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ActiveMLS #6389670

550 Nautical LOOP, Kyle TX 78640

Kyle, TX 78640 · Crosswinds Ph One

Single Family Residence for sale in Crosswinds Ph One

3Bedrooms
2Bathrooms
1,358Square Ft
0.12Acres
2Garage
2019Year Built
Price Reduced
1 / 31
$285,888$310,000
3D tour

Overview

Property Description

Seriously, STOP THE CAR! This is your UNICORN! This home has all the bells and whistles. Upon entering through the private gate, you are greeted by a 700 sq ft patio with a non-slip, cool deck surface. There is an insulated patio cover over 1/2 of the patio, with a ceiling fan and full gutters that complete the space. A wrought-iron fence with a great built-in bench and a perfect dog run or garden space, too. There are even wires to hang your curtains for more privacy. A beautiful Magnolia Tree out front, daylilies, calalilies, and Gerber daisies will come back year after year. Off the back patio, there are orange and yellow Trumpet vines that cover the fence and huge pampas grass that will provide huge 12 ft light pink plumes. No carpet in this home. Just Luxury vinyl plank floors. A two-tone kitchen (Upper white cabinets, custom Italian tile backsplash in shades of blue, and lower cabinets are deep navy blue) A separate dining area with a built-in bench, perfect for either a small or large table, with a view of the yard. The living room is a great size for entertaining. There is a Remi-Halo system that helps with allergies and air quality. The ceiling fans, lighting, fixtures, and upgrades are not builder-grade. There are modern barn doors in multiple areas that really give the home a custom feel. The primary bedroom is at the back of the home for maximum privacy and looks out onto the beautiful vines and flowers. The primary bathroom has dual vanities, anti-fog mirrors with internal lighting, and a large walk-in shower with tile to the ceiling. The primary closet is large. The home has a full sprinkler system, full gutters, and blinds throughout the home. On the patio, there is a gas stub for the BBQ, wiring for your outdoor TV, and gutters so the patio cover drains properly. The 2-car garage has epoxy flooring and is fully insulated. There is extra blown-in insulation in the house as well. A real MUST SEE!

Financial Info
Price
$285,888
$ / Sqft
$211
HOA
Yes - Mandatory / $575 / Annually
HOA Name
Crosswinds
HOA Includes
Common Area Maintenance
Tax Rate
2.751%
Est. Taxes
$8,714
Tax Year
2025
Exemptions
None
Legal Info
Address
550 Nautical LOOP
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Crosswinds Ph One
Legal Description
CROSSWINDS PHASE ONE, BLOCK I, LOT 26, ACRES 0.12
Parcel
112212000I026002
Interior Features
Floor
No Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Exhaust Fan, Gas Range, Ice Maker, Microwave, Oven, Plumbed For Ice Maker, Refrigerator, Self Cleaning Oven, Vented Exhaust Fan, Gas Water Heater, Tankless Water Heater
Laundry
Inside, Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Quartz Counters, Double Vanity, Electric Dryer Hookup, Gas Dryer Hookup, Eat-in Kitchen, Entrance Foyer, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Thermostat, Walk-In Closet(s), Washer Hookup, See Remarks, Smoke Detector(s), Blinds, Double Pane Windows, Low Emissivity Windows, Screens, Tinted Windows, Vinyl Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2019 / Resale
Square Feet
1,358 / Public Records
Garages
2
Garage Desc
Detached, Direct Access, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Private
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick, Frame, Glass, HardiPlank Type, Blown-In Insulation, Masonry – Partial, Radiant Barrier
Acres
0.12
Lot Description
Back to Park/Greenbelt, Back Yard, Curbs, Front Yard, Garden, Interior Lot, Landscaped, Level, Native Plants, Private, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinkler - Drip Only/Bubblers, Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Rain Sensor, Sprinkler - Side Yard, Trees-Medium (20 Ft - 40 Ft)
Restrictions
Covenant, Deed Restrictions
Flood Plain
No
View
Park/Greenbelt, Pasture, Trees/Woods
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Municipal Utility District (MUD)
Utilities
Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Heat
Central, Natural Gas
A C
Other, Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
See Remarks, Back Yard, Fenced, Gate, Privacy, Wood, Wrought Iron
Exterior Features
CCTYD, Uncovered Courtyard, Garden, Gutters Full, Lighting, Pest Tubes in Walls, Private Entrance, Private Yard, Awning(s), Covered, Front Porch, Patio, Rear Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Curbs, Dog Park, Park, Pet Amenities, Picnic Area, Planned Social Activities, Playground, Pool, Sidewalks, Sport Court(s)/Facility, Street Lights, Underground Utilities

Rooms

Rooms3 rooms

Main level

  • Primary Bedroom

    The primary bedroom is located at the back of the home for maximum privacy. A window bench and multiple windows make the space feel custom. There is a door out to the backyard and back patio. No neighbors behind and nice privacy.

