20406 WHITEROCK DR, Lago Vista TX 78645
Lago Vista, TX 78645 · Lago Vista Country Club Estate
Single Family Residence for sale in Lago Vista Country Club Estate
Overview
Property Description
$10,000 Buyer Allowance + 2 Parcels Included! Enjoy the Lake Travis lifestyle from this spacious single-story stone home in desirable Lago Vista. Elevated for pleasant Hill Country, lake and golf course views, this well kept 4-bedroom, 2-bath home features generous room sizes, great closets and recent major improvements including roof, HVAC and grinder pump. The inviting family room showcases a vaulted, beamed ceiling and stone fireplace, while the light-filled kitchen offers a center island and two dining areas. The formal dining room also works beautifully as a home office or flex space. Outdoor living is exceptional with expansive covered and uncovered patios, including a massive covered back patio ideal for morning coffee, entertaining or watching the sunset. As a Dark Sky community, Lago Vista offers wonderful stargazing, plus Fourth of July fireworks visible from the deck. For those who love recreation, the side-entry garage and oversized additional parking area provide plenty of space for a boat, RV, truck and other recreational vehicles. The included approximately .30-acre view-protection parcel adds privacy and helps preserve the open views and setting behind the home. Beyond your doorstep, Lago Vista offers easy access to Lake Travis for boating, fishing, swimming and water recreation, plus parks, trails, golf, sports facilities, restaurants and shopping. Served by Lago Vista ISD and surrounded by the natural beauty of the Texas Hill Country, this is a place where you can slow down, get outside and truly enjoy the Lake Travis lifestyle—while still being within convenient reach of Austin. A rare opportunity to enjoy space, privacy, recreation and beautiful Hill Country surroundings, all in one exceptional property.
Financial Info
- Price
- $509,000
- $ / Sqft
- $264
- HOA
- Yes - Mandatory / $220 / Annually
- HOA Name
- Lago Vista POA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.13%
- Est. Taxes
- $7,710
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 20406 WHITEROCK DR
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Lago Vista Country Club Estate
- Legal Description
- LOT 3073 LAGO VISTA COUNTRY CLUB ESTATES SEC 11
- Parcel
- 01688004060000
Interior Features
- Floor
- Carpet, Laminate, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Kitchen Island, Pantry
- Appliances
- Dishwasher, Dryer, Electric Cooktop, Electric Range, Microwave, Oven, Refrigerator, Washer, Electric Water Heater
- Laundry
- Inside, Laundry Room
- Master Bed
- Double Vanity
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room, Stone, Wood Burning
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Beamed Ceilings, Tray Ceiling(s), Vaulted Ceiling(s), Chandelier, Tile Counters, Crown Molding, Double Vanity, Entrance Foyer, French Doors, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Soaking Tub, Smoke Detector(s), Blinds, Screens, Skylight(s)
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1999 / Resale
- Square Feet
- 1,925 / Public Records
- Garages
- 2
- Garage Desc
- Additional Parking, Attached, Concrete, Driveway, Garage
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Stone
- Acres
- 0.26
- Lot Description
- Front Yard, Native Plants, Near Golf Course, Open Lot, Private, Public Maintained Road, Sloped Down, Subdivided, Trees-Large (Over 40 Ft), Views
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Hill Country, Lake, Trees/Woods, Water
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Water Connected
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Partial
- Exterior Features
- Gutters Partial, Private Entrance, Private Yard, Covered, Deck, Patio, Rear Porch
- Pool On Property
- No
- Area Amenities
- Fishing, General Aircraft Airport, Golf, High Speed Internet, Lake, Park, Planned Social Activities, Playground, Pool, Recycling Area/Center, Suburban, Tennis Court(s), Trash Pickup - Door to Door
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 6, 2026 | Price Decrease | $509,000−$10,000 (−1.9%) | −$10,000 (−1.9%) |
| Aug 25, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,641 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,641
- Principal & interest
- $2,574
- Property taxes
- $643
- Homeowners insurance
- $424
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $407,200 | $4,551 | $26,334 | $402,649 | |
| 2 | $402,649 | $4,856 | $26,029 | $397,792 | |
| 3 | $397,792 | $5,181 | $25,704 | $392,611 | |
| 4 | $392,611 | $5,528 | $25,357 | $387,083 | |
| 5 | $387,083 | $5,899 | $24,987 | $381,184 | |
| 6 | $381,184 | $6,294 | $24,592 | $374,890 | |
| 7 | $374,890 | $6,715 | $24,170 | $368,175 | |
| 8 | $368,175 | $7,165 | $23,720 | $361,010 | |
| 9 | $361,010 | $7,645 | $23,241 | $353,365 | |
| 10 | $353,365 | $8,157 | $22,729 | $345,208 |
- Year 1$402,649
- Principal paid
- $4,551
- Interest paid
- $26,334
- Starting balance
- $407,200
- Year 2$397,792
- Principal paid
- $4,856
- Interest paid
- $26,029
- Starting balance
- $402,649
- Year 3$392,611
- Principal paid
- $5,181
- Interest paid
- $25,704
- Starting balance
- $397,792
- Year 4$387,083
- Principal paid
- $5,528
- Interest paid
- $25,357
- Starting balance
- $392,611
- Year 5$381,184
- Principal paid
- $5,899
- Interest paid
- $24,987
- Starting balance
- $387,083
- Year 6$374,890
- Principal paid
- $6,294
- Interest paid
- $24,592
- Starting balance
- $381,184
- Year 7$368,175
- Principal paid
- $6,715
- Interest paid
- $24,170
- Starting balance
- $374,890
- Year 8$361,010
- Principal paid
- $7,165
- Interest paid
- $23,720
- Starting balance
- $368,175
- Year 9$353,365
- Principal paid
- $7,645
- Interest paid
- $23,241
- Starting balance
- $361,010
- Year 10$345,208
- Principal paid
- $8,157
- Interest paid
- $22,729
- Starting balance
- $353,365
Nearby
Courtesy of Starlit Properties · (512) 560-9556
Listings courtesy of ACTRIS as distributed by MLS GRID.