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ActiveMLS #6117899

558 Nautical LOOP, Kyle TX 78640

Kyle, TX 78640 · Crosswinds Ph One

Single Family Residence for sale in Crosswinds Ph One

4Bedrooms
2 full / 1 halfBathrooms
2,281Square Ft
0.12Acres
2Garage
2019Year Built
Open Sat 2–5pmPrice Reduced
1 / 21
$324,900$374,900

Overview

Property Description

Assume the seller’s 3.75% interest rate, or take a $5,000 closing cost credit with new financing through the preferred lender. The choice is yours. This 2019 Crosswinds home has a Kyle address with Buda convenience: it’s on the north side of Kyle, with quick I-35 access via Windy Hill Rd. Blinds, gutters, ceiling fans, and an automatic sprinkler system are already installed, and the backyard has no rear neighbors. The open main floor has high ceilings, recessed lighting, and vinyl plank flooring. The kitchen has quartz counters, a center island, a pantry, a gas cooktop, and stainless appliances, all open to the living room. The primary suite is on the main level, with a walk-in closet and an en suite bath with double vanities and a walk-in shower. Upstairs, a loft connects three bedrooms that are larger than most new floor plans offer. New carpet was installed upstairs in May 2026. Out back, a covered patio overlooks a private yard. Crosswinds amenities include a resort-style pool, playground, and sport courts. The HOA is $595 per year. The home is zoned to Ralph Pfluger Elementary, Armando Chapa Middle, and Lehman High (Hays CISD). Loan assumption is subject to servicer approval and buyer qualification. The buyer is responsible for the difference between the price and the loan balance. The rate is 3.75% through Rocket Mortgage. The $5,000 credit applies to new financing only and can’t be combined with an assumption.

Financial Info
Price
$324,900
$ / Sqft
$142
HOA
Yes - Mandatory / $595 / Annually
HOA Name
SBB Community Management
HOA Includes
Common Area Maintenance
Tax Rate
2.751%
Est. Taxes
$11,357
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
558 Nautical LOOP
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Crosswinds Ph One
Legal Description
CROSSWINDS PHASE ONE, BLOCK I, LOT 25, ACRES 0.119
Parcel
112212000I025002
Interior Features
Floor
Carpet, Vinyl
Num Living
2
Dining
1
Kitchen
Kitchen Island, Pantry
Appliances
Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Microwave, Oven, Gas Oven, Plumbed For Ice Maker, Range, Free-Standing Range, Stainless Steel Appliance(s), Gas Water Heater
Laundry
Inside, Laundry Room, Lower Level, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), High Ceilings, Quartz Counters, Double Vanity, Interior Steps, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Storage, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Fire Alarm, Security System Owned, Smoke Detector(s), Blinds, Screens
General Info
Beds
4 Total / 1 Main Level / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2019 / Resale
Square Feet
2,281 / Public Records
Garages
2
Garage Desc
Attached, Concrete, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front, Inside Entrance, Kitchen Level, Lighted
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick, HardiPlank Type
Acres
0.12
Lot Description
Back Yard, Curbs, Few Trees, Front Yard, Gentle Sloping, Public Maintained Road, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground
Restrictions
Covenant, Deed Restrictions, Zoning
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Internet-Cable, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
Heat
Central, Natural Gas
A C
Central Air, Electric
Exterior Features
Fence
Back Yard, Privacy, Wood
Exterior Features
Gutters Partial, Lighting, Private Yard, Covered, Front Porch, Patio
Pool On Property
No
Area Amenities
Common Grounds, Curbs, Park, Picnic Area, Playground, Pool, Sidewalks, Sport Court(s)/Facility, Street Lights, Suburban, Tennis Court(s)

Rooms

Rooms9 rooms

Main level

  • Living Room

    Ceiling Fan(s)

  • Dining Room
  • Primary Bedroom

    Ceiling Fan(s), Walk-In Closet(s)

  • Primary Bathroom

    Quartz Counters, Dual Vanity, Full Bath, Walk-in Shower

  • Kitchen

    Center Island, Quartz Counters, Open to Family Room, Pantry, Plumbed for Icemaker, Storage

Second level

  • Bedroom
  • Bedroom
  • Bedroom
  • Bathroom

    Quartz Counters, Dual Vanity, Full Bath

Price history

Days on market
−$50,000 (−13.3%)
$374,900 → $324,900
5
Price reductions
Active
Since May 29, 2026
Price trend
List priceMay 2026 → Oct 2026
Property history6 events
DateEventPriceChange
Oct 17, 2026Price Decrease$324,900−$100 (−0%)
Sep 18, 2026Price Decrease$325,000−$14,000 (−4.1%)
Aug 26, 2026Price Decrease$339,000−$10,000 (−2.9%)
Jul 20, 2026Price Decrease$349,000−$10,000 (−2.8%)
Jun 24, 2026Price Decrease$359,000−$15,900 (−4.2%)
May 29, 2026New Listing

Taxes

General Information
Owner
HANZ, RODNEY ALLEN
Legal
CROSSWINDS PHASE ONE, BLOCK I, Lot 25, ACRES 0.119
Geo ID
112212000I025002
Acreage
0.12
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$11,357
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$92,750$320,090$412,840$412,840

Source: Hays County

Schools

School Info
District
HaysCONSISD
Elementary
Ralph Pfluger
Middle
Armando Chapa
High
Lehman

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $324,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,860 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,860

Principal & interest
$1,643
Property taxes
$946
Homeowners insurance
$271

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$259,920$2,905$16,809$257,015
2$257,015$3,100$16,615$253,915
3$253,915$3,307$16,407$250,608
4$250,608$3,529$16,186$247,079
5$247,079$3,765$15,949$243,314
6$243,314$4,017$15,697$239,296
7$239,296$4,286$15,428$235,010
8$235,010$4,573$15,141$230,436
9$230,436$4,880$14,835$225,557
10$225,557$5,207$14,508$220,350
  • Year 1$257,015
    Principal paid
    $2,905
    Interest paid
    $16,809
    Starting balance
    $259,920
  • Year 2$253,915
    Principal paid
    $3,100
    Interest paid
    $16,615
    Starting balance
    $257,015
  • Year 3$250,608
    Principal paid
    $3,307
    Interest paid
    $16,407
    Starting balance
    $253,915
  • Year 4$247,079
    Principal paid
    $3,529
    Interest paid
    $16,186
    Starting balance
    $250,608
  • Year 5$243,314
    Principal paid
    $3,765
    Interest paid
    $15,949
    Starting balance
    $247,079
  • Year 6$239,296
    Principal paid
    $4,017
    Interest paid
    $15,697
    Starting balance
    $243,314
  • Year 7$235,010
    Principal paid
    $4,286
    Interest paid
    $15,428
    Starting balance
    $239,296
  • Year 8$230,436
    Principal paid
    $4,573
    Interest paid
    $15,141
    Starting balance
    $235,010
  • Year 9$225,557
    Principal paid
    $4,880
    Interest paid
    $14,835
    Starting balance
    $230,436
  • Year 10$220,350
    Principal paid
    $5,207
    Interest paid
    $14,508
    Starting balance
    $225,557
First 10 of 30 years

Nearby

Courtesy of Central Real Estate Group · (512) 649-4969

Listings courtesy of ACTRIS as distributed by MLS GRID.