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ActiveMLS #9660176

1604 Watercliffe DR, Lago Vista TX 78645

Lago Vista, TX 78645 · Waterford On Lake Travis Sec 3

Single Family Residence for sale in Waterford On Lake Travis Sec 3

4Bedrooms
5Bathrooms
3,014Square Ft
1.53Acres
3Garage
2014Year Built
Price Reduced
1 / 40
$1,750,000$1,995,000
3D tour

Overview

Property Description

Perched above the shimmering waters of Lake Travis, this extraordinary single-story retreat at 1604 Watercliffe in Lago Vista blends timeless craftsmanship with cutting-edge efficiency in one of the area’s most breathtaking settings. Thoughtfully designed with a striking hybrid timber frame construction, the home showcases over $100,000 in magnificent Douglas fir timbers, creating a warm architectural presence that feels both refined and inviting. Designed for effortless luxury living, the floorplan offers four spacious bedroom suites, including a stunning primary retreat and a large flex space currently serving as a sophisticated home theater and office that offers the flexibility for an oversized fourth bedroom with bath. Rich in functionality as well as style, the home also features central vacuum, whole-house audio extending to the patio, and an oversized garage with abundant storage. At the heart of the home, expansive living spaces flow seamlessly outdoors to a true resort-style setting. The backyard was crafted for year-round enjoyment with a sparkling pool, relaxing hot tub, expansive covered patio, outdoor kitchen, automated shades, and an oversized fan designed to keep outdoor gatherings comfortable even during the Texas summer. Permanent exterior lighting allows the home to effortlessly transform for holidays, entertaining, or everyday ambiance. Add a tram and boat dock to create a direct access to Lake Travis?, but in the meantime enjoy access to Waterford's gated private marina just 4 minutes away. Beyond its beauty, this property is an exceptional example of sustainable luxury. . A rare combination of craftsmanship, innovation, comfort, and Lake Travis lifestyle, this remarkable residence offers elevated Hill Country living without compromise.

Financial Info
Price
$1,750,000
$ / Sqft
$581
HOA
Yes - Mandatory / $1,000 / Annually
HOA Name
Waterford on Lake Travis
Tax Rate
2.3897%
Est. Taxes
$32,642
Tax Year
2025
Exemptions
Disability, Homestead, Over 65
Legal Info
Address
1604 Watercliffe DR
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Waterford On Lake Travis Sec 3
Legal Description
LOT 7 BLK A WATERFORD ON LAKE TRAVIS SEC 3B
Parcel
01547801030000
Interior Features
Floor
Tile, Wood
Num Living
1
Dining
1
Kitchen
Granite Counters, Kitchen Island, Pantry
Appliances
Built-In Gas Oven, Dishwasher, Disposal, Microwave, Free-Standing Gas Range, RNGHD, WaterPurifier
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
2
Interior Features
Ceiling Fan(s), Cathedral Ceiling(s), Granite Counters, Electric Dryer Hookup, In-Law Floorplan, Kitchen Island, Natural Woodwork, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Smart Thermostat, Sound System, Storage, Track Lighting, Walk-In Closet(s), Washer Hookup, None, Window Coverings
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
5 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2014 / Resale
Square Feet
3,014 / Builder
Garages
3
Garage Desc
Attached, Garage, Garage Door Opener, Garage Faces Side, Off Street
Foundation
Slab
Roof
Metal
Construction
Stone Veneer, Stucco
Acres
1.53
Lot Description
Back to Park/Greenbelt, Back Yard, Bluff, Cul-De-Sac, Front Yard, Sprinkler - Automatic, Views
Restrictions
Covenant, Deed Restrictions
Flood Plain
See Remarks
View
Canyon, Hill Country, Lake, Panoramic, Trees/Woods, Water
Water Access
Yes
Waterfront
Yes
Area
LN
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Public Sewer
Utilities
Electricity Connected, Propane, Sewer Connected, Underground Utilities, Water Connected
Heat
Heat Pump, Zoned
A C
Central Air, Heat Pump
Exterior Features
Fence
Partial
Exterior Features
Electric Car Plug-in, Gas Grill, Gutters Full, Lighting, No Exterior Steps, Outdoor Grill, Private Entrance, Private Yard, Covered, Front Porch, Patio
Pool On Property
Yes
Area Amenities
Gated, Lake

Price history

Members only
Days on market
−$245,000 (−12.3%)
$1,995,000 → $1,750,000
3
Price reductions
Active
Since Apr 15, 2026
Price trend
List priceApr 2026Aug 2026
Property history4 events
DateEventPriceChange
Aug 15, 2026Price Decrease$1,750,000−$145,000 (−7.7%)
Jul 13, 2026Price Decrease$1,895,000−$50,000 (−2.6%)
Jun 24, 2026Price Decrease$1,945,000−$50,000 (−2.5%)
May 20, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $1,750,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$13,027 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $13,027

Principal & interest
$8,849
Property taxes
$2,720
Homeowners insurance
$1,458

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$1,400,000$15,648$90,539$1,384,352
2$1,384,352$16,696$89,491$1,367,656
3$1,367,656$17,814$88,373$1,349,841
4$1,349,841$19,007$87,180$1,330,834
5$1,330,834$20,280$85,907$1,310,554
6$1,310,554$21,639$84,549$1,288,915
7$1,288,915$23,088$83,100$1,265,827
8$1,265,827$24,634$81,553$1,241,193
9$1,241,193$26,284$79,904$1,214,910
10$1,214,910$28,044$78,143$1,186,866
  • Year 1$1,384,352
    Principal paid
    $15,648
    Interest paid
    $90,539
    Starting balance
    $1,400,000
  • Year 2$1,367,656
    Principal paid
    $16,696
    Interest paid
    $89,491
    Starting balance
    $1,384,352
  • Year 3$1,349,841
    Principal paid
    $17,814
    Interest paid
    $88,373
    Starting balance
    $1,367,656
  • Year 4$1,330,834
    Principal paid
    $19,007
    Interest paid
    $87,180
    Starting balance
    $1,349,841
  • Year 5$1,310,554
    Principal paid
    $20,280
    Interest paid
    $85,907
    Starting balance
    $1,330,834
  • Year 6$1,288,915
    Principal paid
    $21,639
    Interest paid
    $84,549
    Starting balance
    $1,310,554
  • Year 7$1,265,827
    Principal paid
    $23,088
    Interest paid
    $83,100
    Starting balance
    $1,288,915
  • Year 8$1,241,193
    Principal paid
    $24,634
    Interest paid
    $81,553
    Starting balance
    $1,265,827
  • Year 9$1,214,910
    Principal paid
    $26,284
    Interest paid
    $79,904
    Starting balance
    $1,241,193
  • Year 10$1,186,866
    Principal paid
    $28,044
    Interest paid
    $78,143
    Starting balance
    $1,214,910
First 10 of 30 years

Nearby

Courtesy of DIGNIFIED DWELLINGS REALTY · (512) 563-8176

Listings courtesy of ACTRIS as distributed by MLS GRID.