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PendingMLS #3383446

551 Whispering Hollow DR, Kyle TX 78640

Kyle, TX 78640 · Trails Sub Ph Iib

Single Family Residence for sale in Trails Sub Ph Iib

3Bedrooms
2 full / 1 halfBathrooms
2,332Square Ft
0.16Acres
2Garage
2002Year Built
1 / 40
$259,990$269,990

Overview

Property Description

***Up to 2% lender incentive offered with use of seller's preferred in-house lender. Incentive may be applied toward buyer closing costs and/or rate buy-down, subject to lender approval and buyer qualification. Seller will consider offers contingent upon the sale of the buyer's current property, subject to the terms of the offer and seller approval***Welcome to this classic two-story home situated on a desirable corner lot and ready for its next chapter. The flexible floor plan offers plenty of space to make your own, with low-maintenance ceramic tile throughout the first-floor common areas. Upon entry, the formal dining or living area can easily be used as a study or flex space. The spacious living room flows into the island kitchen, offering ample cabinet storage and prep space, with a breakfast nook providing an additional dining area. Upstairs, a large loft offers versatile space for a game room, second living area, playroom, or home office. Two spacious secondary bedrooms feature generous closets, while the primary suite offers a massive walk-in closet and ensuite bath with a tub/shower combination. Outside, the large backyard features mature trees, a storage shed, and plenty of room to create the outdoor space you've been dreaming of—from a garden or playscape to a pool and more. Conveniently located near I-35 for easy access to Austin, downtown Kyle, shopping, dining, and entertainment.

Financial Info
Price
$259,990
$ / Sqft
$111
HOA
None
Tax Rate
2.44667%
Est. Taxes
$8,187
Tax Year
2025
Exemptions
None
Legal Info
Address
551 Whispering Hollow DR
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Trails Sub Ph Iib
Legal Description
TRAILS SUBD PHASE IIB, BLOCK K, LOT 16
Parcel
118871000K016002
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
2
Dining
1
Appliances
Dishwasher, Electric Oven
Laundry
Inside, Laundry Room, Lower Level
Master Bed
Walk-In Closet(s)
Master Main
No
Interior Features
Ceiling Fan(s), Multiple Dining Areas, Open Floorplan, Walk-In Closet(s), None, Blinds
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2002 / Resale
Square Feet
2,332 / Public Records
Garages
2
Garage Desc
Driveway, Garage, Garage Faces Front, Off Street
Foundation
Slab
Roof
Composition
Construction
See Remarks, Brick
Acres
0.16
Lot Description
Corner Lot, Front Yard, Trees-Moderate
Restrictions
See Remarks
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
None
Heat
Central
A C
Central Air
Exterior Features
Fence
Wood
Exterior Features
Private Yard, Porch, Rear Porch
Pool On Property
No
Area Amenities
None

Price history

Days on market
−$10,000 (−3.7%)
$269,990 → $259,990
1
Price reduction
Pending
Since Oct 24, 2026
Price trend
List priceSep 2026 → Oct 2026
Property history4 events
DateEventPriceChange
Oct 24, 2026Pending
Oct 13, 2026Active Under Contract
Oct 8, 2026Price Decrease$259,990−$10,000 (−3.7%)
Sep 21, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
HaysCONSISD
Elementary
Susie Fuentes
Middle
Armando Chapa
High
Lehman

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $259,990
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,214 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,214

Principal & interest
$1,315
Property taxes
$682
Homeowners insurance
$217

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$207,992$2,325$13,451$205,667
2$205,667$2,480$13,295$203,187
3$203,187$2,647$13,129$200,540
4$200,540$2,824$12,952$197,716
5$197,716$3,013$12,763$194,703
6$194,703$3,215$12,561$191,489
7$191,489$3,430$12,346$188,059
8$188,059$3,660$12,116$184,399
9$184,399$3,905$11,871$180,494
10$180,494$4,166$11,609$176,328
  • Year 1$205,667
    Principal paid
    $2,325
    Interest paid
    $13,451
    Starting balance
    $207,992
  • Year 2$203,187
    Principal paid
    $2,480
    Interest paid
    $13,295
    Starting balance
    $205,667
  • Year 3$200,540
    Principal paid
    $2,647
    Interest paid
    $13,129
    Starting balance
    $203,187
  • Year 4$197,716
    Principal paid
    $2,824
    Interest paid
    $12,952
    Starting balance
    $200,540
  • Year 5$194,703
    Principal paid
    $3,013
    Interest paid
    $12,763
    Starting balance
    $197,716
  • Year 6$191,489
    Principal paid
    $3,215
    Interest paid
    $12,561
    Starting balance
    $194,703
  • Year 7$188,059
    Principal paid
    $3,430
    Interest paid
    $12,346
    Starting balance
    $191,489
  • Year 8$184,399
    Principal paid
    $3,660
    Interest paid
    $12,116
    Starting balance
    $188,059
  • Year 9$180,494
    Principal paid
    $3,905
    Interest paid
    $11,871
    Starting balance
    $184,399
  • Year 10$176,328
    Principal paid
    $4,166
    Interest paid
    $11,609
    Starting balance
    $180,494
First 10 of 30 years

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Listings courtesy of ACTRIS as distributed by MLS GRID.