436 Spinnaker LOOP, Kyle TX 78640
Kyle, TX 78640 · Crosswinds Ph Two
Single Family Residence for sale in Crosswinds Ph Two
Overview
Property Description
Welcome to a home that offers the space, comfort, and privacy you’ve been looking for. This 3-bedroom, 2-bath home with a dedicated downstairs office delivers a functional layout designed for everyday living. Fresh interior paint creates a bright, clean feel throughout, and the kitchen features a gas range with the sink overlooking the backyard — with no rear neighbors, giving you peaceful views and added privacy. Downstairs includes a spacious laundry room, oversized storage closets, and a massive under-the-stairs storage area — making organization effortless. Upstairs, the primary suite feels like a true retreat with dual walk-in closets (his and hers). Even better, every bedroom includes its own walk-in closet, giving everyone the storage space they need. Located within walking distance to the community amenity center with a pool, playground, and basketball court, and less than 10 minutes from all the new stores and shopping centers in Kyle, TX, you’ll enjoy both convenience and lifestyle. One of the best-priced homes in the community, offering space, privacy, and location all in one. Opportunities like this don’t last — schedule your showing today.
Financial Info
- Price
- $295,900
- $ / Sqft
- $144
- HOA
- Yes - Mandatory / $575 / Annually
- HOA Name
- Crosswinds Homeowners Association
- HOA Includes
- See Remarks
- Tax Rate
- 2.7%
- Est. Taxes
- $9,393
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 436 Spinnaker LOOP
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- Crosswinds Ph Two
- Legal Description
- CROSSWINDS PHASE TWO, BLOCK F, LOT 44, ACRES 0.11
- Parcel
- 112213000F044002
Interior Features
- Floor
- Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters, Pantry
- Appliances
- Gas Range
- Laundry
- Laundry Room, Lower Level
- Master Main
- No
- Interior Features
- Granite Counters, Open Floorplan, Pantry, None, Blinds, Double Pane Windows
General Info
- Beds
- 3 Total / 3 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2022 / Resale
- Square Feet
- 2,054 / Public Records
- Garages
- 2
- Garage Desc
- Garage Door Opener
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Brick, Cement Siding
- Acres
- 0.11
- Lot Description
- Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Full
- Exterior Features
- See Remarks, None
- Pool On Property
- No
- Area Amenities
- BBQ Pit/Grill, Clubhouse, Playground, Pool
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 13, 2026 | Price Decrease | $295,900−$4,000 (−1.3%) | −$4,000 (−1.3%) |
| Jul 31, 2026 | Price Decrease | $299,900−$3,100 (−1%) | −$3,100 (−1%) |
| Mar 31, 2026 | Price Decrease | $303,000−$7,000 (−2.3%) | −$7,000 (−2.3%) |
| Feb 15, 2026 | New Listing | — |
Taxes
- Owner
- VALENCIA LUIS JESUS MIRANDA & SANCHEZ CLAUDIA VANESSA FARFAN
- Legal
- CROSSWINDS PHASE TWO, BLOCK F, Lot 44, ACRES 0.11
- Geo ID
- 112213000F044002
- Acreage
- 0.11
- Exemption Type
- Homestead
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $9,393
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $92,750 | $293,280 | $386,030 | $386,030 |
Source: Hays County
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Ralph Pfluger
- Middle
- Armando Chapa
- High
- Lehman
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,526 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,526
- Principal & interest
- $1,496
- Property taxes
- $783
- Homeowners insurance
- $247
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $236,720 | $2,646 | $15,309 | $234,074 | |
| 2 | $234,074 | $2,823 | $15,132 | $231,251 | |
| 3 | $231,251 | $3,012 | $14,943 | $228,239 | |
| 4 | $228,239 | $3,214 | $14,741 | $225,025 | |
| 5 | $225,025 | $3,429 | $14,526 | $221,596 | |
| 6 | $221,596 | $3,659 | $14,296 | $217,937 | |
| 7 | $217,937 | $3,904 | $14,051 | $214,033 | |
| 8 | $214,033 | $4,165 | $13,790 | $209,868 | |
| 9 | $209,868 | $4,444 | $13,511 | $205,424 | |
| 10 | $205,424 | $4,742 | $13,213 | $200,682 |
- Year 1$234,074
- Principal paid
- $2,646
- Interest paid
- $15,309
- Starting balance
- $236,720
- Year 2$231,251
- Principal paid
- $2,823
- Interest paid
- $15,132
- Starting balance
- $234,074
- Year 3$228,239
- Principal paid
- $3,012
- Interest paid
- $14,943
- Starting balance
- $231,251
- Year 4$225,025
- Principal paid
- $3,214
- Interest paid
- $14,741
- Starting balance
- $228,239
- Year 5$221,596
- Principal paid
- $3,429
- Interest paid
- $14,526
- Starting balance
- $225,025
- Year 6$217,937
- Principal paid
- $3,659
- Interest paid
- $14,296
- Starting balance
- $221,596
- Year 7$214,033
- Principal paid
- $3,904
- Interest paid
- $14,051
- Starting balance
- $217,937
- Year 8$209,868
- Principal paid
- $4,165
- Interest paid
- $13,790
- Starting balance
- $214,033
- Year 9$205,424
- Principal paid
- $4,444
- Interest paid
- $13,511
- Starting balance
- $209,868
- Year 10$200,682
- Principal paid
- $4,742
- Interest paid
- $13,213
- Starting balance
- $205,424
Nearby
Courtesy of Land Unlimited · (512) 729-7139
Listings courtesy of ACTRIS as distributed by MLS GRID.