
- 3,393 / Builder
- Garages
- 3
- Garage Desc
- Attached, Driveway, Garage, Garage Door Opener
- Foundation
- Slab
- Roof
- Composition
- Construction
- Brick, Masonry – All Sides, Cement Siding, Stone
- Acres
- 0.16
- Lot Description
- Corner Lot
- Restrictions
- Deed Restrictions
- Flood Plain
- See Remarks
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Underground Utilities
- Heat
- Natural Gas
- A C
- Central Air, Dual
Exterior Features
- Fence
- Privacy, Wood, Wrought Iron
- Exterior Features
- Gutters Partial, Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Dog Park, Playground, Pool, Sport Court(s)/Facility
Rooms
First level
- Family Room
- Kitchen
- Primary Bedroom
- Bathroom
- Primary Bathroom
- Dining Room
- Office
Second level
- Bathroom
- Bathroom
- Bedroom
- Media Room
- Bedroom
- Bedroom
- Game Room
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 16, 2026 | Price Decrease | $593,900−$1,000 (−0.2%) | −$1,000 (−0.2%) |
| Aug 26, 2026 | Price Decrease | $594,900−$5,000 (−0.8%) | −$5,000 (−0.8%) |
| Aug 13, 2026 | Price Decrease | $599,900−$19,000 (−3.1%) | −$19,000 (−3.1%) |
| Aug 4, 2026 | Price Decrease | $618,900−$1,000 (−0.2%) | −$1,000 (−0.2%) |
| Jul 28, 2026 | Price Decrease | $619,900−$5,000 (−0.8%) | −$5,000 (−0.8%) |
| Jul 14, 2026 | Price Decrease | $624,900−$25,000 (−3.8%) | −$25,000 (−3.8%) |
| Jun 30, 2026 | Price Decrease | $649,900−$25,000 (−3.7%) | −$25,000 (−3.7%) |
| Jun 8, 2026 | Price Decrease | $674,900−$10,000 (−1.5%) | −$10,000 (−1.5%) |
| May 28, 2026 | Price Decrease | $684,900−$10,000 (−1.4%) | −$10,000 (−1.4%) |
| May 12, 2026 | Price Decrease | $694,900−$5,000 (−0.7%) | −$5,000 (−0.7%) |
| Apr 28, 2026 | Price Decrease | $699,900−$25,000 (−3.4%) | −$25,000 (−3.4%) |
| Mar 27, 2026 | New Listing | — |
Taxes
- Owner
- PERRY HOMES LLC
- Legal
- CROSSWINDS PHASE FOUR-A, BLOCK V, Lot 13, ACRES 0.159
- Geo ID
- 112221000V000132
- Acreage
- 0.16
- Exemption Type
- INV
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $19,934.75
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $92,750 | $0 | $92,750 | $92,750 |
Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Ralph Pfluger
- Middle
- Armando Chapa
- High
- Lehman
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$5,159 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $5,159
- Principal & interest
- $3,003
- Property taxes
- $1,661
- Homeowners insurance
- $495
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $475,120 | $5,311 | $30,726 | $469,809 | |
| 2 | $469,809 | $5,666 | $30,371 | $464,143 | |
| 3 | $464,143 | $6,046 | $29,991 | $458,098 | |
| 4 | $458,098 | $6,451 | $29,586 | $451,647 | |
| 5 | $451,647 | $6,883 | $29,154 | $444,764 | |
| 6 | $444,764 | $7,344 | $28,693 | $437,421 | |
| 7 | $437,421 | $7,835 | $28,202 | $429,586 | |
| 8 | $429,586 | $8,360 | $27,677 | $421,226 | |
| 9 | $421,226 | $8,920 | $27,117 | $412,306 | |
| 10 | $412,306 | $9,517 | $26,520 | $402,788 |
- Year 1$469,809
- Principal paid
- $5,311
- Interest paid
- $30,726
- Starting balance
- $475,120
- Year 2$464,143
- Principal paid
- $5,666
- Interest paid
- $30,371
- Starting balance
- $469,809
- Year 3$458,098
- Principal paid
- $6,046
- Interest paid
- $29,991
- Starting balance
- $464,143
- Year 4$451,647
- Principal paid
- $6,451
- Interest paid
- $29,586
- Starting balance
- $458,098
- Year 5$444,764
- Principal paid
- $6,883
- Interest paid
- $29,154
- Starting balance
- $451,647
- Year 6$437,421
- Principal paid
- $7,344
- Interest paid
- $28,693
- Starting balance
- $444,764
- Year 7$429,586
- Principal paid
- $7,835
- Interest paid
- $28,202
- Starting balance
- $437,421
- Year 8$421,226
- Principal paid
- $8,360
- Interest paid
- $27,677
- Starting balance
- $429,586
- Year 9$412,306
- Principal paid
- $8,920
- Interest paid
- $27,117
- Starting balance
- $421,226
- Year 10$402,788
- Principal paid
- $9,517
- Interest paid
- $26,520
- Starting balance
- $412,306
Nearby
Courtesy of Perry Homes Realty, LLC · (713) 948-6666
Listings courtesy of ACTRIS as distributed by MLS GRID.