20202 Lincoln CV, Lago Vista TX 78645
Lago Vista, TX 78645 · Highland Lake Estates Sec 02
Single Family Residence for sale in Highland Lake Estates Sec 02
Overview
Property Description
Welcome to 20202 Lincoln Cove, a beautifully designed 2022-built stone home tucked near the end of a quiet cul-de-sac in Lago Vista’s sought-after Highland Lake Estates. Positioned high on a generous lot, this 2,089 sq ft home offers thoughtful separation of living spaces, modern finishes, and beautiful distant golf course and valley views. The lower level features a flex room, two secondary bedrooms, a full bath, and a separate side entrance with covered porch. Upstairs, the open-concept main level centers around a stunning kitchen with quartz countertops, gold fixtures, timeless tile backsplash, pantry, and oversized island with waterfall edge and abundant seating. Natural light fills the adjacent living area which offers views of the valley and back yard. The main-level primary suite is a true retreat, featuring a walk-in closet, dual vanities, and a spa-inspired wet room with a tiled shower and freestanding soaking tub. A laundry room and half bath complete the main level. Step outside to a low-maintenance backyard designed for entertaining, with a stone retaining wall, crushed-stone landscaping, patio, built-in grill, and firepit. The property backs to acreage in an adjoining subdivision, offering added privacy with no close rear neighbors. The garage also includes an EV charger outlet. Lago Vista POA members enjoy an impressive array of private amenities, including multiple boat ramps, clubhouse, pool, playground, picnic areas, fitness center, as well as nearby walking trails and an airstrip. Conveniently located near Lake Travis, and shopping and dining in Lago Vista, with easy access to Hwy 183. A versatile home with exceptional outdoor living and room to make it your own—come experience all that 20202 Lincoln Cove has to offer!
Financial Info
- Price
- $430,000
- $ / Sqft
- $206
- HOA
- Yes - Mandatory / $240 / Annually
- HOA Name
- Lago Vista POA
- HOA Includes
- See Remarks, Common Area Maintenance
- Tax Rate
- 2.1307%
- Est. Taxes
- $11,039
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 20202 Lincoln CV
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Highland Lake Estates Sec 02
- Legal Description
- LOT 2018 HIGHLAND LAKE ESTATES SEC 2 & ABS 2605 SUR 100 COOK W A ACR .0023
- Parcel
- 01688009070000
Interior Features
- Floor
- No Carpet, Tile, Vinyl
- Num Living
- 2
- Dining
- 1
- Kitchen
- Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Electric Cooktop, Microwave, Electric Oven, Refrigerator, Stainless Steel Appliance(s), Electric Water Heater
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplace Description
- Fire Pit, Outside
- Interior Features
- Ceiling Fan(s), Quartz Counters, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, High Speed Internet, Interior Steps, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Thermostat, Soaking Tub, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Vinyl Windows
General Info
- Beds
- 3 Total / 1 Main Level / 2 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2022 / Resale
- Square Feet
- 2,089 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- HardiPlank Type, Spray Foam Insulation, Stone
- Acres
- 0.23
- Lot Description
- Back Yard, Cul-De-Sac, Front Yard, Landscaped, Public Maintained Road, Trees-Moderate, Views, Xeriscape
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- Golf Course, Hill Country, Neighborhood, Panoramic, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central, Electric
- A C
- Ceiling Fan(s), Central Air, Electric
Exterior Features
- Fence
- None
- Exterior Features
- Electric Car Plug-in, Exterior Steps, Lighting, Outdoor Grill, Covered, Deck, Patio, Rear Porch, Side Porch
- Pool On Property
- No
- Area Amenities
- BBQ Pit/Grill, Clubhouse, Common Grounds, Fishing, Fitness Center, General Aircraft Airport, Golf, High Speed Internet, Lake, Library, Park, Picnic Area, Playground, Pool, Sport Court(s)/Facility, Tennis Court(s)
Rooms
Main level
- Kitchen
The kitchen is on the main level and is open to both the dining and living areas with access to the covered back deck and patio.
