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ActiveMLS #2584680

1307 Osprey Ridge LOOP, Lago Vista TX 78645

Lago Vista, TX 78645 · Waterford On Lake Travis Sec 2

Single Family Residence for sale in Waterford On Lake Travis Sec 2

4Bedrooms
3 full / 1 halfBathrooms
4,681Square Ft
1.37Acres
3Garage
2001Year Built
Price Reduced
1 / 40
$1,399,000$1,449,000
3D tour

Overview

Property Description

GREAT PRICE FOR LAKE TRAVIS WATERFRONT HOME in an exclusive gated community. This home is an expansive 4,681 square feet of living space, set on a 1.3 acre waterfront lot. The home showcases a breathtaking waterfront view with mature oak trees and open water views extending to Lake Travis. The open floor plan and windows offer panoramic views of the lake and hills from the living room and from the comfort of your back screened porch. The generous breakfast room is open to the kitchen and living room and is perfect for hosting larger groups or intimate gatherings. The heart of the home - the kitchen - has beamed ceilings and is beautifully updated with quartzite countertops, new cabinets, stainless steel appliances and a combined walk-in pantry and laundry room. The formal dining room has a built-in lighted, glass front shelving unit to beautifully display glassware, dishes or wine. The interior boasts four to five spacious bedrooms and three-and-a-half bathrooms. The primary bedroom suite resides on the main level providing easy accessibility and opens up to a balcony for private outdoor enjoyment. The primary suite features a large bathroom with dual vanities, a soaking tub, separate shower, and two walk-in closets. A second living room on the first floor provides ample space for relaxation or entertainment and it opens up onto a porch overlooking the lake. Several flex spaces on the first floor offer versatility for various uses such as a fitness room, office space or an extra bedroom. Enjoy the back yard while dining alfresco beside the lake, grilling on the deck, relaxing by the outdoor fire pit, or swimming off your own private dock. Outdoors, a Bocce Ball court adds a unique and playful touch to the entertainment space. Come see this meticulously maintained property! The 1.3 acre lot next door is for sale if you are looking for a rare opportunity for expanding or creating multi-generational living.

Financial Info
Price
$1,399,000
$ / Sqft
$299
HOA
Yes - Mandatory / $1,000 / Annually
HOA Name
Waterford POA
HOA Includes
Maintenance Grounds, Maintenance Structure
Tax Rate
2.3393%
Est. Taxes
$43,231
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
1307 Osprey Ridge LOOP
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Waterford On Lake Travis Sec 2
Legal Description
LOT 66 BLK A WATERFORD ON LAKE TRAVIS SEC 2
Parcel
01527601310000
Interior Features
Floor
Concrete, No Carpet, Slate, Tile, Vinyl
Num Living
2
Dining
2
Kitchen
Kitchen Island, Pantry
Appliances
Built-In Gas Range, Built-In Oven(s), Built-In Refrigerator, Convection Oven, Dishwasher, Disposal, Exhaust Fan, Microwave, Double Oven, RNGHD, Wine Refrigerator
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Gas Log, Living Room
Interior Features
Bookcases, Cedar Closet(s), Ceiling Fan(s), Beamed Ceilings, High Ceilings, Tray Ceiling(s), Chandelier, Corain Counters, Quartz Counters, Crown Molding, Double Vanity, Interior Steps, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Thermostat, Storage, Walk-In Closet(s), Washer Hookup, Prewired, Security System Owned, Smoke Detector(s), Bay Window(s), Blinds, Double Pane Windows, Plantation Shutters, Screens
General Info
Beds
4 Total / 1 Main Level / 3 Other Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2001 / Resale
Square Feet
4,681 / Public Records
Garages
3
Garage Desc
Garage, Garage Door Opener, Garage Faces Side, Workshop in Garage
Foundation
Slab
Roof
Spanish Tile
Construction
Stone, Stucco
Acres
1.37
Lot Description
Back Yard, Few Trees, Front Yard, Gentle Sloping, Interior Lot, Landscaped, Private, Sprinkler - Automatic, Trees-Moderate, Views
Restrictions
Deed Restrictions
Flood Plain
Partial
View
Hill Country, Lake
Water Access
Yes
Waterfront
Yes
Area
LN
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Municipal Utility District (MUD), Public Sewer
Utilities
Cable Connected, Electricity Connected, Internet-Cable, Phone Available, Propane, Sewer Connected, Underground Utilities, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Partial, Wrought Iron
Exterior Features
Balcony, Boat Dock - Private, Gutters Full, Lighting, Sport Court, Rear Porch, Screened, Terrace
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Controlled Access, Gated

Price history

Members only
Days on market
−$50,000 (−3.5%)
$1,449,000 → $1,399,000
1
Price reduction
Active
Since Jul 11, 2026
Price trend
List priceJul 2026Aug 2026
Property history2 events
DateEventPriceChange
Aug 26, 2026Price Decrease$1,399,000−$50,000 (−3.5%)
Jul 11, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $1,399,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$11,843 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $11,843

Principal & interest
$7,074
Property taxes
$3,603
Homeowners insurance
$1,166

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$1,119,200$12,510$72,380$1,106,690
2$1,106,690$13,347$71,542$1,093,343
3$1,093,343$14,241$70,648$1,079,102
4$1,079,102$15,195$69,694$1,063,907
5$1,063,907$16,213$68,677$1,047,694
6$1,047,694$17,298$67,591$1,030,396
7$1,030,396$18,457$66,432$1,011,939
8$1,011,939$19,693$65,196$992,246
9$992,246$21,012$63,877$971,234
10$971,234$22,419$62,470$948,814
  • Year 1$1,106,690
    Principal paid
    $12,510
    Interest paid
    $72,380
    Starting balance
    $1,119,200
  • Year 2$1,093,343
    Principal paid
    $13,347
    Interest paid
    $71,542
    Starting balance
    $1,106,690
  • Year 3$1,079,102
    Principal paid
    $14,241
    Interest paid
    $70,648
    Starting balance
    $1,093,343
  • Year 4$1,063,907
    Principal paid
    $15,195
    Interest paid
    $69,694
    Starting balance
    $1,079,102
  • Year 5$1,047,694
    Principal paid
    $16,213
    Interest paid
    $68,677
    Starting balance
    $1,063,907
  • Year 6$1,030,396
    Principal paid
    $17,298
    Interest paid
    $67,591
    Starting balance
    $1,047,694
  • Year 7$1,011,939
    Principal paid
    $18,457
    Interest paid
    $66,432
    Starting balance
    $1,030,396
  • Year 8$992,246
    Principal paid
    $19,693
    Interest paid
    $65,196
    Starting balance
    $1,011,939
  • Year 9$971,234
    Principal paid
    $21,012
    Interest paid
    $63,877
    Starting balance
    $992,246
  • Year 10$948,814
    Principal paid
    $22,419
    Interest paid
    $62,470
    Starting balance
    $971,234
First 10 of 30 years

Nearby

Courtesy of eXp Realty, LLC · (888) 519-7431

Listings courtesy of ACTRIS as distributed by MLS GRID.