1208 Watercliffe DR, Lago Vista TX 78645
Lago Vista, TX 78645 · Waterford On Lake Travis Sec 3
Single Family Residence for sale in Waterford On Lake Travis Sec 3
Overview
Property Description
The strongest waterfront opportunity currently available on Lake Travis. Situated on a gated neighborhood of just 30 homes on the water, this Spanish-style estate delivers unobstructed lake and hill country views from nearly every room. No marina or business in your sightline either. Inside, the flow is open and practical. Two-story cathedral ceilings with exposed wood beams anchor the living room, where a floor-to-ceiling stone fireplace and large patio door open to the covered deck. High-end tile flooring runs through all common areas. The kitchen has oversized counters, a floating island, walk-in pantry, high-end cabinetry, dual-door refrigerator, gas range, double sinks, and a pass-through window to the covered outdoor kitchen with gas grill & fridge. All with lake views. Two primary suites on the main level. The master includes a spa, gas fireplace, and large walk-in closet, and of course water views to wake up to. The guest suite, situated for multi-genliving, has its own private entrance, refrigerator, microwave, and sink. Three additional bedrooms upstairs, & two additional balconies. Extra-large game room with panoramic windows. Walk-in showers with glass doors throughout. Oversized laundry room on primary level. Outside, two levels of stone patio surround a newly tiled pool and spa for swimming while you watch the boaters. Covered outdoor kitchen with grill, fridge, granite dry bar, and bar seating. Lower terrace with gas fire pit. 3-car garage, driveway fits 4-5 additional vehicles. Whole house HVAC systems updated in 2020. New Water heater in 2023. $50k+ invested in landscaping, fixtures, plumbing, electrical, and exterior paint throughout. What the seller will miss most: the privately gated Waterford Marina only 4 minutes away, offering worry free, maintenance free boating. Approved bids for a boat dock installation are in place! Reach out to agent Oliver Marx for info.
Financial Info
- Price
- $1,799,000
- $ / Sqft
- $390
- HOA
- Yes - Mandatory / $750 / Annually
- HOA Name
- Waterford
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.3897%
- Est. Taxes
- $65,189.56
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 1208 Watercliffe DR
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Waterford On Lake Travis Sec 3
- Legal Description
- LOT 22 BLK A WATERFORD ON LAKE TRAVIS SEC 3A
- Parcel
- 01527801040000
Interior Features
- Floor
- Carpet, Stone, Tile
- Num Living
- 2
- Dining
- 2
- Kitchen
- Breakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Cooktop, Dishwasher, Disposal, Microwave, Free-Standing Gas Range, Refrigerator
- Laundry
- Laundry Room, Lower Level
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room
- Interior Features
- Bar, Breakfast Bar, Beamed Ceilings, Chandelier, Double Vanity, Dry Bar, Eat-in Kitchen, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Pantry, Walk-In Closet(s), Fire Alarm, Smoke Detector(s), Double Pane Windows
General Info
- Beds
- 5 Total / 2 Main Level / 3 Other Level
- Full / Half Baths
- 4 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2008 / Resale
- Square Feet
- 4,609 / Public Records
- Garages
- 3
- Garage Desc
- Attached, Door-Multi, Gated
- Foundation
- Slab
- Roof
- Concrete, Tile
- Construction
- Masonry – All Sides
- Acres
- 1.03
- Lot Description
- Few Trees, Near Golf Course, Public Maintained Road, Sprinkler - Automatic
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Hill Country, Lake, Panoramic, Water
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Electricity Connected, Phone Available, Sewer Available, Sewer Connected, Water Connected
- Heat
