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440 Lonie Ln 9304869Edit search
ActiveMLS #9304869

440 Lonie LN, Kyle TX 78640

Kyle, TX 78640 · 35 South Ranches Sec 2

Single Family Residence for sale in 35 South Ranches Sec 2

2Bedrooms
2 full / 1 halfBathrooms
1,998Square Ft
1.01Acres
0Garage
2003Year Built
Price Reduced
1 / 38
$216,000$270,000

Overview

Property Description

Seller is offering up to 2% of the purchase price toward buyer's closing cost. Situated on a full 1-acre lot, this property offers a great opportunity for buyers looking to add their own style and updates. The home will need remodeling and upgrades, but it provides a solid starting point with a functional layout. The spacious lot gives you plenty of room to expand, create an outdoor space, or simply enjoy the privacy. A great option for anyone looking to invest, customize, and make a home truly their own.

Financial Info
Price
$216,000
$ / Sqft
$108
HOA
None
Tax Rate
2.1692%
Est. Taxes
$7,704
Tax Year
2025
Exemptions
None
Legal Info
Address
440 Lonie LN
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
35 South Ranches Sec 2
Legal Description
35 SOUTH RANCHES SEC 2, LOT 46, ACRES 1.01
Parcel
1188220000046002
Interior Features
Floor
Carpet, Laminate, Tile
Num Living
1
Dining
1
Appliances
Free-Standing Range
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
Interior Steps, Primary Bedroom on Main, Walk-In Closet(s), None, Aluminum Frames
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2003 / Resale
Square Feet
1,998 / Public Records
Garage Desc
Carport
Foundation
Pillar/Post/Pier
Roof
Composition
Construction
Frame
Acres
1.01
Lot Description
Level, Trees-Medium (20 Ft - 40 Ft), Trees-Sparse
Restrictions
None
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Private
Sewer
Septic Tank
Utilities
Above Ground, Electricity Available
Heat
Central, Electric
A C
Central Air
Exterior Features
Fence
Chain Link, Livestock
Exterior Features
None, Deck
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$54,000 (−20%)
$270,000 → $216,000
3
Price reductions
Active
Since May 1, 2026
Price trend
List priceMay 2026 → Sep 2026
Property history4 events
DateEventPriceChange
Sep 21, 2026Price Decrease$216,000−$9,000 (−4%)
Aug 19, 2026Price Decrease$225,000−$15,000 (−6.3%)
Jul 30, 2026Price Decrease$240,000−$30,000 (−11.1%)
May 1, 2026New Listing

Taxes

General Information
Owner
WHISENHUNT MEGAN
Legal
35 SOUTH RANCHES SEC 2, LOT 46, ACRES 1.01
Geo ID
1188220000046002
Acreage
1.01
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$7,704
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$222,470$232,460$454,930$454,930

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Hemphill
Middle
D J Red Simon
High
Lehman

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $216,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,914 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,914

Principal & interest
$1,092
Property taxes
$642
Homeowners insurance
$180

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$172,800$1,931$11,175$170,869
2$170,869$2,061$11,046$168,808
3$168,808$2,199$10,908$166,609
4$166,609$2,346$10,761$164,263
5$164,263$2,503$10,603$161,760
6$161,760$2,671$10,436$159,089
7$159,089$2,850$10,257$156,239
8$156,239$3,041$10,066$153,199
9$153,199$3,244$9,862$149,955
10$149,955$3,461$9,645$146,493
  • Year 1$170,869
    Principal paid
    $1,931
    Interest paid
    $11,175
    Starting balance
    $172,800
  • Year 2$168,808
    Principal paid
    $2,061
    Interest paid
    $11,046
    Starting balance
    $170,869
  • Year 3$166,609
    Principal paid
    $2,199
    Interest paid
    $10,908
    Starting balance
    $168,808
  • Year 4$164,263
    Principal paid
    $2,346
    Interest paid
    $10,761
    Starting balance
    $166,609
  • Year 5$161,760
    Principal paid
    $2,503
    Interest paid
    $10,603
    Starting balance
    $164,263
  • Year 6$159,089
    Principal paid
    $2,671
    Interest paid
    $10,436
    Starting balance
    $161,760
  • Year 7$156,239
    Principal paid
    $2,850
    Interest paid
    $10,257
    Starting balance
    $159,089
  • Year 8$153,199
    Principal paid
    $3,041
    Interest paid
    $10,066
    Starting balance
    $156,239
  • Year 9$149,955
    Principal paid
    $3,244
    Interest paid
    $9,862
    Starting balance
    $153,199
  • Year 10$146,493
    Principal paid
    $3,461
    Interest paid
    $9,645
    Starting balance
    $149,955
First 10 of 30 years

Nearby

Courtesy of Realty of America, LLC · (512) 788-9495

Listings courtesy of ACTRIS as distributed by MLS GRID.