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ActiveMLS #8554833

821 Bella Vista CIR, Kyle TX 78640

Kyle, TX 78640 · Arroyo Ranch Sec Two

Single Family Residence for sale in Arroyo Ranch Sec Two

5Bedrooms
2 full / 1 halfBathrooms
3,254Square Ft
0.75Acres
2Garage
2003Year Built
Price Reduced
1 / 37
$599,900$624,900

Overview

Property Description

**Ask me about a free interest rate buy down through a preferred lender!** Welcome to 821 Bella Vista, where spacious living, extensive updates, and an expansive 3/4-acre lot create an exceptional opportunity in the growing community of Kyle. With five bedrooms, multiple living spaces, and a private pool, this home offers the space to spread out, entertain, and enjoy your own outdoor retreat—all while remaining conveniently close to the Austin area. Inside, a versatile floor plan provides room for every part of your lifestyle. Two separate living rooms offer flexibility for entertaining and everyday relaxation, while a dedicated dining room creates the perfect setting for memorable meals and gatherings. Two rooms downstairs provide an ideal space for a home office, hobby room, or another bedroom. Extensive improvements add even more appeal, including a replaced HVAC system, windows, fence, and cosmetic updates in nearly every room of the house. Step outside and discover what truly sets this property apart. Spend sunny afternoons lounging beside the private pool, host unforgettable gatherings, or simply enjoy the privacy and open space of your own expansive lot. With approximately 3/4 of an acre, there is room to create the outdoor lifestyle you’ve been dreaming of—a rare find with such convenient access to Austin. Living in Kyle provides easy access to shopping, dining, schools, parks, and everyday conveniences. 821 Bella Vista offers a distinctive blend of comfort, flexibility, and outdoor living. Move-in ready and full of possibilities, this is a home you’ll want to experience in person. Schedule your private showing today!

Financial Info
Price
$599,900
$ / Sqft
$184
HOA
Yes - Mandatory / $385 / Annually
HOA Name
Arroyo Ranch
HOA Includes
Common Area Maintenance
Tax Rate
1.812%
Est. Taxes
$6,990
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
821 Bella Vista CIR
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Arroyo Ranch Sec Two
Legal Description
ARROYO RANCH SEC TWO, BLOCK A, LOT 9, ACRES 0.75
Parcel
110137000A009002
Interior Features
Floor
Carpet, Vinyl
Num Living
2
Dining
2
Kitchen
Breakfast Bar, Kitchen Island, Pantry
Appliances
Dishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)
Master Bed
Double Vanity
Master Main
Yes
Fireplaces
2
Fireplace Description
Family Room
Interior Features
Breakfast Bar, Ceiling Fan(s), Chandelier, Double Vanity, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, None, Blinds
General Info
Beds
5 Total / 1 Main Level / 4 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2003 / Resale
Square Feet
3,254 / Public Records
Garages
2
Garage Desc
Attached, Driveway, Garage
Foundation
Slab
Roof
Shingle
Construction
Brick
Acres
0.75
Lot Description
Level, Trees-Medium (20 Ft - 40 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
Trees/Woods
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Private
Sewer
Septic Tank
Utilities
Electricity Available, Water Available
Heat
Central, Electric
A C
Central Air, Electric
Exterior Features
Fence
Back Yard, Fenced
Exterior Features
Gutters Partial, Covered, Patio, Porch
Pool On Property
Yes
Area Amenities
None

Price history

Days on market
−$25,000 (−4%)
$624,900 → $599,900
1
Price reduction
Active
Since Sep 10, 2026
Price trend
List priceSep 2026 → Oct 2026
Property history2 events
DateEventPriceChange
Oct 7, 2026Price Decrease$599,900−$25,000 (−4%)
Sep 16, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
HaysCONSISD
Elementary
Laura B Negley
Middle
R C Barton
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $599,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,116 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,116

Principal & interest
$3,033
Property taxes
$583
Homeowners insurance
$500

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$479,920$5,364$31,037$474,556
2$474,556$5,723$30,678$468,832
3$468,832$6,107$30,294$462,726
4$462,726$6,516$29,885$456,210
5$456,210$6,952$29,449$449,258
6$449,258$7,418$28,983$441,840
7$441,840$7,914$28,487$433,926
8$433,926$8,445$27,957$425,481
9$425,481$9,010$27,391$416,471
10$416,471$9,613$26,788$406,858
  • Year 1$474,556
    Principal paid
    $5,364
    Interest paid
    $31,037
    Starting balance
    $479,920
  • Year 2$468,832
    Principal paid
    $5,723
    Interest paid
    $30,678
    Starting balance
    $474,556
  • Year 3$462,726
    Principal paid
    $6,107
    Interest paid
    $30,294
    Starting balance
    $468,832
  • Year 4$456,210
    Principal paid
    $6,516
    Interest paid
    $29,885
    Starting balance
    $462,726
  • Year 5$449,258
    Principal paid
    $6,952
    Interest paid
    $29,449
    Starting balance
    $456,210
  • Year 6$441,840
    Principal paid
    $7,418
    Interest paid
    $28,983
    Starting balance
    $449,258
  • Year 7$433,926
    Principal paid
    $7,914
    Interest paid
    $28,487
    Starting balance
    $441,840
  • Year 8$425,481
    Principal paid
    $8,445
    Interest paid
    $27,957
    Starting balance
    $433,926
  • Year 9$416,471
    Principal paid
    $9,010
    Interest paid
    $27,391
    Starting balance
    $425,481
  • Year 10$406,858
    Principal paid
    $9,613
    Interest paid
    $26,788
    Starting balance
    $416,471
First 10 of 30 years

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Courtesy of Cypress Realty of Texas, LLC · (512) 738-1286

Listings courtesy of ACTRIS as distributed by MLS GRID.