20604 Dawn DR, Lago Vista TX 78645
Lago Vista, TX 78645 · Lago Vista Sec 02
Single Family Residence for sale in Lago Vista Sec 02
Overview
Property Description
Big Potential. Small Price. Lake Travis Lifestyle. $199,000! Opportunity is knocking in Lago Vista!! Looking for an affordable entry into the Lago Vista housing market or your next investment project? Bring your imagination, your contractor, and your vision to this 3-bedroom, 1-bath brick home offering approximately 1,100 square feet and plenty of potential! Built in 1986, this home is ready for a major renovation, offering an opportunity to transform it into something special. Features include a relatively newer HVAC system, covered front porch, and large, fully fenced yard. The home needs extensive interior work, including flooring repairs, and possibly removal of accumulated belongings and debris. The screened-in back porch may also need replacement or removal. This is a substantial renovation project, not a cosmetic fixer-upper! But there's more to this opportunity than the house itself! Ownership includes membership in the Lago Vista Property Owners Association, currently just $240 per year, with access to private Lake Travis waterfront parks, boat ramps, picnic areas, swimming pool, fitness centers, campground, fishing well, clubhouse, and more! Located on a main road in the heart of Lago Vista, the property is convenient to the elementary school, library, City Hall, and other community amenities. Two private waterfront parks and a marina are within approximately two miles. Enjoy a front-row view of Lago Vista's annual Fourth of July parade and easy access to the community Christmas tree lighting festivities! The house needs work, but the location, amenities, and possibilities make this one worth a look! Whether you're an investor or a buyer ready to create a home of your own, come see the potential for yourself! Property requires extensive renovation and is being offered in its present condition. Buyers are encouraged to conduct their own inspections and independently evaluate structural condition, renovation requirements, and costs.
Financial Info
- Price
- $199,000
- $ / Sqft
- $178
- HOA
- Yes - Mandatory / $240 / Annually
- HOA Name
- Lago Vista POA
- HOA Includes
- See Remarks, Common Area Maintenance
- Tax Rate
- 2.13%
- Est. Taxes
- $5,557
- Tax Year
- 2026
- Exemptions
- Homestead, Over 65
Legal Info
- Address
- 20604 Dawn DR
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Lago Vista Sec 02
- Legal Description
- LOT 47 BLK D LAGO VISTA SEC 2
- Parcel
- 01747807030000
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Electric Range, Refrigerator
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), Electric Dryer Hookup, Interior Steps, Primary Bedroom on Main, Washer Hookup, None, Blinds
General Info
- Beds
- 3 Total / 2 Main Level / 1 Other Level
- Full / Half Baths
- 1 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1986 / See Remarks
- Square Feet
- 1,116 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Garage, Garage Faces Front
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Brick, Vinyl Siding
- Acres
- 0.27
- Lot Description
- Back Yard, City Lot, Front Yard, Level, Public Maintained Road, Trees-Large (Over 40 Ft), Trees-Moderate
- Restrictions
- City Restrictions, Zoning
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central, Electric
- A C
- Central Air, Electric, Wall/Window Unit(s)
Exterior Features
- Fence
- Back Yard, Chain Link, Wood
- Exterior Features
- Exterior Steps, Gutters Partial, Private Yard, See Remarks, Covered, Deck, Enclosed, Rear Porch
- Pool On Property
- No
- Area Amenities
- See Remarks, Clubhouse, Fishing, Fitness Center, General Aircraft Airport, Golf, High Speed Internet, Lake, Library, Park, Picnic Area, Playground, Pool, Sport Court(s)/Facility, Street Lights, Tennis Court(s)
Price history
No price or status changes recorded yet.
Taxes
TCAD account 177758
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| CITY OF LAGO VISTA | 0.420000 | $208,647 | $876.32 |
| LAGO VISTA ISDTax ceiling applied | 1.016900 | $8,647 | $0.00 |
| TRAVIS CO ESD NO 1 | 0.100000 | $260,809 | $260.81 |
| TRAVIS CO ESD NO 7 | 0.099967 | $260,809 | $260.72 |
| TRAVIS COUNTY | 0.375845 | $63,378 | $238.20 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $11,647 | $13.75 |
| Ordinary property tax estimate | 2.130735 | $1,649.80 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | — | 2.130735 | $1,450.67 |
| 2024 | — | 2.083414 | $1,234.29 |
| 2023 | — | 2.022647 | $1,098.90 |
| 2022 | — | 2.208223 | $1,532.95 |
| 2021 | — | 2.478179 | $1,712.99 |
| 2020 | — | 2.535765 | $1,918.03 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,635 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,635
- Principal & interest
- $1,006
- Property taxes
- $463
- Homeowners insurance
- $166
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $159,200 | $1,779 | $10,296 | $157,421 | |
| 2 | $157,421 | $1,899 | $10,176 | $155,522 | |
| 3 | $155,522 | $2,026 | $10,049 | $153,496 | |
| 4 | $153,496 | $2,161 | $9,914 | $151,335 | |
| 5 | $151,335 | $2,306 | $9,769 | $149,029 | |
| 6 | $149,029 | $2,461 | $9,614 | $146,568 | |
| 7 | $146,568 | $2,625 | $9,450 | $143,943 | |
| 8 | $143,943 | $2,801 | $9,274 | $141,141 | |
| 9 | $141,141 | $2,989 | $9,086 | $138,153 | |
| 10 | $138,153 | $3,189 | $8,886 | $134,964 |
- Year 1$157,421
- Principal paid
- $1,779
- Interest paid
- $10,296
- Starting balance
- $159,200
- Year 2$155,522
- Principal paid
- $1,899
- Interest paid
- $10,176
- Starting balance
- $157,421
- Year 3$153,496
- Principal paid
- $2,026
- Interest paid
- $10,049
- Starting balance
- $155,522
- Year 4$151,335
- Principal paid
- $2,161
- Interest paid
- $9,914
- Starting balance
- $153,496
- Year 5$149,029
- Principal paid
- $2,306
- Interest paid
- $9,769
- Starting balance
- $151,335
- Year 6$146,568
- Principal paid
- $2,461
- Interest paid
- $9,614
- Starting balance
- $149,029
- Year 7$143,943
- Principal paid
- $2,625
- Interest paid
- $9,450
- Starting balance
- $146,568
- Year 8$141,141
- Principal paid
- $2,801
- Interest paid
- $9,274
- Starting balance
- $143,943
- Year 9$138,153
- Principal paid
- $2,989
- Interest paid
- $9,086
- Starting balance
- $141,141
- Year 10$134,964
- Principal paid
- $3,189
- Interest paid
- $8,886
- Starting balance
- $138,153
Nearby
Courtesy of Keller Williams Realty · (512) 346-3550
Listings courtesy of ACTRIS as distributed by MLS GRID.