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ActiveMLS #7160346

484 Spider Lily DR, Kyle TX 78640

Kyle, TX 78640 · Southgrove

Single Family Residence for sale in Southgrove

3Bedrooms
2 full / 1 halfBathrooms
1,753Square Ft
0.13Acres
2Garage
2022Year Built
Price Reduced
1 / 31
$289,000$315,000

Overview

Property Description

USDA ELIGIBLE = NO PMI AND ZERO DOWN! Thoughtfully upgraded with features rarely found in comparable floor plans, this home stands out from surrounding new construction. The open-concept layout includes a spacious kitchen with a large curved island, abundant cabinetry, and seamless flow into the dining and living areas. The living room features an updated fireplace, while custom accent walls throughout the home add character and style. All rooms have huge closets. Situated on a larger lot, the backyard features a covered patio overlooking open farmland, providing peaceful views and added privacy. A dedicated dog run with an adorable dog house is already in place, or the space could easily be converted into a garden to fit your needs. With upgrades that set it apart from surrounding new construction, this move-in-ready home offers exceptional value, style, and functionality. Please verify schools, taxes, measurements and all information.

Financial Info
Price
$289,000
$ / Sqft
$165
HOA
Yes - Mandatory / $40 / Monthly
HOA Name
Southgrove
HOA Includes
Common Area Maintenance
Tax Rate
1.914%
Est. Taxes
$6,098
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
484 Spider Lily DR
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Southgrove
Legal Description
TRAILS AT WINDY HILL PHASE 3, BLOCK F, Lot 69
Parcel
R178565
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Granite Counters, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Gas Cooktop, Microwave, Gas Oven, RNGHD, Stainless Steel Appliance(s), Gas Water Heater
Laundry
Inside, Laundry Room, Upper Level
Master Bed
Walk-In Closet(s)
Master Main
No
Fireplaces
1
Fireplace Description
Electric
Interior Features
Granite Counters, Gas Dryer Hookup, High Speed Internet, Kitchen Island, Low Flow Plumbing Fixtures, Pantry, Smart Home, Smart Thermostat, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s), Blinds, Double Pane Windows, Low Emissivity Windows, Screens, Shutters
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2022 / Resale
Square Feet
1,753 / Public Records
Garages
2
Garage Desc
Attached, Garage, Garage Faces Front
Foundation
Slab
Roof
Asphalt, Composition
Construction
Brick, Concrete, Frame, Masonry – Partial, Cement Siding, Stone
Acres
0.13
Lot Description
Back to Park/Greenbelt, Back Yard, Close to Clubhouse, Front Yard, Garden, Landscaped, Sprinkler - Automatic, Trees-Small (Under 20 Ft)
Restrictions
City Restrictions, Deed Restrictions
Flood Plain
No
View
Trees/Woods
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Internet-Fiber, Natural Gas Connected, Sewer Connected, Water Connected
Heat
ENERGY STAR Qualified Equipment, Heat Pump, Natural Gas
A C
Central Air, Electric
Exterior Features
Fence
Fenced, Privacy, Wood
Exterior Features
Gutters Full, Patio, Porch
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Bike Storage/Locker, Clubhouse, Cluster Mailbox, Common Grounds, High Speed Internet, Park, Picnic Area, Playground, Pool

Rooms

Rooms1 room

Second level

  • Primary Bathroom

Price history

Days on market
−$26,000 (−8.3%)
$315,000 → $289,000
5
Price reductions
Active
Since Jun 11, 2026
Price trend
List priceJun 2026 → Oct 2026
Property history7 events
DateEventPriceChange
Oct 22, 2026Price Decrease$289,000−$5,000 (−1.7%)
Sep 25, 2026Price Decrease$294,000−$3,500 (−1.2%)
Aug 6, 2026Price Decrease$297,500−$100,000 (−25.2%)
Aug 6, 2026Price Increase$397,500+$97,500 (+32.5%)
Jul 28, 2026Price Decrease$300,000−$9,990 (−3.2%)
Jun 20, 2026Price Decrease$309,990−$5,010 (−1.6%)
Jun 11, 2026New Listing

Taxes

General Information
Owner
BAILEY, SYDNI ANNE & NATHAN KOLE
Legal
TRAILS AT WINDY HILL PHASE 3, BLOCK F, Lot 69
Geo ID
118876000F069002
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$6,098
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$65,840$257,670$323,510$323,510

Source: Hays County

Schools

School Info
District
HaysCONSISD
Elementary
Camino Real
Middle
McCormick
High
Johnson High School

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $289,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,210 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,210

Principal & interest
$1,461
Property taxes
$508
Homeowners insurance
$241

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$231,200$2,584$14,952$228,616
2$228,616$2,757$14,779$225,859
3$225,859$2,942$14,594$222,917
4$222,917$3,139$14,397$219,778
5$219,778$3,349$14,187$216,429
6$216,429$3,573$13,963$212,855
7$212,855$3,813$13,723$209,042
8$209,042$4,068$13,468$204,974
9$204,974$4,341$13,196$200,634
10$200,634$4,631$12,905$196,002
  • Year 1$228,616
    Principal paid
    $2,584
    Interest paid
    $14,952
    Starting balance
    $231,200
  • Year 2$225,859
    Principal paid
    $2,757
    Interest paid
    $14,779
    Starting balance
    $228,616
  • Year 3$222,917
    Principal paid
    $2,942
    Interest paid
    $14,594
    Starting balance
    $225,859
  • Year 4$219,778
    Principal paid
    $3,139
    Interest paid
    $14,397
    Starting balance
    $222,917
  • Year 5$216,429
    Principal paid
    $3,349
    Interest paid
    $14,187
    Starting balance
    $219,778
  • Year 6$212,855
    Principal paid
    $3,573
    Interest paid
    $13,963
    Starting balance
    $216,429
  • Year 7$209,042
    Principal paid
    $3,813
    Interest paid
    $13,723
    Starting balance
    $212,855
  • Year 8$204,974
    Principal paid
    $4,068
    Interest paid
    $13,468
    Starting balance
    $209,042
  • Year 9$200,634
    Principal paid
    $4,341
    Interest paid
    $13,196
    Starting balance
    $204,974
  • Year 10$196,002
    Principal paid
    $4,631
    Interest paid
    $12,905
    Starting balance
    $200,634
First 10 of 30 years

Nearby

Courtesy of LPT Realty LLC - Ascend Group · (512) 355-0150

Listings courtesy of ACTRIS as distributed by MLS GRID.