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ActiveMLS #5934001

20405 Sunset Strip ST, Lago Vista TX 78645

Lago Vista, TX 78645 · Lago Vista Sec 02

Single Family Residence for sale in Lago Vista Sec 02

4Bedrooms
2 full / 1 halfBathrooms
2,400Square Ft
0.25Acres
2Garage
2023Year Built
New
1 / 23
$497,500
3D tour

Overview

Property Description

New construction and never lived in, this home was intentionally held off-market until conditions improved and now represents one of the best values for quality construction anywhere around Lake Travis with lake access. Located in the heart of Lago Vista, TX, this 4-bedroom, 2.5-bath, ~2,400 sq ft home sits in a true lakeside community known for its exceptional lifestyle, offering multiple private boat ramps, a full-service marina, designated fishing areas, and two community pools, along with parks, golf course access, and waterfront amenities. Built with outstanding attention to detail, the home features stucco on all four sides, Pella windows and doors, high tray ceilings, and an open-concept layout ideal for both everyday living and entertaining. The chef’s kitchen anchors the main living space, while the primary suite provides a spacious retreat with a luxurious en-suite bath. A standout functional upgrade rarely found at this price point is the laundry room with built-in cabinetry and a utility sink, adding both storage and convenience. Enjoy close proximity to the Lago Vista Golf Course, effortless access to Lake Travis boating and recreation, and a peaceful Hill Country setting, while still securing one of the most competitively priced homes of its quality anywhere around the lake. This is a rare opportunity to own new construction with marina access, fishing, and resort-style community amenities in one of Lake Travis’ most lifestyle-driven neighborhoods.

Financial Info
Price
$497,500
$ / Sqft
$207
HOA
Yes - Mandatory / $250 / Annually
HOA Name
LVPOA
HOA Includes
See Remarks
Tax Rate
2.0834%
Est. Taxes
$3,324
Tax Year
2026
Exemptions
None
Legal Info
Address
20405 Sunset Strip ST
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Lago Vista Sec 02
Legal Description
LOT 18 BLK F LAGO VISTA SEC 2
Parcel
01747808090000
Interior Features
Floor
Vinyl
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
Dishwasher, Disposal, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Refrigerator, Exhaust Fan, Range, Free-Standing Electric Range, Refrigerator, Stainless Steel Appliance(s)
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Built-in Features, Ceiling Fan(s), Tray Ceiling(s), Quartz Counters, Pantry, Primary Bedroom on Main, Smart Thermostat, Walk-In Closet(s), Fire Alarm, Double Pane Windows, ENERGY STAR Qualified Windows, Insulated Windows, Low Emissivity Windows, Vinyl Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2023 / New
Square Feet
2,400 / Public Records
Garages
2
Garage Desc
Attached
Foundation
Slab
Roof
Asphalt
Construction
Masonry – All Sides, Stucco
Acres
0.25
Lot Description
Back Yard, Front Yard, Level, Native Plants, Sprinkler - Automatic, Trees-Medium (20 Ft - 40 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
Canyon, Hill Country, Panoramic
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Lighting, Private Yard, Covered
Pool On Property
No
Area Amenities
Airport/Runway, BBQ Pit/Grill, Bike Storage/Locker, Clubhouse, Common Grounds, Conference/Meeting Room, Dog Park, Fishing, Fitness Center, Gated, General Aircraft Airport, Golf, High Speed Internet, Lake, Library, Park, Pet Amenities, Picnic Area, Planned Social Activities, Playground, Pool, Sport Court(s)/Facility, Tennis Court(s), Underground Utilities, See Remarks

Price history

Days on market
$497,500
List price
0
Price reductions
Active
Since Nov 3, 2026
Property history1 event
DateEventPriceChange
Nov 3, 2026New Listing

Taxes

2026 Estimated Property Taxes

No safe current-year residential account match is available.

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $497,500
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,208 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,208

Principal & interest
$2,516
Property taxes
$277
Homeowners insurance
$415

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$398,000$4,449$25,739$393,551
2$393,551$4,746$25,441$388,805
3$388,805$5,064$25,123$383,741
4$383,741$5,404$24,784$378,337
5$378,337$5,765$24,422$372,572
6$372,572$6,152$24,036$366,420
7$366,420$6,564$23,624$359,857
8$359,857$7,003$23,184$352,854
9$352,854$7,472$22,715$345,381
10$345,381$7,973$22,215$337,409
  • Year 1$393,551
    Principal paid
    $4,449
    Interest paid
    $25,739
    Starting balance
    $398,000
  • Year 2$388,805
    Principal paid
    $4,746
    Interest paid
    $25,441
    Starting balance
    $393,551
  • Year 3$383,741
    Principal paid
    $5,064
    Interest paid
    $25,123
    Starting balance
    $388,805
  • Year 4$378,337
    Principal paid
    $5,404
    Interest paid
    $24,784
    Starting balance
    $383,741
  • Year 5$372,572
    Principal paid
    $5,765
    Interest paid
    $24,422
    Starting balance
    $378,337
  • Year 6$366,420
    Principal paid
    $6,152
    Interest paid
    $24,036
    Starting balance
    $372,572
  • Year 7$359,857
    Principal paid
    $6,564
    Interest paid
    $23,624
    Starting balance
    $366,420
  • Year 8$352,854
    Principal paid
    $7,003
    Interest paid
    $23,184
    Starting balance
    $359,857
  • Year 9$345,381
    Principal paid
    $7,472
    Interest paid
    $22,715
    Starting balance
    $352,854
  • Year 10$337,409
    Principal paid
    $7,973
    Interest paid
    $22,215
    Starting balance
    $345,381
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.