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ActiveMLS #3156002

439 Backstays LOOP, Kyle TX 78640

Kyle, TX 78640 · Crosswinds

Single Family Residence for sale in Crosswinds

4Bedrooms
3Bathrooms
2,159Square Ft
0.22Acres
2Garage
2026Year Built
Price Reduced
1 / 10
$396,549$399,999

Overview

Property Description

This one-story, 4-bedroom, 3-bathroom floor plan-with a secondary bedroom attached bath-is the ideal multi-generational layout. An open concept, there is plenty of space for being together in the spacious family room, dining room, den (optional fifth bedroom). The kitchen offers eat-in dining, a walk-in pantry, and a peninsula breakfast bar overlooking the whole space. In the Owner's Suite, design decisions like the dual vanity, separate tub and shower, and a remarkable walk in closet make for a peaceful retreat from the otherwise socially-oriented layout. Thoughtful touches like the formal entry and rotunda, tall living room ceilings, and the spacious back patio make the Hamlin a standout within our collection.

Financial Info
Price
$396,549
$ / Sqft
$184
HOA
Yes - Mandatory / $48 / Monthly
HOA Name
Crosswinds HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.75%
Est. Taxes
$10,999
Tax Year
2026
Exemptions
None
Legal Info
Address
439 Backstays LOOP
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Crosswinds
Legal Description
439 Backstays
Parcel
439 Backstays
Interior Features
Floor
Carpet, Wood
Num Living
1
Dining
1
Appliances
Dishwasher, Disposal, Microwave, Gas Water Heater
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
High Ceilings, Quartz Counters, Double Vanity, Primary Bedroom on Main, Walk-In Closet(s), None, Double Pane Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / Under Construction
Square Feet
2,159 / Builder
Garages
2
Garage Desc
Attached, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type, Masonry – Partial
Acres
0.22
Lot Description
Front Yard, Sprinkler - Automatic, Trees-Small (Under 20 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Privacy, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Common Grounds, Dog Park, Park, Picnic Area, Playground, Pool

Rooms

Rooms3 rooms

Main level

  • Kitchen

    Quartz Counters

  • Primary Bedroom

    Walk-In Closet(s)

  • Primary Bathroom

    Dual Vanity, Full Bath, Walk-In Closet(s), Walk-in Shower

Price history

Members only
Days on market
−$3,450 (−0.9%)
$399,999 → $396,549
2
Price reductions
Active
Since Jun 5, 2026
Price trend
List priceJun 2026Sep 2026
Property history5 events
DateEventPriceChange
Sep 18, 2026Price Increase$396,549+$11,550 (+3%)
Aug 13, 2026Price Increase$384,999+$10,000 (+2.7%)
Aug 7, 2026Price Decrease$374,999−$5,000 (−1.3%)
Jun 18, 2026Price Decrease$379,999−$20,000 (−5%)
Jun 5, 2026New Listing

Taxes

General Information
Owner
MILESTONE COMMUNITY BUILDERS LLC
Legal
CROSSWINDS PHASES 5A/5B, BLOCK W, Lot 15, 8041 SQUARE FEET
Geo ID
112216000W015002
Exemptions
Exemption Type
INV
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$10,999
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$92,750$0$92,750$92,750

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Ralph Pfluger
Middle
Armando Chapa
High
Lehman

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $396,549
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,252 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,252

Principal & interest
$2,005
Property taxes
$917
Homeowners insurance
$330

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$317,239$3,546$20,516$313,693
2$313,693$3,783$20,279$309,910
3$309,910$4,037$20,025$305,873
4$305,873$4,307$19,755$301,566
5$301,566$4,596$19,466$296,971
6$296,971$4,903$19,159$292,067
7$292,067$5,232$18,830$286,836
8$286,836$5,582$18,480$281,254
9$281,254$5,956$18,106$275,298
10$275,298$6,355$17,707$268,943
  • Year 1$313,693
    Principal paid
    $3,546
    Interest paid
    $20,516
    Starting balance
    $317,239
  • Year 2$309,910
    Principal paid
    $3,783
    Interest paid
    $20,279
    Starting balance
    $313,693
  • Year 3$305,873
    Principal paid
    $4,037
    Interest paid
    $20,025
    Starting balance
    $309,910
  • Year 4$301,566
    Principal paid
    $4,307
    Interest paid
    $19,755
    Starting balance
    $305,873
  • Year 5$296,971
    Principal paid
    $4,596
    Interest paid
    $19,466
    Starting balance
    $301,566
  • Year 6$292,067
    Principal paid
    $4,903
    Interest paid
    $19,159
    Starting balance
    $296,971
  • Year 7$286,836
    Principal paid
    $5,232
    Interest paid
    $18,830
    Starting balance
    $292,067
  • Year 8$281,254
    Principal paid
    $5,582
    Interest paid
    $18,480
    Starting balance
    $286,836
  • Year 9$275,298
    Principal paid
    $5,956
    Interest paid
    $18,106
    Starting balance
    $281,254
  • Year 10$268,943
    Principal paid
    $6,355
    Interest paid
    $17,707
    Starting balance
    $275,298
First 10 of 30 years

Nearby

Courtesy of Legacy Austin Realty · (512) 468-0241

Listings courtesy of ACTRIS as distributed by MLS GRID.