    Ceiling Fan(s), High Ceilings

  • Primary Bathroom

    The primary bathroom has custom anti-fog mirrors with additional lighting. There are dimmer switches too. The closet has additional storage and shelves. There is also a recessed light in the shower.

    Quartz Counters, Dual Vanity, Full Bath, High Ceilings, Recessed Lighting, Separate Shower, Storage, Walk-In Closet(s), Walk-in Shower

  • Kitchen

    The kitchen is laid out well. The appliances were updated, and the Samsung counter-depth refrigerator will convey. Quartz counters and custom hardware. Pendant lighting. Pantry with pull-out storage shelves. Makes it easy to put the groceries away.

    Kitchn - Breakfast Area, Breakfast Bar, Center Island, Quartz Counters, Dining Area, Eat In Kitchen, High Ceilings, Open to Family Room, Pantry, Plumbed for Icemaker, Recessed Lighting

Price history

Days on market
−$24,112 (−7.8%)
$310,000 → $285,888
2
Price reductions
Active
Since Aug 15, 2026
Price trend
List priceAug 2026 → Oct 2026
Property history3 events
DateEventPriceChange
Oct 1, 2026Price Decrease$285,888−$13,889 (−4.6%)
Sep 14, 2026Price Decrease$299,777−$10,223 (−3.3%)
Aug 15, 2026New Listing

Taxes

General Information
Owner
CANFIELD, CAROLE
Legal
CROSSWINDS PHASE ONE, BLOCK I, Lot 26, ACRES 0.12
Geo ID
112212000I026002
Acreage
0.12
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$8,714
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$92,750$224,040$316,790$316,790

Source: Hays County

Schools

School Info
District
HaysCONSISD
Elementary
Ralph Pfluger
Middle
Armando Chapa
High
Lehman

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $285,888
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,410 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,410

Principal & interest
$1,446
Property taxes
$726
Homeowners insurance
$238

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$228,710$2,556$14,791$226,154
2$226,154$2,728$14,620$223,426
3$223,426$2,910$14,437$220,516
4$220,516$3,105$14,242$217,411
5$217,411$3,313$14,034$214,098
6$214,098$3,535$13,812$210,563
7$210,563$3,772$13,576$206,791
8$206,791$4,024$13,323$202,767
9$202,767$4,294$13,053$198,473
10$198,473$4,581$12,766$193,892
  • Year 1$226,154
    Principal paid
    $2,556
    Interest paid
    $14,791
    Starting balance
    $228,710
  • Year 2$223,426
    Principal paid
    $2,728
    Interest paid
    $14,620
    Starting balance
    $226,154
  • Year 3$220,516
    Principal paid
    $2,910
    Interest paid
    $14,437
    Starting balance
    $223,426
  • Year 4$217,411
    Principal paid
    $3,105
    Interest paid
    $14,242
    Starting balance
    $220,516
  • Year 5$214,098
    Principal paid
    $3,313
    Interest paid
    $14,034
    Starting balance
    $217,411
  • Year 6$210,563
    Principal paid
    $3,535
    Interest paid
    $13,812
    Starting balance
    $214,098
  • Year 7$206,791
    Principal paid
    $3,772
    Interest paid
    $13,576
    Starting balance
    $210,563
  • Year 8$202,767
    Principal paid
    $4,024
    Interest paid
    $13,323
    Starting balance
    $206,791
  • Year 9$198,473
    Principal paid
    $4,294
    Interest paid
    $13,053
    Starting balance
    $202,767
  • Year 10$193,892
    Principal paid
    $4,581
    Interest paid
    $12,766
    Starting balance
    $198,473
First 10 of 30 years

Nearby

Courtesy of Christies Intl Real Estate Lone Star · (512) 270-8586

Listings courtesy of ACTRIS as distributed by MLS GRID.