20000 Victoria Chase RD, Lago Vista TX 78645
Lago Vista, TX 78645 · 7 Porticos
Single Family Residence for sale in 7 Porticos
Overview
Property Description
**Available Lender Paid RATE BUY DOWN options for qualified buyers with preferred lender Melanie Engle with Security National Mortgage** Rare Lake Travis opportunity with AirBNB, B&B or GUEST RETREAT potential on 2.5 acres, including the ability to add a 2nd home plus a separate casita across Victoria Chase Road near the community pool. Create a Hill Country getaway with space for guests, multigenerational living, a caretaker or potential short-term rental use—all while enjoying your own storybook home perched high on a hill with breathtaking 360° views of Lake Travis, Lakeway and rolling Hill Country. Set within intimate Seven Porticos, this three-story home offers 3 bedrooms, 2.5 baths, approximately 2,281 square feet and a 2-car garage. Multiple outdoor spaces and a bedroom balcony were made for morning coffee, evening wine and sunsets that paint the sky a different shade of pink, orange, gold and purple every night. Deer and native wildlife wander through the peaceful property, while inside, two fireplaces, built-ins, a spacious kitchen and inviting living areas give the home its warmth and storybook character. There is room to store a boat and RV, plus acreage that gives you something increasingly hard to find around Lake Travis: room to dream, expand and create a property that works for the way you want to live. Seven Porticos is a secluded enclave of only 15 homesites sharing a community pool and pool house, giving you the feel of a semi-private pool without maintaining one in your own backyard. A house on a hill, unforgettable sunsets, incredible views, roaming wildlife and possibilities that go far beyond the home itself—this is a truly special piece of Lake Travis and Texas Hill Country living. Buyer to verify STR/B&B use and building requirements. *owner is a real estate agent
Financial Info
- Price
- $595,000
- $ / Sqft
- $261
- HOA
- Yes - Mandatory / $950 / Annually
- HOA Name
- 7 Porticos
- HOA Includes
- See Remarks, Common Area Maintenance
- Tax Rate
- 2.1307%
- Est. Taxes
- $6,265
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 20000 Victoria Chase RD
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- 7 Porticos
- Legal Description
- LOT 15 7 PORTICOS
- Parcel
- 01687801180000
Interior Features
- Floor
- Bamboo, Carpet, Concrete, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Pantry
- Appliances
- Built-In Oven(s), Convection Oven, Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Microwave, Gas Water Heater
- Laundry
- Laundry Room
- Master Bed
- Walk-In Closet(s)
- Master Main
- No
- Fireplaces
- 2
- Fireplace Description
- Bedroom, Family Room, Gas Log, Primary Bedroom
- Interior Features
- Built-in Features, Breakfast Bar, Recessed Lighting, Pantry, Walk-In Closet(s), Wired for Sound, Interior Steps, Bookcases, Study/Home Office, Prewired, Security System Owned, Smoke Detector(s), Blinds, Screens, Window Treatments
General Info
- Beds
- 3 Total / 3 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 3
- Year Built
- 2005 / Resale
- Square Feet
- 2,281 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Driveway, Garage Door Opener, Lighted, Oversized, Private, RV Access/Parking
- Foundation
- Slab
- Roof
- Composition
- Construction
- Masonry – All Sides, HardiPlank Type
- Acres
- 2.50
- Lot Description
- Front Yard, Garden, Private, Sloped Down, Trees-Heavy, Trees-Large (Over 40 Ft), Many Trees, Views
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Hill Country, Lake, Panoramic
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Propane
- Heat
- Central, Fireplace(s), Propane
- A C
- Central Air
Exterior Features
- Fence
- None
- Exterior Features
- Balcony, Barbecue, Gutters Full, Outdoor Grill, Private Yard, Covered, Deck, Front Porch, Patio
- Pool On Property
- No
- Area Amenities
- Common Grounds, Lake, Library, Park, Planned Social Activities, Playground, Pool, Street Lights
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 20, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,027 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,027
- Principal & interest
- $3,009
- Property taxes
- $522
- Homeowners insurance
- $496
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $476,000 | $5,320 | $30,783 | $470,680 | |
| 2 | $470,680 | $5,677 | $30,427 | $465,003 | |
| 3 | $465,003 | $6,057 | $30,047 | $458,946 | |
| 4 | $458,946 | $6,463 | $29,641 | $452,484 | |
| 5 | $452,484 | $6,895 | $29,208 | $445,588 | |
| 6 | $445,588 | $7,357 | $28,747 | $438,231 | |
| 7 | $438,231 | $7,850 | $28,254 | $430,381 | |
| 8 | $430,381 | $8,376 | $27,728 | $422,006 | |
| 9 | $422,006 | $8,936 | $27,167 | $413,069 | |
| 10 | $413,069 | $9,535 | $26,569 | $403,534 |
- Year 1$470,680
- Principal paid
- $5,320
- Interest paid
- $30,783
- Starting balance
- $476,000
- Year 2$465,003
- Principal paid
- $5,677
- Interest paid
- $30,427
- Starting balance
- $470,680
- Year 3$458,946
- Principal paid
- $6,057
- Interest paid
- $30,047
- Starting balance
- $465,003
- Year 4$452,484
- Principal paid
- $6,463
- Interest paid
- $29,641
- Starting balance
- $458,946
- Year 5$445,588
- Principal paid
- $6,895
- Interest paid
- $29,208
- Starting balance
- $452,484
- Year 6$438,231
- Principal paid
- $7,357
- Interest paid
- $28,747
- Starting balance
- $445,588
- Year 7$430,381
- Principal paid
- $7,850
- Interest paid
- $28,254
- Starting balance
- $438,231
- Year 8$422,006
- Principal paid
- $8,376
- Interest paid
- $27,728
- Starting balance
- $430,381
- Year 9$413,069
- Principal paid
- $8,936
- Interest paid
- $27,167
- Starting balance
- $422,006
- Year 10$403,534
- Principal paid
- $9,535
- Interest paid
- $26,569
- Starting balance
- $413,069
Nearby
Courtesy of Coldwell Banker Realty · (512) 328-8200
Listings courtesy of ACTRIS as distributed by MLS GRID.