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ActiveMLS #5135104

20510 Houston CV, Lago Vista TX 78645

Lago Vista, TX 78645 · Highland Lake Estates Sec 12 A

Single Family Residence for sale in Highland Lake Estates Sec 12 A

3Bedrooms
2Bathrooms
2,618Square Ft
0.49Acres
2Garage
2008Year Built
Back on Market
1 / 40
$579,000$625,000
3D tour

Overview

Property Description

Perched At The End Of A Quiet Cul-De-Sac, This Spectacular Hilltop Home Offers Breathtaking Panoramic Views Of Lake Travis And The Texas Hill Country. Situated On Two Spacious Lots—Nearly Half An Acre—You’ll Enjoy The Perfect Blend Of Privacy, Open Space, And Flexibility, Whether You’re Dreaming Of Building A Workshop Or Simply Want Extra Room Between Neighbors. Backing To The Former Highland Lakes Golf Course, The Property Boasts An Expansive Greenbelt Setting With No Rear Neighbors—Providing Peaceful Views And Added Privacy. Should The Course Reopen In The Future, It Could Offer An Immediate Boost In Lifestyle And Potential Value. Step Outside To Your Elevated Deck, Designed For Relaxation And Entertaining, Complete With A Built-In Spa And Privacy Shade—The Perfect Place To Unwind While Taking In The Stunning Scenery. Inside, The Home Features 3 Bedrooms, 2 Bathrooms, Plus A Versatile Office Or Dining Space That Can Be Tailored To Your Needs. The Open-Concept Layout Is Bright And Inviting, Showcasing Brand New Flooring, A Spacious Living Area, And A Large Kitchen With A Center Island And Granite Countertops—Ideal For Everyday Living And Hosting. This Thoughtfully Designed Home Was Custom Built And Has Been Lovingly Maintained By Its Original Owners, Offering Quality Craftsmanship And Pride Of Ownership Throughout. Located Within The Lago Vista POA, Residents Enjoy Access To An Incredible Array Of Amenities Including 9 Waterfront Parks, 4 Boat Ramps, 2 Fitness Centers, A Pool, Tennis Courts, Pickleball Courts, Basketball Courts, And Endless Opportunities For Lake Living And Outdoor Recreation. This Is A Rare Opportunity To Own A Private Hilltop Retreat With Space, Views, And Lifestyle All In One.

Financial Info
Price
$579,000
$ / Sqft
$221
HOA
Yes - Mandatory / $240 / Annually
HOA Name
Lago Vista POA
HOA Includes
See Remarks
Tax Rate
2.1307%
Est. Taxes
$13,316.88
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
20510 Houston CV
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Highland Lake Estates Sec 12 A
Legal Description
LOT 12222 HIGHLAND LAKE ESTATES SEC 12 AMENDED & ABS 2534 SUR 36 CANTWELL J ACR .0110
Parcel
01628601230000
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
1
Dining
2
Kitchen
Breakfast Bar, Granite Counters, Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Electric Range, Refrigerator
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room, Propane
Interior Features
See Remarks, Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, High Speed Internet, Interior Steps, Kitchen Island, Multiple Dining Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Study/Home Office, Walk-In Closet(s), Washer Hookup, Double Pane Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2008 / Resale
Square Feet
2,618 / Plans
Garages
2
Garage Desc
Attached, Driveway, Garage, RV Access/Parking
Foundation
Slab
Roof
Composition
Construction
Stone, Stucco
Acres
0.49
Lot Description
Back to Park/Greenbelt, Back Yard, Cul-De-Sac, Front Yard, Garden, Landscaped, Native Plants, Near Golf Course, Backs To Golf Course, Pie Shaped Lot, Private, Public Maintained Road, Trees-Medium (20 Ft - 40 Ft), Views
Restrictions
See Remarks
Flood Plain
No
View
Golf Course, Hill Country, Lake
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Natural Gas Not Available, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Heat
Heat Pump
A C
Central Air
Exterior Features
Fence
None
Exterior Features
See Remarks, Garden, Gutters Full, Covered, Deck, Patio, Rear Porch, Terrace
Pool On Property
No
Area Amenities
Airport/Runway, BBQ Pit/Grill, Fishing, Fitness Center, Golf, High Speed Internet, Kitchen Facilities, Lake, Library, Park, Pet Amenities, Playground, Pool, Restaurant, Sport Court(s)/Facility, Tennis Court(s), Trash Pickup - Door to Door, Underground Utilities

Rooms

Rooms3 rooms

Main level

  • Primary Bathroom

    Soaking Tub, Walk-in Shower

  • Kitchen

    Center Island

  • Primary Bedroom

    Coffered Ceiling(s), Walk-In Closet(s)

Price history

Members only
Days on market
−$46,000 (−7.4%)
$625,000 → $579,000
3
Price reductions
Active
Since May 4, 2026
Price trend
List priceMay 2026Jul 2026
Property history6 events
DateEventPriceChange
Sep 10, 2026Back On Market
Sep 10, 2026Hold
Jul 28, 2026Price Decrease$579,000−$21,000 (−3.5%)
Jun 28, 2026Price Decrease$600,000−$15,000 (−2.4%)
Jun 5, 2026Price Decrease$615,000−$10,000 (−1.6%)
May 4, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $579,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,521 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,521

Principal & interest
$2,928
Property taxes
$1,110
Homeowners insurance
$483

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$463,200$5,177$29,956$458,023
2$458,023$5,524$29,609$452,499
3$452,499$5,894$29,239$446,605
4$446,605$6,289$28,844$440,316
5$440,316$6,710$28,423$433,606
6$433,606$7,159$27,974$426,447
7$426,447$7,639$27,494$418,808
8$418,808$8,150$26,983$410,658
9$410,658$8,696$26,437$401,962
10$401,962$9,279$25,854$392,683
  • Year 1$458,023
    Principal paid
    $5,177
    Interest paid
    $29,956
    Starting balance
    $463,200
  • Year 2$452,499
    Principal paid
    $5,524
    Interest paid
    $29,609
    Starting balance
    $458,023
  • Year 3$446,605
    Principal paid
    $5,894
    Interest paid
    $29,239
    Starting balance
    $452,499
  • Year 4$440,316
    Principal paid
    $6,289
    Interest paid
    $28,844
    Starting balance
    $446,605
  • Year 5$433,606
    Principal paid
    $6,710
    Interest paid
    $28,423
    Starting balance
    $440,316
  • Year 6$426,447
    Principal paid
    $7,159
    Interest paid
    $27,974
    Starting balance
    $433,606
  • Year 7$418,808
    Principal paid
    $7,639
    Interest paid
    $27,494
    Starting balance
    $426,447
  • Year 8$410,658
    Principal paid
    $8,150
    Interest paid
    $26,983
    Starting balance
    $418,808
  • Year 9$401,962
    Principal paid
    $8,696
    Interest paid
    $26,437
    Starting balance
    $410,658
  • Year 10$392,683
    Principal paid
    $9,279
    Interest paid
    $25,854
    Starting balance
    $401,962
First 10 of 30 years

Nearby

Courtesy of Venture Partners R.E. · (512) 940-3948

Listings courtesy of ACTRIS as distributed by MLS GRID.