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ActiveMLS #2022882

20202 Lincoln CV, Lago Vista TX 78645

Lago Vista, TX 78645 · Highland Lake Estates Sec 02

Single Family Residence for sale in Highland Lake Estates Sec 02

3Bedrooms
2 full / 1 halfBathrooms
2,089Square Ft
0.23Acres
2Garage
2022Year Built
Price Reduced
1 / 38
$475,000$485,000
3D tour

Overview

Property Description

Welcome to 20202 Lincoln Cove, a beautifully designed 2022-built stone home tucked near the end of a quiet cul-de-sac in Lago Vista’s sought-after Highland Lake Estates. Positioned high on a generous lot, this 2,089 sq ft home offers thoughtful separation of living spaces, modern finishes, and beautiful valley views. The lower level features a spacious game/family room, two secondary bedrooms, a full bath, and a separate side entrance—ideal for guests, multigenerational living, or a flexible private space. Upstairs, the open-concept main level centers around a stunning kitchen with quartz countertops, gold fixtures, timeless tile backsplash, pantry, and oversized island with waterfall edge and abundant seating. The adjacent living area opens to a covered back deck overlooking the valley. The main-level primary suite is a true retreat, featuring a walk-in closet, dual vanities, and a spa-inspired wet room with a tiled shower and freestanding soaking tub. A laundry room and half bath complete the main level. Step outside to a low-maintenance backyard designed for entertaining, with a stone retaining wall, crushed-stone landscaping, patio, built-in grill, and firepit. The property backs to greenspace, offering added privacy with no rear neighbors. The garage also includes an EV charger outlet. Highland Lake Estates residents enjoy an impressive array of amenities, including multiple boat ramps, clubhouse, pool, playground, picnic areas, fitness center, walking trails, and an airstrip. Conveniently located near Lake Travis, shopping, dining, and downtown Lago Vista, with easy access to Hwy 183. A versatile home with exceptional outdoor living and room to make it your own—come experience all that 20202 Lincoln Cove has to offer!

Financial Info
Price
$475,000
$ / Sqft
$227
HOA
Yes - Mandatory / $240 / Annually
HOA Name
Lago Vista POA
HOA Includes
See Remarks, Common Area Maintenance
Tax Rate
2.1307%
Est. Taxes
$11,039
Tax Year
2026
Exemptions
None
Legal Info
Address
20202 Lincoln CV
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Highland Lake Estates Sec 02
Legal Description
LOT 2018 HIGHLAND LAKE ESTATES SEC 2 & ABS 2605 SUR 100 COOK W A ACR .0023
Parcel
01688009070000
Interior Features
Floor
No Carpet, Tile, Vinyl
Num Living
2
Dining
1
Kitchen
Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Electric Cooktop, Microwave, Electric Oven, Refrigerator, Stainless Steel Appliance(s), Electric Water Heater
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
Fire Pit, Outside
Interior Features
Ceiling Fan(s), Quartz Counters, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, High Speed Internet, Interior Steps, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Thermostat, Soaking Tub, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Vinyl Windows
General Info
Beds
3 Total / 2 Main Level / 1 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2022 / Updated/Remodeled
Square Feet
2,089 / Public Records
Garages
2
Garage Desc
Attached, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street
Foundation
Block
Roof
Composition, Shingle
Construction
HardiPlank Type, Spray Foam Insulation, Stone
Acres
0.23
Lot Description
Back Yard, Cul-De-Sac, Front Yard, Landscaped, Public Maintained Road, Trees-Moderate, Views, Xeriscape
Restrictions
City Restrictions
Flood Plain
No
View
Hill Country, Neighborhood, Panoramic, Trees/Woods
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central, Electric
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
None
Exterior Features
Electric Car Plug-in, Exterior Steps, Lighting, Outdoor Grill, Covered, Deck, Patio, Rear Porch, Side Porch
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Clubhouse, Common Grounds, Fishing, Fitness Center, General Aircraft Airport, Golf, High Speed Internet, Lake, Library, Park, Picnic Area, Playground, Pool, Sport Court(s)/Facility, Tennis Court(s)

Rooms

Rooms3 rooms

Main level

  • Primary Bathroom

    Ensuite bathroom is spa-like with a tiled wet room with walk-in shower and soaking tub

    Dual Vanity, Full Bath, Separate Shower, Soaking Tub, Walk-In Closet(s), Walk-in Shower

  • Kitchen

    The kitchen is on the main level and is open to both the dining and living areas with access to the covered back deck and patio.

    Center Island, Quartz Counters, Eat In Kitchen, Open to Family Room, Pantry, Recessed Lighting, Smart Thermostat, Storage

  • Primary Bedroom

    Primary bedroom is on the main/second floor and features a spa-like ensuite bathroom

    Ceiling Fan(s), Recessed Lighting, Walk-In Closet(s)

Price history

Members only
Days on market
−$10,000 (−2.1%)
$485,000 → $475,000
1
Price reduction
Active
Since Aug 14, 2026
Price trend
List priceAug 2026Sep 2026
Property history2 events
DateEventPriceChange
Sep 9, 2026Price Decrease$475,000−$10,000 (−2.1%)
Aug 14, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $475,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,718 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,718

Principal & interest
$2,402
Property taxes
$920
Homeowners insurance
$396

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$380,000$4,247$24,575$375,753
2$375,753$4,532$24,290$371,221
3$371,221$4,835$23,987$366,386
4$366,386$5,159$23,663$361,226
5$361,226$5,505$23,318$355,722
6$355,722$5,873$22,949$349,848
7$349,848$6,267$22,556$343,582
8$343,582$6,686$22,136$336,895
9$336,895$7,134$21,688$329,761
10$329,761$7,612$21,210$322,149
  • Year 1$375,753
    Principal paid
    $4,247
    Interest paid
    $24,575
    Starting balance
    $380,000
  • Year 2$371,221
    Principal paid
    $4,532
    Interest paid
    $24,290
    Starting balance
    $375,753
  • Year 3$366,386
    Principal paid
    $4,835
    Interest paid
    $23,987
    Starting balance
    $371,221
  • Year 4$361,226
    Principal paid
    $5,159
    Interest paid
    $23,663
    Starting balance
    $366,386
  • Year 5$355,722
    Principal paid
    $5,505
    Interest paid
    $23,318
    Starting balance
    $361,226
  • Year 6$349,848
    Principal paid
    $5,873
    Interest paid
    $22,949
    Starting balance
    $355,722
  • Year 7$343,582
    Principal paid
    $6,267
    Interest paid
    $22,556
    Starting balance
    $349,848
  • Year 8$336,895
    Principal paid
    $6,686
    Interest paid
    $22,136
    Starting balance
    $343,582
  • Year 9$329,761
    Principal paid
    $7,134
    Interest paid
    $21,688
    Starting balance
    $336,895
  • Year 10$322,149
    Principal paid
    $7,612
    Interest paid
    $21,210
    Starting balance
    $329,761
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 346-3550

Listings courtesy of ACTRIS as distributed by MLS GRID.