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ActiveMLS #5060467

19908 Victoria Chase RD, Lago Vista TX 78645

Lago Vista, TX 78645 · Porticos

Single Family Residence for sale in Porticos

3Bedrooms
2 full / 1 halfBathrooms
2,082Square Ft
2.50Acres
2Garage
2017Year Built
Price Reduced
1 / 40
$639,950$699,990
3D tour

Overview

Property Description

2.5 acres of Texas Hill Country in a 20-home enclave, ten minutes from Lake Travis. 19908 Victoria Chase is a custom 2017 single-story built around a covered courtyard patio that anchors the entire home. The primary suite, secondary bedrooms, and main living area all open onto it, creating an indoor-outdoor flow you rarely find at this price. 2,082 square feet, stained concrete floors throughout, no interior steps, and a split-bedroom layout that puts the primary suite on its own wing. The kitchen does the heavy lifting. Granite counters, copper farmhouse sink, marble subway backsplash, white shaker cabinets, premium track lighting, and a built-in bookshelf wall that doubles as a cookbook library. Open to the living room and breakfast nook, so the cook stays in the conversation. The courtyard patio is the star. Stained tongue-and-groove wood ceiling, ceiling fan, and recessed lighting overlook mature oaks, a stone fountain, and a low-maintenance xeriscape yard. Three-season outdoor living, weather-protected. The primary suite sits behind its own door with a tray ceiling, walk-in closet that opens directly into the laundry room, double-vanity granite bath, walk-in glass shower with marble tile, and a bonus flex room with a wet bar, mini fridge, and prep counter. Coffee station, office, nursery, hobby room, your call. A separate concrete pad off the suite is already wired for a future hot tub. Two secondary bedrooms share a full bath on the opposite wing, plus a separate half bath off the foyer for guests. 7 Porticos is one of the most tucked-away communities on the Lake Travis side, with only 20 homesites and a private resident-only clubhouse and pool. HOA dues are just $750 per year. Schools are Lago Vista ISD, and Lake Travis is a short drive for boating, dining, and outdoor recreation. Acreage and a custom build at this price point on this side of Austin does not come up often. Come see it in person. Shown by appointment only.

Financial Info
Price
$639,950
$ / Sqft
$307
HOA
Yes - Mandatory / $750 / Annually
HOA Name
7 PORTICOS
HOA Includes
Common Area Maintenance
Tax Rate
2.1307%
Est. Taxes
$10,509
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
19908 Victoria Chase RD
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Porticos
Legal Description
LOT 16 7 PORTICOS
Parcel
01687801170000
Interior Features
Floor
Concrete, No Carpet
Num Living
1
Dining
1
Kitchen
Granite Counters, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Exhaust Fan, Microwave, Free-Standing Electric Range
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Bar, Bookcases, Ceiling Fan(s), High Ceilings, Tray Ceiling(s), Granite Counters, Double Vanity, Electric Dryer Hookup, In-Law Floorplan, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Storage, Track Lighting, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), Double Pane Windows, Insulated Windows, Screens
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2017 / Resale
Square Feet
2,082 / Public Records
Garages
2
Garage Desc
Attached, Driveway, Garage, Garage Door Opener, Garage Faces Side
Foundation
Slab
Roof
Shingle
Construction
Stone Veneer, Stucco
Acres
2.50
Lot Description
Back Yard, Close to Clubhouse, Cul-De-Sac, Front Yard, Garden, Interior Lot, Landscaped, Level, Public Maintained Road, Many Trees, Trees-Medium (20 Ft - 40 Ft), Xeriscape
Restrictions
Deed Restrictions
Flood Plain
No
View
Trees/Woods
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Heat
Electric
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Back Yard, Chain Link, Wood
Exterior Features
Dog Run, Garden, Gutters Full, Lighting, No Exterior Steps, Covered, Porch, Rear Porch
Pool On Property
No
Area Amenities
Clubhouse, Pool

Rooms

Rooms9 rooms

Main level

  • Family Room
  • Laundry
  • Bathroom
  • Bathroom
  • Dining Room
  • Bedroom
  • Primary Bedroom
  • Primary Bathroom
  • Bedroom

Price history

Members only
Days on market
−$60,040 (−8.6%)
$699,990 → $639,950
10
Price reductions
Active
Since Mar 26, 2026
Price trend
List priceMar 2026Sep 2026
Property history11 events
DateEventPriceChange
Sep 3, 2026Price Decrease$639,950−$10,000 (−1.5%)
Aug 18, 2026Price Decrease$649,950−$5,050 (−0.8%)
Jul 29, 2026Price Decrease$655,000−$10,000 (−1.5%)
Jul 18, 2026Price Decrease$665,000−$5,000 (−0.7%)
Jun 27, 2026Price Decrease$670,000−$6,990 (−1%)
Jun 18, 2026Price Decrease$676,990−$3,000 (−0.4%)
Jun 3, 2026Price Decrease$679,990−$5,000 (−0.7%)
May 17, 2026Price Decrease$684,990−$5,000 (−0.7%)
Apr 29, 2026Price Decrease$689,990−$5,000 (−0.7%)
Apr 17, 2026Price Decrease$694,990−$5,000 (−0.7%)
Mar 26, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $639,950
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,645 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,645

Principal & interest
$3,236
Property taxes
$876
Homeowners insurance
$533

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$511,960$5,722$33,109$506,238
2$506,238$6,106$32,726$500,132
3$500,132$6,514$32,317$493,618
4$493,618$6,951$31,881$486,667
5$486,667$7,416$31,415$479,251
6$479,251$7,913$30,918$471,338
7$471,338$8,443$30,388$462,895
8$462,895$9,008$29,823$453,887
9$453,887$9,612$29,220$444,275
10$444,275$10,255$28,576$434,020
  • Year 1$506,238
    Principal paid
    $5,722
    Interest paid
    $33,109
    Starting balance
    $511,960
  • Year 2$500,132
    Principal paid
    $6,106
    Interest paid
    $32,726
    Starting balance
    $506,238
  • Year 3$493,618
    Principal paid
    $6,514
    Interest paid
    $32,317
    Starting balance
    $500,132
  • Year 4$486,667
    Principal paid
    $6,951
    Interest paid
    $31,881
    Starting balance
    $493,618
  • Year 5$479,251
    Principal paid
    $7,416
    Interest paid
    $31,415
    Starting balance
    $486,667
  • Year 6$471,338
    Principal paid
    $7,913
    Interest paid
    $30,918
    Starting balance
    $479,251
  • Year 7$462,895
    Principal paid
    $8,443
    Interest paid
    $30,388
    Starting balance
    $471,338
  • Year 8$453,887
    Principal paid
    $9,008
    Interest paid
    $29,823
    Starting balance
    $462,895
  • Year 9$444,275
    Principal paid
    $9,612
    Interest paid
    $29,220
    Starting balance
    $453,887
  • Year 10$434,020
    Principal paid
    $10,255
    Interest paid
    $28,576
    Starting balance
    $444,275
First 10 of 30 years

Nearby

Courtesy of Peak Real Estate Advisors LLC · (512) 215-4284

Listings courtesy of ACTRIS as distributed by MLS GRID.