485 Bella Vista CIR, Kyle TX 78640
Kyle, TX 78640 · Arroyo Ranch
Single Family Residence for sale in Arroyo Ranch
Overview
Property Description
Welcome to this exquisite, fully upgraded home situated on a prime, expansive 3/4-acre corner lot in the heart of Kyle. From the moment you arrive, the premium updates are undeniable, highlighted by a brand NEW ROOF, a stately all-sided brick exterior, and a massive, private fenced backyard complete with a treehouse, storage shed, an extra-wide gate with an RV hookup, and a gorgeous back patio featuring a pergola and string lighting. Step inside to discover a seamless, completely carpet-free interior showcasing beautiful engineered hardwood floors throughout, perfectly paired with brand-new custom tile in all bathrooms. The main level invites you through a formal dining area with elegant crown molding into a sun-drenched, open-concept living space. The chef’s kitchen steals the show with a massive center butcher block island that seats eight, granite countertops, a subway tile backsplash, white cabinetry, and new stainless steel appliances. This entire main living area radiates with natural light pouring through trendy black-trim windows, which beautifully accent the striking matte black door hardware, handles, and hinges found throughout the home. Downstairs also features a private guest bedroom with a full bath and built-in bookshelves. Upstairs, a spacious second living area/loft anchors the remaining bedrooms—all featuring generous walk-in closets and ceiling fans—including the luxurious primary suite. The primary ensuite has been recently transformed with dual vanities, new tile flooring, and matte black fixtures that perfectly mirror the home's cohesive, modern aesthetic. Even the secondary upstairs bath is freshly remodeled, showcasing a stunning tiled walk-in shower with premium glass doors and contemporary dark blue cabinetry. Complete with a 2023 water heater and updated designer light fixtures, this rare property offers the perfect blend of quiet, expansive living with high-end modern finishes—a true must-see!
Financial Info
- Price
- $500,000
- $ / Sqft
- $180
- HOA
- Yes - Mandatory / $350 / Annually
- HOA Name
- Arroyo Ranch HOA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.8203%
- Est. Taxes
- $8,891
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 485 Bella Vista CIR
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- Arroyo Ranch
- Legal Description
- ARROYO RANCH SEC ONE, BLOCK D, LOT 16, ACRES 0.75
- Parcel
- 110136000D016002
Interior Features
- Floor
- No Carpet, Tile, Wood
- Num Living
- 2
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters, Kitchen Island, Pantry
- Appliances
- Built-In Oven(s), Dishwasher, Disposal, Electric Cooktop, Exhaust Fan, Microwave, Electric Oven, Plumbed For Ice Maker, Stainless Steel Appliance(s), Vented Exhaust Fan, Electric Water Heater
- Laundry
- Inside, Laundry Room, Main Level
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Bookcases, Breakfast Bar, Built-in Features, Ceiling Fan(s), High Ceilings, Granite Counters, Crown Molding, Double Vanity, Electric Dryer Hookup, Entrance Foyer, In-Law Floorplan, Interior Steps, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Smart Thermostat, Storage, Study/Home Office, Walk-In Closet(s), Washer Hookup, Security System, Security System Leased, Smoke Detector(s), Blinds
General Info
- Beds
- 5 Total / 1 Main Level / 4 Other Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2002 / Resale
- Square Feet
- 2,772 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Brick, Masonry – All Sides
- Acres
- 0.75
- Lot Description
- Back Yard, Corner Lot, Front Yard, Landscaped, Many Trees, Trees-Medium (20 Ft - 40 Ft), Trees-Moderate
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Neighborhood, Panoramic, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Private
- Sewer
- Aerobic Septic
- Utilities
- Electricity Connected, Internet-Cable, Water Connected
- Heat
- Central, Electric
- A C
- Central Air, Electric
Exterior Features
- Fence
- Back Yard, Fenced, Gate, Privacy, Wood
- Exterior Features
- Gutters Full, Lighting, Private Yard, RV Hookup, Covered, Front Porch, Patio, Rear Porch
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Common Grounds, Dog Park, Park, Picnic Area, Playground
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 3, 2026 | Pending | — | |
| Aug 25, 2026 | Active Under Contract | — | |
| Jul 29, 2026 | Price Decrease | $500,000−$19,900 (−3.8%) | −$19,900 (−3.8%) |
| Jul 16, 2026 | Price Decrease | $519,900−$9,100 (−1.7%) | −$9,100 (−1.7%) |
| Jul 5, 2026 | Price Decrease | $529,000−$10,000 (−1.9%) | −$10,000 (−1.9%) |
| Jun 11, 2026 | New Listing | — |
Taxes
- Owner
- KUME MICHAEL S & ANDREA L
- Legal
- ARROYO RANCH SEC ONE, BLOCK D, LOT 16, ACRES 0.75
- Geo ID
- 110136000D016002
- Acreage
- 0.75
- Exemption Type
- Homestead
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $8,891
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $113,780 | $435,790 | $549,570 | $537,266 |
Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Jim Cullen
- Middle
- R C Barton
- High
- Jack C Hays
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,686 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,686
- Principal & interest
- $2,528
- Property taxes
- $741
- Homeowners insurance
- $417
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $400,000 | $4,471 | $25,868 | $395,529 | |
| 2 | $395,529 | $4,770 | $25,569 | $390,759 | |
| 3 | $390,759 | $5,090 | $25,249 | $385,669 | |
| 4 | $385,669 | $5,431 | $24,909 | $380,238 | |
| 5 | $380,238 | $5,794 | $24,545 | $374,444 | |
| 6 | $374,444 | $6,182 | $24,157 | $368,261 | |
| 7 | $368,261 | $6,596 | $23,743 | $361,665 | |
| 8 | $361,665 | $7,038 | $23,301 | $354,627 | |
| 9 | $354,627 | $7,510 | $22,830 | $347,117 | |
| 10 | $347,117 | $8,013 | $22,327 | $339,105 |
- Year 1$395,529
- Principal paid
- $4,471
- Interest paid
- $25,868
- Starting balance
- $400,000
- Year 2$390,759
- Principal paid
- $4,770
- Interest paid
- $25,569
- Starting balance
- $395,529
- Year 3$385,669
- Principal paid
- $5,090
- Interest paid
- $25,249
- Starting balance
- $390,759
- Year 4$380,238
- Principal paid
- $5,431
- Interest paid
- $24,909
- Starting balance
- $385,669
- Year 5$374,444
- Principal paid
- $5,794
- Interest paid
- $24,545
- Starting balance
- $380,238
- Year 6$368,261
- Principal paid
- $6,182
- Interest paid
- $24,157
- Starting balance
- $374,444
- Year 7$361,665
- Principal paid
- $6,596
- Interest paid
- $23,743
- Starting balance
- $368,261
- Year 8$354,627
- Principal paid
- $7,038
- Interest paid
- $23,301
- Starting balance
- $361,665
- Year 9$347,117
- Principal paid
- $7,510
- Interest paid
- $22,830
- Starting balance
- $354,627
- Year 10$339,105
- Principal paid
- $8,013
- Interest paid
- $22,327
- Starting balance
- $347,117
Nearby
Courtesy of Keller Williams Realty · (512) 312-1626
Listings courtesy of ACTRIS as distributed by MLS GRID.