1307 Osprey Ridge LOOP, Lago Vista TX 78645
Lago Vista, TX 78645 · Waterford On Lake Travis Sec 2
Single Family Residence for sale in Waterford On Lake Travis Sec 2
Overview
Property Description
GREAT PRICE FOR LAKE TRAVIS WATERFRONT HOME in an exclusive gated community. This home is an expansive 4,681 square feet of living space, set on a 1.3 acre waterfront lot. The home showcases a breathtaking waterfront view with mature oak trees and open water views extending to Lake Travis. The open floor plan and windows offer panoramic views of the lake and hills from the living room and from the comfort of your back screened porch. The generous breakfast room is open to the kitchen and living room and is perfect for hosting larger groups or intimate gatherings. The heart of the home - the kitchen - has beamed ceilings and is beautifully updated with quartzite countertops, new cabinets, stainless steel appliances and a combined walk-in pantry and laundry room. The formal dining room has a built-in lighted, glass front shelving unit to beautifully display glassware, dishes or wine. The interior boasts four to five spacious bedrooms and three-and-a-half bathrooms. The primary bedroom suite resides on the main level providing easy accessibility and opens up to a balcony for private outdoor enjoyment. The primary suite features a large bathroom with dual vanities, a soaking tub, separate shower, and two walk-in closets. A second living room on the first floor provides ample space for relaxation or entertainment and it opens up onto a porch overlooking the lake. Several flex spaces on the first floor offer versatility for various uses such as a fitness room, office space or an extra bedroom. Enjoy the back yard while dining alfresco beside the lake, grilling on the deck, relaxing by the outdoor fire pit, or swimming off your own private dock. Outdoors, a Bocce Ball court adds a unique and playful touch to the entertainment space. Come see this meticulously maintained property! The 1.3 acre lot next door is for sale if you are looking for a rare opportunity for expanding or creating multi-generational living.
Financial Info
- Price
- $1,399,000
- $ / Sqft
- $299
- HOA
- Yes - Mandatory / $1,000 / Annually
- HOA Name
- Waterford POA
- HOA Includes
- Maintenance Grounds, Maintenance Structure
- Tax Rate
- 2.3393%
- Est. Taxes
- $43,231
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 1307 Osprey Ridge LOOP
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Waterford On Lake Travis Sec 2
- Legal Description
- LOT 66 BLK A WATERFORD ON LAKE TRAVIS SEC 2
- Parcel
- 01527601310000
Interior Features
- Floor
- Concrete, No Carpet, Slate, Tile, Vinyl
- Num Living
- 2
- Dining
- 2
- Kitchen
- Kitchen Island, Pantry
- Appliances
- Built-In Gas Range, Built-In Oven(s), Built-In Refrigerator, Convection Oven, Dishwasher, Disposal, Exhaust Fan, Microwave, Double Oven, RNGHD, Wine Refrigerator
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Gas Log, Living Room
- Interior Features
- Bookcases, Cedar Closet(s), Ceiling Fan(s), Beamed Ceilings, High Ceilings, Tray Ceiling(s), Chandelier, Corain Counters, Quartz Counters, Crown Molding, Double Vanity, Interior Steps, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Thermostat, Storage, Walk-In Closet(s), Washer Hookup, Prewired, Security System Owned, Smoke Detector(s), Bay Window(s), Blinds, Double Pane Windows, Plantation Shutters, Screens
General Info
- Beds
- 4 Total / 1 Main Level / 3 Other Level
- Full / Half Baths
- 3 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2001 / Resale
- Square Feet
- 4,681 / Public Records
- Garages
- 3
- Garage Desc
- Garage, Garage Door Opener, Garage Faces Side, Workshop in Garage
- Foundation
- Slab
- Roof
- Spanish Tile
- Construction
- Stone, Stucco
- Acres
- 1.37
- Lot Description
- Back Yard, Few Trees, Front Yard, Gentle Sloping, Interior Lot, Landscaped, Private, Sprinkler - Automatic, Trees-Moderate, Views
- Restrictions
- Deed Restrictions
- Flood Plain
- Partial
- View
- Hill Country, Lake
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LN
Utility Info
- Water
- Municipal Utility District (MUD)
- Sewer
- Municipal Utility District (MUD), Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Internet-Cable, Phone Available, Propane, Sewer Connected, Underground Utilities, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Partial, Wrought Iron
- Exterior Features
- Balcony, Boat Dock - Private, Gutters Full, Lighting, Sport Court, Rear Porch, Screened, Terrace
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Common Grounds, Controlled Access, Gated
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 26, 2026 | Price Decrease | $1,399,000−$50,000 (−3.5%) | −$50,000 (−3.5%) |
| Jul 11, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$11,843 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $11,843
- Principal & interest
- $7,074
- Property taxes
- $3,603
- Homeowners insurance
- $1,166
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $1,119,200 | $12,510 | $72,380 | $1,106,690 | |
| 2 | $1,106,690 | $13,347 | $71,542 | $1,093,343 | |
| 3 | $1,093,343 | $14,241 | $70,648 | $1,079,102 | |
| 4 | $1,079,102 | $15,195 | $69,694 | $1,063,907 | |
| 5 | $1,063,907 | $16,213 | $68,677 | $1,047,694 | |
| 6 | $1,047,694 | $17,298 | $67,591 | $1,030,396 | |
| 7 | $1,030,396 | $18,457 | $66,432 | $1,011,939 | |
| 8 | $1,011,939 | $19,693 | $65,196 | $992,246 | |
| 9 | $992,246 | $21,012 | $63,877 | $971,234 | |
| 10 | $971,234 | $22,419 | $62,470 | $948,814 |
- Year 1$1,106,690
- Principal paid
- $12,510
- Interest paid
- $72,380
- Starting balance
- $1,119,200
- Year 2$1,093,343
- Principal paid
- $13,347
- Interest paid
- $71,542
- Starting balance
- $1,106,690
- Year 3$1,079,102
- Principal paid
- $14,241
- Interest paid
- $70,648
- Starting balance
- $1,093,343
- Year 4$1,063,907
- Principal paid
- $15,195
- Interest paid
- $69,694
- Starting balance
- $1,079,102
- Year 5$1,047,694
- Principal paid
- $16,213
- Interest paid
- $68,677
- Starting balance
- $1,063,907
- Year 6$1,030,396
- Principal paid
- $17,298
- Interest paid
- $67,591
- Starting balance
- $1,047,694
- Year 7$1,011,939
- Principal paid
- $18,457
- Interest paid
- $66,432
- Starting balance
- $1,030,396
- Year 8$992,246
- Principal paid
- $19,693
- Interest paid
- $65,196
- Starting balance
- $1,011,939
- Year 9$971,234
- Principal paid
- $21,012
- Interest paid
- $63,877
- Starting balance
- $992,246
- Year 10$948,814
- Principal paid
- $22,419
- Interest paid
- $62,470
- Starting balance
- $971,234
Nearby
Courtesy of eXp Realty, LLC · (888) 519-7431
Listings courtesy of ACTRIS as distributed by MLS GRID.