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ActiveMLS #9444238

20000 Victoria Chase RD, Lago Vista TX 78645

Lago Vista, TX 78645 · 7 Porticos

Single Family Residence for sale in 7 Porticos

3Bedrooms
2 full / 1 halfBathrooms
2,281Square Ft
2.50Acres
2Garage
2005Year Built
Open Thu 6–8pm
1 / 40
$595,000

Overview

Property Description

**Available Lender Paid RATE BUY DOWN options for qualified buyers with preferred lender Melanie Engle with Security National Mortgage** Rare Lake Travis opportunity with AirBNB, B&B or GUEST RETREAT potential on 2.5 acres, including the ability to add a 2nd home plus a separate casita across Victoria Chase Road near the community pool. Create a Hill Country getaway with space for guests, multigenerational living, a caretaker or potential short-term rental use—all while enjoying your own storybook home perched high on a hill with breathtaking 360° views of Lake Travis, Lakeway and rolling Hill Country. Set within intimate Seven Porticos, this three-story home offers 3 bedrooms, 2.5 baths, approximately 2,281 square feet and a 2-car garage. Multiple outdoor spaces and a bedroom balcony were made for morning coffee, evening wine and sunsets that paint the sky a different shade of pink, orange, gold and purple every night. Deer and native wildlife wander through the peaceful property, while inside, two fireplaces, built-ins, a spacious kitchen and inviting living areas give the home its warmth and storybook character. There is room to store a boat and RV, plus acreage that gives you something increasingly hard to find around Lake Travis: room to dream, expand and create a property that works for the way you want to live. Seven Porticos is a secluded enclave of only 15 homesites sharing a community pool and pool house, giving you the feel of a semi-private pool without maintaining one in your own backyard. A house on a hill, unforgettable sunsets, incredible views, roaming wildlife and possibilities that go far beyond the home itself—this is a truly special piece of Lake Travis and Texas Hill Country living. Buyer to verify STR/B&B use and building requirements. *owner is a real estate agent

Financial Info
Price
$595,000
$ / Sqft
$261
HOA
Yes - Mandatory / $950 / Annually
HOA Name
7 Porticos
HOA Includes
See Remarks, Common Area Maintenance
Tax Rate
2.1307%
Est. Taxes
$6,265
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
20000 Victoria Chase RD
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
7 Porticos
Legal Description
LOT 15 7 PORTICOS
Parcel
01687801180000
Interior Features
Floor
Bamboo, Carpet, Concrete, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Pantry
Appliances
Built-In Oven(s), Convection Oven, Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Microwave, Gas Water Heater
Laundry
Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
No
Fireplaces
2
Fireplace Description
Bedroom, Family Room, Gas Log, Primary Bedroom
Interior Features
Built-in Features, Breakfast Bar, Recessed Lighting, Pantry, Walk-In Closet(s), Wired for Sound, Interior Steps, Bookcases, Study/Home Office, Prewired, Security System Owned, Smoke Detector(s), Blinds, Screens, Window Treatments
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
3
Year Built
2005 / Resale
Square Feet
2,281 / Public Records
Garages
2
Garage Desc
Attached, Driveway, Garage Door Opener, Lighted, Oversized, Private, RV Access/Parking
Foundation
Slab
Roof
Composition
Construction
Masonry – All Sides, HardiPlank Type
Acres
2.50
Lot Description
Front Yard, Garden, Private, Sloped Down, Trees-Heavy, Trees-Large (Over 40 Ft), Many Trees, Views
Restrictions
Deed Restrictions
Flood Plain
No
View
Hill Country, Lake, Panoramic
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Propane
Heat
Central, Fireplace(s), Propane
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Balcony, Barbecue, Gutters Full, Outdoor Grill, Private Yard, Covered, Deck, Front Porch, Patio
Pool On Property
No
Area Amenities
Common Grounds, Lake, Library, Park, Planned Social Activities, Playground, Pool, Street Lights

Price history

Members only
Days on market
$595,000
List price
0
Price reductions
Active
Since Aug 15, 2026
Property history1 event
DateEventPriceChange
Aug 20, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $595,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,027 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,027

Principal & interest
$3,009
Property taxes
$522
Homeowners insurance
$496

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$476,000$5,320$30,783$470,680
2$470,680$5,677$30,427$465,003
3$465,003$6,057$30,047$458,946
4$458,946$6,463$29,641$452,484
5$452,484$6,895$29,208$445,588
6$445,588$7,357$28,747$438,231
7$438,231$7,850$28,254$430,381
8$430,381$8,376$27,728$422,006
9$422,006$8,936$27,167$413,069
10$413,069$9,535$26,569$403,534
  • Year 1$470,680
    Principal paid
    $5,320
    Interest paid
    $30,783
    Starting balance
    $476,000
  • Year 2$465,003
    Principal paid
    $5,677
    Interest paid
    $30,427
    Starting balance
    $470,680
  • Year 3$458,946
    Principal paid
    $6,057
    Interest paid
    $30,047
    Starting balance
    $465,003
  • Year 4$452,484
    Principal paid
    $6,463
    Interest paid
    $29,641
    Starting balance
    $458,946
  • Year 5$445,588
    Principal paid
    $6,895
    Interest paid
    $29,208
    Starting balance
    $452,484
  • Year 6$438,231
    Principal paid
    $7,357
    Interest paid
    $28,747
    Starting balance
    $445,588
  • Year 7$430,381
    Principal paid
    $7,850
    Interest paid
    $28,254
    Starting balance
    $438,231
  • Year 8$422,006
    Principal paid
    $8,376
    Interest paid
    $27,728
    Starting balance
    $430,381
  • Year 9$413,069
    Principal paid
    $8,936
    Interest paid
    $27,167
    Starting balance
    $422,006
  • Year 10$403,534
    Principal paid
    $9,535
    Interest paid
    $26,569
    Starting balance
    $413,069
First 10 of 30 years

Nearby

Courtesy of Coldwell Banker Realty · (512) 328-8200

Listings courtesy of ACTRIS as distributed by MLS GRID.