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ActiveMLS #9675608

434 Bay Breeze DR, Kyle TX 78640

Kyle, TX 78640 · Crosswinds Ph Four-A

Single Family Residence for sale in Crosswinds Ph Four-A

4Bedrooms
3 full / 1 halfBathrooms
3,393Square Ft
0.16Acres
3Garage
2026Year Built
Price Reduced
1 / 27
$593,900$724,900

Overview

Property Description

Home office with French doors set at two-story entry. Kitchen and dining area open to two-story family room with wall of windows and a fireplace. Kitchen features generous island with built-in seating space and a 5-burner gas cooktop. First-floor primary suite includes primary bath with dual vanities, a freestanding tub, separate glass-enclosed shower and two walk-in closets. Second floor highlights a game room with wall of windows, media room with French doors plus a guest suite with private bath. All secondary bedrooms are upstairs. Covered backyard patio. Mud room off three-car garage.

Financial Info
Price
$593,900
$ / Sqft
$175
HOA
Yes - Mandatory / $593 / Annually
HOA Name
Guardian Association Mgmt
HOA Includes
See Remarks
Tax Rate
2.75%
Est. Taxes
$19,934.75
Tax Year
2025
Exemptions
None
Legal Info
Address
434 Bay Breeze DR
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Crosswinds Ph Four-A
Legal Description
CROSSWINDS PHASE FOUR-A, BLOCK V, LOT 13
Parcel
112221000V000132
Interior Features
Floor
Carpet, Tile
Num Living
2
Dining
1
Kitchen
Breakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Built-In Oven(s), Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Gas Cooktop, Microwave, Self Cleaning Oven, Tankless Water Heater
Laundry
Inside, Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room
Interior Features
Breakfast Bar, High Ceilings, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, High Speed Internet, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Study/Home Office, Walk-In Closet(s), Washer Hookup, Prewired, None
General Info
Beds
4 Total / 1 Main Level / 3 Other Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / Under Construction
Square Feet
3,393 / Builder
Garages
3
Garage Desc
Attached, Driveway, Garage, Garage Door Opener
Foundation
Slab
Roof
Composition
Construction
Brick, Masonry – All Sides, Cement Siding, Stone
Acres
0.16
Lot Description
Corner Lot
Restrictions
Deed Restrictions
Flood Plain
See Remarks
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Underground Utilities
Heat
Natural Gas
A C
Central Air, Dual
Exterior Features
Fence
Privacy, Wood, Wrought Iron
Exterior Features
Gutters Partial, Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Cluster Mailbox, Dog Park, Playground, Pool, Sport Court(s)/Facility

Rooms

Rooms14 rooms

First level

  • Family Room
  • Kitchen
  • Primary Bedroom
  • Bathroom
  • Primary Bathroom
  • Dining Room
  • Office

Second level

  • Bathroom
  • Bathroom
  • Bedroom
  • Media Room
  • Bedroom
  • Bedroom
  • Game Room

Price history

Members only
Days on market
−$131,000 (−18.1%)
$724,900 → $593,900
11
Price reductions
Active
Since Mar 27, 2026
Price trend
List priceMar 2026Sep 2026
Property history12 events
DateEventPriceChange
Sep 16, 2026Price Decrease$593,900−$1,000 (−0.2%)
Aug 26, 2026Price Decrease$594,900−$5,000 (−0.8%)
Aug 13, 2026Price Decrease$599,900−$19,000 (−3.1%)
Aug 4, 2026Price Decrease$618,900−$1,000 (−0.2%)
Jul 28, 2026Price Decrease$619,900−$5,000 (−0.8%)
Jul 14, 2026Price Decrease$624,900−$25,000 (−3.8%)
Jun 30, 2026Price Decrease$649,900−$25,000 (−3.7%)
Jun 8, 2026Price Decrease$674,900−$10,000 (−1.5%)
May 28, 2026Price Decrease$684,900−$10,000 (−1.4%)
May 12, 2026Price Decrease$694,900−$5,000 (−0.7%)
Apr 28, 2026Price Decrease$699,900−$25,000 (−3.4%)
Mar 27, 2026New Listing

Taxes

General Information
Owner
PERRY HOMES LLC
Legal
CROSSWINDS PHASE FOUR-A, BLOCK V, Lot 13, ACRES 0.159
Geo ID
112221000V000132
Acreage
0.16
Exemptions
Exemption Type
INV
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$19,934.75
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$92,750$0$92,750$92,750

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Ralph Pfluger
Middle
Armando Chapa
High
Lehman

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $593,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$5,159 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $5,159

Principal & interest
$3,003
Property taxes
$1,661
Homeowners insurance
$495

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$475,120$5,311$30,726$469,809
2$469,809$5,666$30,371$464,143
3$464,143$6,046$29,991$458,098
4$458,098$6,451$29,586$451,647
5$451,647$6,883$29,154$444,764
6$444,764$7,344$28,693$437,421
7$437,421$7,835$28,202$429,586
8$429,586$8,360$27,677$421,226
9$421,226$8,920$27,117$412,306
10$412,306$9,517$26,520$402,788
  • Year 1$469,809
    Principal paid
    $5,311
    Interest paid
    $30,726
    Starting balance
    $475,120
  • Year 2$464,143
    Principal paid
    $5,666
    Interest paid
    $30,371
    Starting balance
    $469,809
  • Year 3$458,098
    Principal paid
    $6,046
    Interest paid
    $29,991
    Starting balance
    $464,143
  • Year 4$451,647
    Principal paid
    $6,451
    Interest paid
    $29,586
    Starting balance
    $458,098
  • Year 5$444,764
    Principal paid
    $6,883
    Interest paid
    $29,154
    Starting balance
    $451,647
  • Year 6$437,421
    Principal paid
    $7,344
    Interest paid
    $28,693
    Starting balance
    $444,764
  • Year 7$429,586
    Principal paid
    $7,835
    Interest paid
    $28,202
    Starting balance
    $437,421
  • Year 8$421,226
    Principal paid
    $8,360
    Interest paid
    $27,677
    Starting balance
    $429,586
  • Year 9$412,306
    Principal paid
    $8,920
    Interest paid
    $27,117
    Starting balance
    $421,226
  • Year 10$402,788
    Principal paid
    $9,517
    Interest paid
    $26,520
    Starting balance
    $412,306
First 10 of 30 years

Nearby

Courtesy of Perry Homes Realty, LLC · (713) 948-6666

Listings courtesy of ACTRIS as distributed by MLS GRID.