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ActiveMLS #3214000

13 Oaks PL, Lago Vista TX 78645

Lago Vista, TX 78645 · Oaks At Highland Lake Estatesp

Townhouse for sale in Oaks At Highland Lake Estatesp

2Bedrooms
2Bathrooms
1,290Square Ft
0.04Acres
1Garage
1981Year Built
1 / 39
$235,000
3D tour

Overview

Property Description

LAKE & HILL COUNTRY VIEWS | SINGLE-LEVEL LIVING | LOCK & LEAVE | Welcome to 13 Oaks Place, where beautiful mature oaks, peaceful surroundings, and the Lago Vista lifestyle come together. This well-maintained 2-bedroom, 2-bath home offers an easy single-level floorplan with updated kitchen and bathrooms, an oversized garage, and beautiful lake and Hill Country views. Shady oak trees and gorgeous, meticulously maintained grounds create a serene setting that feels like a retreat from the moment you arrive. Designed for comfortable, low-maintenance living, this home is an ideal full-time residence, weekend getaway, or lock-and-leave lake retreat. Enjoy the convenience of being close to the golf course while having access the Lago Vista POA amenities. Lago Vista amenities offer countless ways to enjoy the Lake Travis lifestyle, including waterfront parks, boat ramps, marinas, swimming pool, fitness centers, sports courts, hiking trails, and more. Spend the day on the lake, hit the golf course, explore the community, or simply relax beneath the oaks and take in the views. With its updated interior, single-story design, oversized garage, beautiful grounds, and desirable location, 13 Oaks Place makes it easy to enjoy everything Lago Vista and Lake Travis living have to offer.

Financial Info
Price
$235,000
$ / Sqft
$182
HOA
Yes - Mandatory / $250 / Monthly
HOA Name
The Oaks and LVPOA
HOA Includes
See Remarks, Common Area Maintenance
Tax Rate
2.13%
Est. Taxes
$4,500
Tax Year
2026
Exemptions
Homestead, Over 65
Legal Info
Address
13 Oaks PL
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Oaks At Highland Lake Estatesp
Legal Description
LOT 13 OAKS AT HIGHLAND LAKE ESTATESPHS 3 THE
Parcel
01668617080000
Interior Features
Floor
Laminate, Tile
Num Living
1
Dining
2
Kitchen
Granite Counters, Pantry
Appliances
Dishwasher, Disposal, Microwave, Free-Standing Electric Oven, Free-Standing Refrigerator
Laundry
In Garage
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room, Raised Hearth, Stone, Wood Burning
Interior Features
Built-in Features, Ceiling Fan(s), Beamed Ceilings, High Ceilings, Granite Counters, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Smoke Detector(s), Window Treatments
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Townhouse
Stories
1
Year Built
1981 / Resale
Square Feet
1,290 / Public Records
Garages
1
Garage Desc
Attached, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front, Golf Cart Garage, Inside Entrance, Kitchen Level, Oversized, Paved
Foundation
Slab
Roof
Composition, Shingle
Construction
Cement Siding, Stone
Acres
0.04
Lot Description
Landscaped, Level, Sprinkler - Automatic
Restrictions
Covenant, Deed Restrictions
Flood Plain
No
View
Hill Country, Lake
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Heat
Central, Electric, Fireplace(s)
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
None
Exterior Features
Gutters Partial, Deck, Patio
Pool On Property
No
Area Amenities
See Remarks, Clubhouse, Common Grounds, Conference/Meeting Room, Fishing, Fitness Center, General Aircraft Airport, Golf, Kitchen Facilities, Lake, Library, Lock and Leave, Park, Picnic Area, Planned Social Activities, Playground, Pool, Putting Green, Restaurant, Sport Court(s)/Facility, Tennis Court(s), Underground Utilities

Rooms

Rooms3 rooms

Main level

  • Primary Bathroom

    Full Bath

  • Kitchen

    Natural Woodwork, Open to Family Room, Pantry

  • Primary Bedroom

    Patio door walks out to the outdoor living space with serene views.

    Full Bath

Price history

Members only
Days on market
$235,000
List price
0
Price reductions
Active
Since Oct 2, 2026
Property history0 events

No price or status changes recorded yet.

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $235,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,759 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,759

Principal & interest
$1,188
Property taxes
$375
Homeowners insurance
$196

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$188,000$2,101$12,158$185,899
2$185,899$2,242$12,017$183,657
3$183,657$2,392$11,867$181,264
4$181,264$2,552$11,707$178,712
5$178,712$2,723$11,536$175,989
6$175,989$2,906$11,354$173,083
7$173,083$3,100$11,159$169,983
8$169,983$3,308$10,951$166,675
9$166,675$3,530$10,730$163,145
10$163,145$3,766$10,494$159,379
  • Year 1$185,899
    Principal paid
    $2,101
    Interest paid
    $12,158
    Starting balance
    $188,000
  • Year 2$183,657
    Principal paid
    $2,242
    Interest paid
    $12,017
    Starting balance
    $185,899
  • Year 3$181,264
    Principal paid
    $2,392
    Interest paid
    $11,867
    Starting balance
    $183,657
  • Year 4$178,712
    Principal paid
    $2,552
    Interest paid
    $11,707
    Starting balance
    $181,264
  • Year 5$175,989
    Principal paid
    $2,723
    Interest paid
    $11,536
    Starting balance
    $178,712
  • Year 6$173,083
    Principal paid
    $2,906
    Interest paid
    $11,354
    Starting balance
    $175,989
  • Year 7$169,983
    Principal paid
    $3,100
    Interest paid
    $11,159
    Starting balance
    $173,083
  • Year 8$166,675
    Principal paid
    $3,308
    Interest paid
    $10,951
    Starting balance
    $169,983
  • Year 9$163,145
    Principal paid
    $3,530
    Interest paid
    $10,730
    Starting balance
    $166,675
  • Year 10$159,379
    Principal paid
    $3,766
    Interest paid
    $10,494
    Starting balance
    $163,145
First 10 of 30 years

Nearby

Courtesy of eXp Realty, LLC · (888) 519-7431

Listings courtesy of ACTRIS as distributed by MLS GRID.