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ActiveMLS #4125323

841 Spinnaker LOOP, Kyle TX 78640

Kyle, TX 78640 · Crosswinds

Single Family Residence for sale in Crosswinds

5Bedrooms
4Bathrooms
3,415Square Ft
0.18Acres
3Garage
2020Year Built
Price Reduced
1 / 40
$439,000$500,000
3D tour

Overview

Property Description

841 Spinnaker Loop is built for how you actually live: space where you need it, separation when you want it, and gathering areas that feel connected without sacrificing function. Southeast-facing, with 5 bedrooms, 4 full baths, 3,415 SF, and a 3-car tandem garage, the layout supports busy schedules, overnight guests, and work-from-home routines—without making the home feel chopped up. From the covered front entry, a two-story foyer sets a clean first impression and leads into an open main level where living, dining, and kitchen spaces stay visually connected. The kitchen is designed around a generous island—easy for prep, serving, homework, or casual meals—paired with stainless appliances and ample cabinetry. Nearby storage keeps the day-to-day organized. On the main level, you’ll also find a dedicated office and formal dining, plus a privately positioned full bedroom and bath—ideal for guests or a quiet, separate room when needed. The primary suite is also on the main level and is sized for real furniture, with a bay window, a well-appointed bath featuring a walk-in shower with a rainfall showerhead, and a custom walk-in closet shelving system. Upstairs, three secondary bedrooms are joined by two full baths, along with a spacious game room and a second flex room that can shift with your needs—media, fitness, reading lounge, or a second work zone. Out back, a covered patio creates a natural extension of the main living space, and the fenced yard is ready for pets, play, or weekend projects. Crosswinds amenities include a pool, splash park, dog park, trails, and a sports court with pickleball—giving you multiple ways to spend time outdoors close to home.

Financial Info
Price
$439,000
$ / Sqft
$129
HOA
Yes - Mandatory / $593 / Annually
HOA Name
Crosswinds HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.74%
Est. Taxes
$13,268
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
841 Spinnaker LOOP
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Crosswinds
Legal Description
CROSSWINDS PHASE TWO, BLOCK R, LOT 26, ACRES 0.18
Parcel
112213000R026002
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
3
Dining
2
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Built-In Gas Oven, Dishwasher, Disposal, Gas Cooktop, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Stainless Steel Appliance(s), Vented Exhaust Fan, Gas Water Heater, Tankless Water Heater, Water Purifier Owned, Water Softener Owned
Laundry
Inside, Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Vaulted Ceiling(s), Chandelier, Granite Counters, Double Vanity, Entrance Foyer, French Doors, Interior Steps, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Study/Home Office, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Bay Window(s), Blinds, Double Pane Windows, Screens, Vinyl Windows
General Info
Beds
5 Total / 2 Main Level / 3 Other Level
Full / Half Baths
4 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2020 / Resale
Square Feet
3,415 / Public Records
Garages
3
Garage Desc
Attached, Direct Access, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Tandem
Foundation
Slab
Roof
Composition
Construction
Brick Veneer, HardiPlank Type, Masonry – All Sides, Stone Veneer
Acres
0.18
Lot Description
Back Yard, Close to Clubhouse, Curbs, Front Yard, Interior Lot, Landscaped, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Rain Sensor, Sprinkler - Side Yard, Trees-Moderate, Trees-Small (Under 20 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD), Public Sewer
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
Heat
Central, Natural Gas
A C
Central Air, Electric
Exterior Features
Fence
Back Yard, Fenced, Full, Gate, Privacy, Wood
Exterior Features
Gutters Full, No Exterior Steps, Private Yard, Covered, Front Porch, Patio
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Clubhouse, Cluster Mailbox, Common Grounds, Curbs, Dog Park, Park, Pet Amenities, Picnic Area, Playground, Pool, Sidewalks, Sport Court(s)/Facility, Street Lights, Underground Utilities

Rooms

Rooms3 rooms

Main level

  • Primary Bathroom

    Quartz Counters, Dual Vanity, Full Bath, High Ceilings, Recessed Lighting, Storage, Walk-In Closet(s), Walk-in Shower

  • Primary Bedroom

    Ceiling Fan(s), Full Bath, High Ceilings

  • Kitchen

    Kitchn - Breakfast Area, Breakfast Bar, Center Island, GranCnt, Gourmet Kitchen, High Ceilings, Open to Family Room, Pantry, Plumbed for Icemaker, Recessed Lighting

Price history

Members only
Days on market
−$61,000 (−12.2%)
$500,000 → $439,000
6
Price reductions
Active
Since Jan 17, 2026
Price trend
List priceJan 2026Aug 2026
Property history7 events
DateEventPriceChange
Aug 19, 2026Price Decrease$439,000−$10,000 (−2.2%)
Jun 4, 2026Price Decrease$449,000−$6,000 (−1.3%)
Apr 10, 2026Price Decrease$455,000−$10,000 (−2.2%)
Mar 23, 2026Price Decrease$465,000−$10,000 (−2.1%)
Mar 12, 2026Price Decrease$475,000−$15,000 (−3.1%)
Feb 12, 2026Price Decrease$490,000−$10,000 (−2%)
Jan 20, 2026New Listing

Taxes

General Information
Owner
SCHEUER, TIMOTHY JOSEPH
Legal
CROSSWINDS PHASE TWO, BLOCK R, Lot 26, ACRES 0.18
Geo ID
112213000R026002
Acreage
0.18
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$13,268
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$92,750$414,250$507,000$507,000

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Ralph Pfluger
Middle
Armando Chapa
High
Lehman

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $439,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,692 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,692

Principal & interest
$2,220
Property taxes
$1,106
Homeowners insurance
$366

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$351,200$3,925$22,712$347,275
2$347,275$4,188$22,450$343,086
3$343,086$4,469$22,169$338,617
4$338,617$4,768$21,870$333,849
5$333,849$5,087$21,550$328,762
6$328,762$5,428$21,210$323,334
7$323,334$5,792$20,846$317,542
8$317,542$6,180$20,458$311,362
9$311,362$6,593$20,044$304,769
10$304,769$7,035$19,603$297,734
  • Year 1$347,275
    Principal paid
    $3,925
    Interest paid
    $22,712
    Starting balance
    $351,200
  • Year 2$343,086
    Principal paid
    $4,188
    Interest paid
    $22,450
    Starting balance
    $347,275
  • Year 3$338,617
    Principal paid
    $4,469
    Interest paid
    $22,169
    Starting balance
    $343,086
  • Year 4$333,849
    Principal paid
    $4,768
    Interest paid
    $21,870
    Starting balance
    $338,617
  • Year 5$328,762
    Principal paid
    $5,087
    Interest paid
    $21,550
    Starting balance
    $333,849
  • Year 6$323,334
    Principal paid
    $5,428
    Interest paid
    $21,210
    Starting balance
    $328,762
  • Year 7$317,542
    Principal paid
    $5,792
    Interest paid
    $20,846
    Starting balance
    $323,334
  • Year 8$311,362
    Principal paid
    $6,180
    Interest paid
    $20,458
    Starting balance
    $317,542
  • Year 9$304,769
    Principal paid
    $6,593
    Interest paid
    $20,044
    Starting balance
    $311,362
  • Year 10$297,734
    Principal paid
    $7,035
    Interest paid
    $19,603
    Starting balance
    $304,769
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.