20602 Oak RDG, Lago Vista TX 78645
Lago Vista, TX 78645 · Lago Vista Country Club Estate
Single Family Residence for sale in Lago Vista Country Club Estate
Overview
Property Description
The contemporary front facade of this 2022 custom one-story home features stone accents, wood-like siding, a welcoming front porch, and dormer windows, establishing a serene presence on its 0.26-acre lot in Lago Vista, TX. A wide concrete driveway leads to the attached garage, framed by mature oak trees. Inside the single-story layout, hardwood-style porcelain tile flooring flows beneath high tray ceilings with modern fixtures and recessed lighting. The living room serves as a central gathering space anchored by a decorative gas fireplace, while an open floor plan connects it directly to the stunning kitchen. Culinary enthusiasts will appreciate the kitchen island, breakfast bar, white-and-gold-toned quartz countertops, and stainless steel appliances, including a gas cooktop, oven, and a modern range hood. The private quarters consist of three bedrooms and two full bathrooms, including a primary bathroom featuring a double vanity with vessel sinks, a soaking tub, and a walk-in shower lined with porcelain tile. The home's bathrooms are equipped with dual-flush elongated toilets and modern plumbing fixtures. A dedicated laundry room inside the home provides functional cabinetry, a utility sink, and modern tile flooring. Outdoor living is highlighted by a covered rear concrete patio with a wood-paneled ceiling and recessed lighting, offering a comfortable space for entertaining or enjoying Lago Vista sunsets. The private, wood-fenced backyard features a garden, flagstone pathways, and an 8x10 wood-sided shed added for extra storage or a home office space. This meticulously crafted custom property offers a unique living experience in the Lago Vista area. Schedule a tour to experience the property's design details and serene outdoor settings firsthand.
Financial Info
- Price
- $375,000
- $ / Sqft
- $240
- HOA
- Yes - Mandatory / $240 / Annually
- HOA Name
- Lago Vista POA
- Tax Rate
- 2.1307%
- Est. Taxes
- $5,576
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 20602 Oak RDG
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Lago Vista Country Club Estate
- Legal Description
- LOT 551 LAGO VISTA COUNTRY CLUB ESTATES SEC 4
- Parcel
- 01728010220000
Interior Features
- Floor
- Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Kitchen Island
- Appliances
- See Remarks, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Range, Microwave, Range, Free-Standing Gas Range, RNGHD, Refrigerator, Free-Standing Refrigerator, Stainless Steel Appliance(s)
- Laundry
- See Remarks, Inside, Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Gas, Living Room, Propane
- Interior Features
- See Remarks, Breakfast Bar, Ceiling Fan(s), Tray Ceiling(s), Chandelier, Quartz Counters, Double Vanity, Kitchen Island, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Walk-In Closet(s), None, Blinds
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2022 / Resale
- Square Feet
- 1,564 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Concrete, Driveway, Garage, Garage Faces Front
- Foundation
- Concrete Perimeter
- Roof
- Shingle
- Construction
- See Remarks, Board & Batten Siding, Vertical Siding, Wood Siding, Stone, Stone Veneer
- Acres
- 0.26
- Lot Description
- Back Yard, Front Yard, Gentle Sloping, Landscaped, Native Plants, Near Golf Course, Sloped Down, Trees-Moderate
- Restrictions
- Covenant, Zoning
- Flood Plain
- No
- View
- Neighborhood, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Internet-Cable, Propane, Sewer Connected, Water Connected
- Heat
- Electric
- A C
- Ceiling Fan(s), Central Air, Electric
Exterior Features
- Fence
- Fenced
- Exterior Features
- Garden, Permeable Paving, Private Yard, See Remarks, Covered, Front Porch, Patio, Porch, Rear Porch
- Pool On Property
- No
- Area Amenities
- Golf, Lake, Park, Pet Amenities, Picnic Area, Planned Social Activities, Playground, Pool, Sport Court(s)/Facility
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 21, 2026 | Price Decrease | $375,000−$19,000 (−4.8%) | −$19,000 (−4.8%) |
| Oct 9, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,674 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,674
- Principal & interest
- $1,896
- Property taxes
- $465
- Homeowners insurance
- $313
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $300,000 | $3,353 | $19,401 | $296,647 | |
| 2 | $296,647 | $3,578 | $19,177 | $293,069 | |
| 3 | $293,069 | $3,817 | $18,937 | $289,252 | |
| 4 | $289,252 | $4,073 | $18,681 | $285,179 | |
| 5 | $285,179 | $4,346 | $18,409 | $280,833 | |
| 6 | $280,833 | $4,637 | $18,118 | $276,196 | |
| 7 | $276,196 | $4,947 | $17,807 | $271,249 | |
| 8 | $271,249 | $5,279 | $17,476 | $265,970 | |
| 9 | $265,970 | $5,632 | $17,122 | $260,338 | |
| 10 | $260,338 | $6,009 | $16,745 | $254,328 |
- Year 1$296,647
- Principal paid
- $3,353
- Interest paid
- $19,401
- Starting balance
- $300,000
- Year 2$293,069
- Principal paid
- $3,578
- Interest paid
- $19,177
- Starting balance
- $296,647
- Year 3$289,252
- Principal paid
- $3,817
- Interest paid
- $18,937
- Starting balance
- $293,069
- Year 4$285,179
- Principal paid
- $4,073
- Interest paid
- $18,681
- Starting balance
- $289,252
- Year 5$280,833
- Principal paid
- $4,346
- Interest paid
- $18,409
- Starting balance
- $285,179
- Year 6$276,196
- Principal paid
- $4,637
- Interest paid
- $18,118
- Starting balance
- $280,833
- Year 7$271,249
- Principal paid
- $4,947
- Interest paid
- $17,807
- Starting balance
- $276,196
- Year 8$265,970
- Principal paid
- $5,279
- Interest paid
- $17,476
- Starting balance
- $271,249
- Year 9$260,338
- Principal paid
- $5,632
- Interest paid
- $17,122
- Starting balance
- $265,970
- Year 10$254,328
- Principal paid
- $6,009
- Interest paid
- $16,745
- Starting balance
- $260,338
Nearby
Courtesy of LPT Realty, LLC · (877) 366-2213
Listings courtesy of ACTRIS as distributed by MLS GRID.