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ActiveMLS #3129363

445 Bay Breeze DR, Kyle TX 78640

Kyle, TX 78640 · Crosswinds

Single Family Residence for sale in Crosswinds

4Bedrooms
3Bathrooms
2,373Square Ft
0.17Acres
2Garage
2023Year Built
Open Tomorrow 10am–6pmPrice Reduced
1 / 14
$523,900$574,900

Overview

Property Description

MOVE IN READY! Former Model Home. Home office with French doors set at entry with 12-foot ceiling. Open kitchen offers generous counter space, corner walk-in pantry and island with built-in seating space. Dining area flows into open family room with wall of windows. Primary suite includes dual vanities, garden tub, separate glass-enclosed shower and two large walk-in closets in primary bath. A guest suite with private bath adds to this four-bedroom home. Covered backyard patio. Mud room with bonus closet off two-car garage.

Financial Info
Price
$523,900
$ / Sqft
$221
HOA
Yes - Mandatory / $593 / Annually
HOA Name
Guardian Association Management
HOA Includes
Common Area Maintenance, Maintenance Grounds, Maintenance Structure
Tax Rate
2.75%
Est. Taxes
$15,809.75
Tax Year
2026
Exemptions
None
Legal Info
Address
445 Bay Breeze DR
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Crosswinds
Legal Description
CROSSWINDS PHASE FOUR-A, BLOCK NN, Lot 2, ACRES 0.172
Parcel
R191274
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Built-In Electric Oven, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Gas Cooktop, Microwave, Gas Water Heater, Tankless Water Heater
Laundry
Inside, Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Breakfast Bar, High Ceilings, Granite Counters, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, French Doors, High Speed Internet, Kitchen Island, Low Flow Plumbing Fixtures, Open Floorplan, Pantry, Primary Bedroom on Main, Smart Thermostat, Study/Home Office, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Prewired, Smoke Detector(s), Double Pane Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2023 / New
Square Feet
2,373 / Builder
Garages
2
Garage Desc
Attached, Driveway, Garage, Garage Door Opener
Foundation
Slab
Roof
Composition
Construction
Brick, Masonry – All Sides, Cement Siding, Stone
Acres
0.17
Lot Description
Back Yard, Front Yard, Sprinkler - Back Yard, Sprinklers In Front
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Underground Utilities
Heat
Natural Gas
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Brick, Privacy, Wood
Exterior Features
Exterior Steps, Gutters Partial, Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Cluster Mailbox, Dog Park, Playground, Pool, Sport Court(s)/Facility

Rooms

Rooms13 rooms

First level

  • Primary Bathroom
  • Bathroom
  • Laundry
  • Primary Bedroom

    19x14

  • Office

    11x11

  • Bedroom

    13x11

  • Kitchen
  • Bathroom
  • Bedroom

    13x11

  • Bedroom

    12x12

  • Foyer
  • Family Room

    20x16

  • Dining Room

    18x9

Price history

Days on market
−$51,000 (−8.9%)
$574,900 → $523,900
6
Price reductions
Active
Since Aug 20, 2026
Price trend
List priceAug 2026 → Oct 2026
Property history7 events
DateEventPriceChange
Oct 29, 2026Price Decrease$523,900−$1,000 (−0.2%)
Oct 22, 2026Price Decrease$524,900−$14,000 (−2.6%)
Oct 13, 2026Price Decrease$538,900−$1,000 (−0.2%)
Oct 2, 2026Price Decrease$539,900−$9,000 (−1.6%)
Sep 17, 2026Price Decrease$548,900−$1,000 (−0.2%)
Aug 28, 2026Price Decrease$549,900−$25,000 (−4.3%)
Aug 20, 2026New Listing

Taxes

General Information
Owner
PERRY HOMES LLC
Legal
CROSSWINDS PHASE FOUR-A, BLOCK NN, Lot 2, ACRES 0.172
Geo ID
11222100NN000022
Acreage
0.17
Exemptions
Exemption Type
INV
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$15,809.75
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$92,750$347,290$440,040$440,040

Source: Hays County

Schools

School Info
District
HaysCONSISD
Elementary
Ralph Pfluger
Middle
Armando Chapa
High
Lehman

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $523,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,403 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,403

Principal & interest
$2,649
Property taxes
$1,317
Homeowners insurance
$437

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$419,120$4,685$27,105$414,435
2$414,435$4,998$26,791$409,437
3$409,437$5,333$26,456$404,104
4$404,104$5,690$26,099$398,414
5$398,414$6,071$25,718$392,342
6$392,342$6,478$25,312$385,864
7$385,864$6,912$24,878$378,953
8$378,953$7,375$24,415$371,578
9$371,578$7,869$23,921$363,709
10$363,709$8,396$23,394$355,314
  • Year 1$414,435
    Principal paid
    $4,685
    Interest paid
    $27,105
    Starting balance
    $419,120
  • Year 2$409,437
    Principal paid
    $4,998
    Interest paid
    $26,791
    Starting balance
    $414,435
  • Year 3$404,104
    Principal paid
    $5,333
    Interest paid
    $26,456
    Starting balance
    $409,437
  • Year 4$398,414
    Principal paid
    $5,690
    Interest paid
    $26,099
    Starting balance
    $404,104
  • Year 5$392,342
    Principal paid
    $6,071
    Interest paid
    $25,718
    Starting balance
    $398,414
  • Year 6$385,864
    Principal paid
    $6,478
    Interest paid
    $25,312
    Starting balance
    $392,342
  • Year 7$378,953
    Principal paid
    $6,912
    Interest paid
    $24,878
    Starting balance
    $385,864
  • Year 8$371,578
    Principal paid
    $7,375
    Interest paid
    $24,415
    Starting balance
    $378,953
  • Year 9$363,709
    Principal paid
    $7,869
    Interest paid
    $23,921
    Starting balance
    $371,578
  • Year 10$355,314
    Principal paid
    $8,396
    Interest paid
    $23,394
    Starting balance
    $363,709
First 10 of 30 years

Nearby

Courtesy of Perry Homes Realty, LLC · (713) 948-6666

Listings courtesy of ACTRIS as distributed by MLS GRID.