Center Island, Quartz Counters, Eat In Kitchen, Open to Family Room, Pantry, Recessed Lighting, Smart Thermostat, Storage
- Primary Bedroom
Primary bedroom is on the main/second floor and features a spa-like ensuite bathroom
Ceiling Fan(s), Recessed Lighting, Walk-In Closet(s)
- Primary Bathroom
Ensuite bathroom is spa-like with a tiled wet room with walk-in shower and soaking tub
Dual Vanity, Full Bath, Separate Shower, Soaking Tub, Walk-In Closet(s), Walk-in Shower
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 26, 2026 | Price Decrease | $430,000−$20,000 (−4.4%) | −$20,000 (−4.4%) |
| Sep 28, 2026 | Price Decrease | $450,000−$25,000 (−5.3%) | −$25,000 (−5.3%) |
| Sep 9, 2026 | Price Decrease | $475,000−$10,000 (−2.1%) | −$10,000 (−2.1%) |
| Aug 14, 2026 | New Listing | — |
Taxes
TCAD account 173245
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| CITY OF LAGO VISTA | 0.420000 | $410,700 | $1,724.94 |
| LAGO VISTA ISD | 1.016900 | $410,700 | $4,176.41 |
| TRAVIS CO ESD NO 1 | 0.100000 | $410,700 | $410.70 |
| TRAVIS CO ESD NO 7 | 0.099967 | $410,700 | $410.56 |
| TRAVIS COUNTY | 0.375845 | $410,700 | $1,543.60 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $410,700 | $484.72 |
| Ordinary property tax estimate | 2.130735 | $8,750.93 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
- Owner
- LOAN RANGER CAPITAL INVESTMENTS LLC
- Legal
- LOT 2018 HIGHLAND LAKE ESTATES SEC 2 & ABS 2605 SUR 100 COOK W A ACR .0023
- Geo ID
- prop:173245
- Exemption Type
- None on record
- MLS estimated annual taxes
- $11,039
- MLS tax year
- 2026
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | $480,826 | 2.130735 | $10,245.14 |
| 2024 | — | 2.083414 | $11,039.26 |
| 2023 | — | 2.022647 | $11,326.97 |
| 2022 | — | 2.208223 | $4,553.79 |
| 2021 | — | 2.478179 | $371.72 |
| 2020 | — | 2.535765 | $177.51 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Source: Travis County
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,452 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,452
- Principal & interest
- $2,174
- Property taxes
- $920
- Homeowners insurance
- $358
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $344,000 | $3,845 | $22,247 | $340,155 | |
| 2 | $340,155 | $4,102 | $21,989 | $336,053 | |
| 3 | $336,053 | $4,377 | $21,715 | $331,675 | |
| 4 | $331,675 | $4,670 | $21,421 | $327,005 | |
| 5 | $327,005 | $4,983 | $21,109 | $322,022 | |
| 6 | $322,022 | $5,317 | $20,775 | $316,705 | |
| 7 | $316,705 | $5,673 | $20,419 | $311,032 | |
| 8 | $311,032 | $6,053 | $20,039 | $304,979 | |
| 9 | $304,979 | $6,458 | $19,633 | $298,521 | |
| 10 | $298,521 | $6,891 | $19,201 | $291,630 |
- Year 1$340,155
- Principal paid
- $3,845
- Interest paid
- $22,247
- Starting balance
- $344,000
- Year 2$336,053
- Principal paid
- $4,102
- Interest paid
- $21,989
- Starting balance
- $340,155
- Year 3$331,675
- Principal paid
- $4,377
- Interest paid
- $21,715
- Starting balance
- $336,053
- Year 4$327,005
- Principal paid
- $4,670
- Interest paid
- $21,421
- Starting balance
- $331,675
- Year 5$322,022
- Principal paid
- $4,983
- Interest paid
- $21,109
- Starting balance
- $327,005
- Year 6$316,705
- Principal paid
- $5,317
- Interest paid
- $20,775
- Starting balance
- $322,022
- Year 7$311,032
- Principal paid
- $5,673
- Interest paid
- $20,419
- Starting balance
- $316,705
- Year 8$304,979
- Principal paid
- $6,053
- Interest paid
- $20,039
- Starting balance
- $311,032
- Year 9$298,521
- Principal paid
- $6,458
- Interest paid
- $19,633
- Starting balance
- $304,979
- Year 10$291,630
- Principal paid
- $6,891
- Interest paid
- $19,201
- Starting balance
- $298,521
Nearby
Courtesy of Keller Williams Realty · (512) 346-3550
Listings courtesy of ACTRIS as distributed by MLS GRID.