- Central, Electric
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Back Yard, Wrought Iron
- Exterior Features
- Balcony, Private Yard, Sport Court, Tennis Court(s), Covered, Patio, Porch
- Pool On Property
- Yes
- Area Amenities
- BBQ Pit/Grill, Lake, Pool, Sidewalks
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 2, 2026 | Active Under Contract | — | |
| Sep 30, 2026 | Price Decrease | $1,799,000−$50,900 (−2.8%) | −$50,900 (−2.8%) |
| Sep 8, 2026 | Price Decrease | $1,849,900−$150,000 (−7.5%) | −$150,000 (−7.5%) |
| Aug 13, 2026 | Price Decrease | $1,999,900−$195,100 (−8.9%) | −$195,100 (−8.9%) |
| Jul 23, 2026 | Price Decrease | $2,195,000−$55,000 (−2.4%) | −$55,000 (−2.4%) |
| Jun 20, 2026 | New Listing | — |
Taxes
TCAD account 542647
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| LAGO VISTA ISD | 1.016900 | $2,542,885 | $25,858.60 |
| TRAVIS CO ESD NO 1 | 0.100000 | $2,542,885 | $2,542.89 |
| TRAVIS CO ESD NO 7 | 0.099967 | $2,542,885 | $2,542.05 |
| TRAVIS CO MUD NO 10 | 0.679000 | $2,389,435 | $16,224.26 |
| TRAVIS COUNTY | 0.375845 | $2,542,885 | $9,557.31 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $2,542,885 | $3,001.19 |
| Ordinary property tax estimate | 2.389735 | $59,726.30 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
- Owner
- KOCHAR HARMOHINDER S & SARAN
- Legal
- LOT 22 BLK A WATERFORD ON LAKE TRAVIS SEC 3A
- Geo ID
- prop:542647
- Acreage
- 1.03
- Exemption Type
- None on record
- MLS estimated annual taxes
- $65,189.56
- MLS tax year
- 2025
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | $2,727,899 | 1.710735 | $46,667.12 |
| 2024 | — | 1.660314 | $53,083.67 |
| 2023 | — | 1.608747 | $43,026.88 |
| 2022 | — | 1.779923 | $45,898.45 |
| 2021 | — | 1.871179 | $29,991.79 |
| 2020 | — | 1.888265 | $22,973.86 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Source: Travis County
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$16,028 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $16,028
- Principal & interest
- $9,097
- Property taxes
- $5,432
- Homeowners insurance
- $1,499
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $1,439,200 | $16,086 | $93,074 | $1,423,114 | |
| 2 | $1,423,114 | $17,164 | $91,997 | $1,405,950 | |
| 3 | $1,405,950 | $18,313 | $90,848 | $1,387,637 | |
| 4 | $1,387,637 | $19,540 | $89,621 | $1,368,097 | |
| 5 | $1,368,097 | $20,848 | $88,312 | $1,347,249 | |
| 6 | $1,347,249 | $22,244 | $86,916 | $1,325,005 | |
| 7 | $1,325,005 | $23,734 | $85,427 | $1,301,271 | |
| 8 | $1,301,271 | $25,324 | $83,837 | $1,275,947 | |
| 9 | $1,275,947 | $27,020 | $82,141 | $1,248,927 | |
| 10 | $1,248,927 | $28,829 | $80,331 | $1,220,098 |
- Year 1$1,423,114
- Principal paid
- $16,086
- Interest paid
- $93,074
- Starting balance
- $1,439,200
- Year 2$1,405,950
- Principal paid
- $17,164
- Interest paid
- $91,997
- Starting balance
- $1,423,114
- Year 3$1,387,637
- Principal paid
- $18,313
- Interest paid
- $90,848
- Starting balance
- $1,405,950
- Year 4$1,368,097
- Principal paid
- $19,540
- Interest paid
- $89,621
- Starting balance
- $1,387,637
- Year 5$1,347,249
- Principal paid
- $20,848
- Interest paid
- $88,312
- Starting balance
- $1,368,097
- Year 6$1,325,005
- Principal paid
- $22,244
- Interest paid
- $86,916
- Starting balance
- $1,347,249
- Year 7$1,301,271
- Principal paid
- $23,734
- Interest paid
- $85,427
- Starting balance
- $1,325,005
- Year 8$1,275,947
- Principal paid
- $25,324
- Interest paid
- $83,837
- Starting balance
- $1,301,271
- Year 9$1,248,927
- Principal paid
- $27,020
- Interest paid
- $82,141
- Starting balance
- $1,275,947
- Year 10$1,220,098
- Principal paid
- $28,829
- Interest paid
- $80,331
- Starting balance
- $1,248,927
Nearby
Courtesy of Keller Williams Realty · (512) 448-4111
Listings courtesy of ACTRIS as distributed by MLS GRID.