5881 Fergus, Kyle TX 78640
Kyle, TX 78640 · Plum Creek Ph 1 Sec 3A
Single Family Residence for sale in Plum Creek Ph 1 Sec 3A
Overview
Property Description
Move-in ready with fresh updates throughout, steps from Plum Creek's parks & recreation center, a walk to the elementary school, and a short distance to the middle and high schools. Inside, this home offers a main level primary bedroom w/ a soaking whirlpool tub, separate shower, double vanity, and walk-in closet. Recent updates include fresh interior paint, new carpet, a new kitchen backsplash, new granite countertops, and an HVAC heating and cooling system replaced in September 2025. A pre-listing inspection was completed, with many of the identified items addressed. The kitchen features stainless steel appliances including a refrigerator, a center island, a pantry, and an eat-in dining area, with a separate formal dining space for entertaining. Plus a garage refrigerator included. This home offers three living areas, including a gas log fireplace in the main living area, a front living space, and a third living space upstairs offering flexible use as a media room, playroom, or home office. Ceiling fans, a smart thermostat, a security system, high speed internet available, & a water softener. Outside, enjoy a covered & screened porch, private backyard with vinyl & wood fencing, storage shed, and an attached two car garage with alley access & extra driveway parking. Plum Creek is a premier Kyle community with two fishing ponds, three parks w/ playgrounds, a rentable community center, a lap pool, pickleball courts, and a splash pad just down the street, along with community events held throughout the year. Kyle continues to grow as a vibrant place to live, with a wide variety of shopping, dining, and everyday conveniences nearby, giving residents easy access to popular retailers, local restaurants, and grocery options just minutes from home. The City of Kyle also hosts community events throughout the year, including downtown festivals, a farmers market, and offers additional recreation nearby including Lake Kyle, hiking and biking trails, and Plum Creek Golf Course.
Financial Info
- Price
- $339,950
- $ / Sqft
- $138
- HOA
- Yes - Mandatory / $187 / Quarterly
- HOA Name
- Plum Creek HOA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.44%
- Est. Taxes
- $9,448
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 5881 Fergus
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- Plum Creek Ph 1 Sec 3A
- Legal Description
- PLUM CREEK PHASE 1 SEC 3A, BLOCK D, LOT 6
- Parcel
- 116533000D006002
Interior Features
- Floor
- Carpet, Laminate, Tile
- Num Living
- 3
- Dining
- 2
- Kitchen
- Granite Counters, Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Microwave, Free-Standing Range, Refrigerator, Water Softener Owned
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room, Gas Log, Wood Burning
- Interior Features
- See Remarks, Ceiling Fan(s), High Ceilings, Granite Counters, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, High Speed Internet, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Home, Smart Thermostat, Soaking Tub, Storage, Walk-In Closet(s), Washer Hookup, Wired for Data, Secured Garage/Parking, Security System, Security System Owned, Smoke Detector(s), Blinds, Double Pane Windows, Insulated Windows, Low Emissivity Windows, Screens, Vinyl Windows, Window Coverings
General Info
- Beds
- 4 Total / 1 Main Level / 3 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2002 / Resale
- Square Feet
- 2,470 / Public Records
- Garages
- 2
- Garage Desc
- Alley Access, Attached, Concrete, Direct Access, Door-Single, Driveway, Garage, Garage Faces Rear, Private
- Foundation
- Slab
- Roof
- Asphalt, Composition, Shingle
- Construction
- HardiPlank Type, Masonry – All Sides
- Acres
- 0.16
- Lot Description
- Alley Access, Back Yard, Close to Clubhouse, Front Yard, Interior Lot, Landscaped, Level, Near Golf Course, Trees-Moderate
- Restrictions
- Covenant
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Natural Gas Connected, Phone Connected, Sewer Connected, Underground Utilities, Water Connected
- Heat
- Central, Fireplace(s), Forced Air, Natural Gas, Wood
- A C
- Other, Ceiling Fan(s), Central Air, Gas, Wall/Window Unit(s)
Exterior Features
- Fence
- Back Yard, Gate, Vinyl, Wood
- Exterior Features
- Private Yard, See Remarks, Covered, Enclosed, Front Porch, Patio, Screened, Side Porch
- Pool On Property
- No
- Area Amenities
- Clubhouse, Common Grounds, Controlled Access, Curbs, Dog Park, Electronic Payments, Fishing, Golf, High Speed Internet, Kitchen Facilities, Lake, Park, Pet Amenities, Planned Social Activities, Playground, Pool, Sidewalks, Sport Court(s)/Facility, Suburban, Sundeck, Underground Utilities
Rooms
Main level
- Primary Bedroom
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 13, 2026 | Active Under Contract | — | |
| Sep 11, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Laura B Negley
- Middle
- R C Barton
- High
- Jack C Hays
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,789 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,789
- Principal & interest
- $1,719
- Property taxes
- $787
- Homeowners insurance
- $283
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $271,960 | $3,040 | $17,588 | $268,920 | |
| 2 | $268,920 | $3,243 | $17,384 | $265,677 | |
| 3 | $265,677 | $3,461 | $17,167 | $262,216 | |
| 4 | $262,216 | $3,692 | $16,935 | $258,524 | |
| 5 | $258,524 | $3,940 | $16,688 | $254,584 | |
| 6 | $254,584 | $4,203 | $16,424 | $250,381 | |
| 7 | $250,381 | $4,485 | $16,143 | $245,896 | |
| 8 | $245,896 | $4,785 | $15,842 | $241,111 | |
| 9 | $241,111 | $5,106 | $15,522 | $236,005 | |
| 10 | $236,005 | $5,448 | $15,180 | $230,557 |
- Year 1$268,920
- Principal paid
- $3,040
- Interest paid
- $17,588
- Starting balance
- $271,960
- Year 2$265,677
- Principal paid
- $3,243
- Interest paid
- $17,384
- Starting balance
- $268,920
- Year 3$262,216
- Principal paid
- $3,461
- Interest paid
- $17,167
- Starting balance
- $265,677
- Year 4$258,524
- Principal paid
- $3,692
- Interest paid
- $16,935
- Starting balance
- $262,216
- Year 5$254,584
- Principal paid
- $3,940
- Interest paid
- $16,688
- Starting balance
- $258,524
- Year 6$250,381
- Principal paid
- $4,203
- Interest paid
- $16,424
- Starting balance
- $254,584
- Year 7$245,896
- Principal paid
- $4,485
- Interest paid
- $16,143
- Starting balance
- $250,381
- Year 8$241,111
- Principal paid
- $4,785
- Interest paid
- $15,842
- Starting balance
- $245,896
- Year 9$236,005
- Principal paid
- $5,106
- Interest paid
- $15,522
- Starting balance
- $241,111
- Year 10$230,557
- Principal paid
- $5,448
- Interest paid
- $15,180
- Starting balance
- $236,005
Nearby
Courtesy of KW-Austin Portfolio Real Estate · (512) 901-9600
Listings courtesy of ACTRIS as distributed by MLS GRID.