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ActiveMLS #2317127

2009 American DR, Lago Vista TX 78645

Lago Vista, TX 78645 · Highland Lake Estates Sec 26 A

Single Family Residence for sale in Highland Lake Estates Sec 26 A

3Bedrooms
2 full / 1 halfBathrooms
3,111Square Ft
0.23Acres
2Garage
2017Year Built
Price Reduced
1 / 40
$585,000$620,000
3D tour

Overview

Property Description

Built in 2017, thoughtfully upgraded and meticulously maintained, this Lago Vista home offers an open floor plan with a private office, flexible living spaces, quality finishes, and exceptional outdoor amenities including a spacious sunroom featuring a wet bar, half bath, and a hot tub that conveys. Inside, the open layout features soft-close cabinetry and drawers, a cozy wood-burning fireplace, and custom-built closets throughout. Plantation shutters have been added to every window. A dedicated HVAC room is conveniently located off the garage and a water recapture system will convey with the property. You'll enjoy private lake access as a Lago Vista POA member for just $240/year. As a member, you also have access to a pool, fitness center, fishing well, tennis courts, pickleball courts, and more. Other nearby activities and attractions, besides the obvious lake activities, include a winery, a brewery, the Lago Vista Golf Course, disc golf, multiple restaurants, performing arts, and hiking trails in a national refuge. Just 30 minutes to Cedar Park and less than an hour to downtown Austin.

Financial Info
Price
$585,000
$ / Sqft
$188
HOA
Yes - Mandatory / $240 / Annually
HOA Name
Lago Vista POA
HOA Includes
See Remarks, Common Area Maintenance
Tax Rate
2.1307%
Est. Taxes
$9,927
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
2009 American DR
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Highland Lake Estates Sec 26 A
Legal Description
LOT 26029 HIGHLAND LAKE ESTATES SEC 26 AMENDED
Parcel
01628802160000
Interior Features
Floor
No Carpet, Tile, Wood
Num Living
3
Dining
1
Kitchen
Pantry
Appliances
Dishwasher, Disposal, Electric Cooktop, ENERGY STAR Qualified Appliances, Exhaust Fan, Microwave, Oven, Free-Standing Electric Oven, Stainless Steel Appliance(s), Electric Water Heater
Laundry
Laundry Room, Main Level
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room, Wood Burning
Interior Features
High Ceilings, Vaulted Ceiling(s), French Doors, Pantry, Primary Bedroom on Main, Study/Home Office, Walk-In Closet(s), Fire Alarm, Security System Owned, Smoke Detector(s), Screens, Shutters
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2017 / Updated/Remodeled
Square Feet
3,111 / Appraiser
Garages
2
Garage Desc
Attached, Door-Multi, Driveway, Garage, Garage Faces Front, Off Street, Private
Foundation
Slab
Roof
Composition
Construction
Masonry – All Sides
Acres
0.23
Lot Description
Back Yard, Garden, Landscaped, Level, Public Maintained Road, Trees-Small (Under 20 Ft)
Restrictions
City Restrictions
Flood Plain
No
View
Hill Country, Neighborhood
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available
Heat
Central, Electric
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Back Yard, Fenced, Privacy
Exterior Features
Private Yard, Covered, Deck, Porch
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Business Center, Clubhouse, Common Grounds, Fishing, Fitness Center, General Aircraft Airport, Golf, High Speed Internet, Lake, Park, Picnic Area, Playground, Pool, Sport Court(s)/Facility, Tennis Court(s)

Rooms

Rooms4 rooms

Main level

  • Primary Bathroom

    Large ensuite bathroom with dual vanity, separate shower and tub and recessed lighting.

    GranCnt, Dual Vanity, Full Bath, Recessed Lighting, Separate Shower, Walk-in Shower

  • Primary Bedroom

    Tray ceilings and recessed lighting, large ensuite bathroom and access to the back deck.

    Ceiling Fan(s), Full Bath, Recessed Lighting, Tray Ceiling(s), Walk-In Closet(s)

  • Sun

    Sunroom added by original builder with wet bar, half bath, hot tub sunken into floor for easy entry, and access to deck and backyard.

    Bar, BICMK, Ceiling Fan(s), Corian Counters, Wet Bar

  • Kitchen

    Kitchen is open to the family room and dining room.

    Kitchn - Breakfast Area, Breakfast Bar, Center Island, GranCnt, Eat In Kitchen, High Ceilings, Open to Family Room, Pantry, Recessed Lighting, Vaulted Ceiling(s)

Price history

Members only
Days on market
−$35,000 (−5.6%)
$620,000 → $585,000
2
Price reductions
Active
Since Feb 13, 2026
Price trend
List priceFeb 2026Jun 2026
Property history3 events
DateEventPriceChange
Jun 15, 2026Price Decrease$585,000−$10,000 (−1.7%)
Mar 27, 2026Price Decrease$595,000−$25,000 (−4%)
Feb 13, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $585,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,273 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,273

Principal & interest
$2,958
Property taxes
$827
Homeowners insurance
$488

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$468,000$5,231$30,266$462,769
2$462,769$5,581$29,916$457,188
3$457,188$5,955$29,542$451,233
4$451,233$6,354$29,143$444,879
5$444,879$6,779$28,718$438,099
6$438,099$7,233$28,263$430,866
7$430,866$7,718$27,779$423,148
8$423,148$8,235$27,262$414,913
9$414,913$8,786$26,711$406,127
10$406,127$9,375$26,122$396,752
  • Year 1$462,769
    Principal paid
    $5,231
    Interest paid
    $30,266
    Starting balance
    $468,000
  • Year 2$457,188
    Principal paid
    $5,581
    Interest paid
    $29,916
    Starting balance
    $462,769
  • Year 3$451,233
    Principal paid
    $5,955
    Interest paid
    $29,542
    Starting balance
    $457,188
  • Year 4$444,879
    Principal paid
    $6,354
    Interest paid
    $29,143
    Starting balance
    $451,233
  • Year 5$438,099
    Principal paid
    $6,779
    Interest paid
    $28,718
    Starting balance
    $444,879
  • Year 6$430,866
    Principal paid
    $7,233
    Interest paid
    $28,263
    Starting balance
    $438,099
  • Year 7$423,148
    Principal paid
    $7,718
    Interest paid
    $27,779
    Starting balance
    $430,866
  • Year 8$414,913
    Principal paid
    $8,235
    Interest paid
    $27,262
    Starting balance
    $423,148
  • Year 9$406,127
    Principal paid
    $8,786
    Interest paid
    $26,711
    Starting balance
    $414,913
  • Year 10$396,752
    Principal paid
    $9,375
    Interest paid
    $26,122
    Starting balance
    $406,127
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 346-3550

Listings courtesy of ACTRIS as distributed by MLS GRID.