20605 National DR, Lago Vista TX 78645
Lago Vista, TX 78645 · Lago Vista Country Club Estate
Single Family Residence for sale in Lago Vista Country Club Estate
Overview
Property Description
This 4-bedroom, 2-bathroom home features a bright, open floor plan along with a flex room suitable for a dining area or a den. The primary suite includes an ensuite bathroom and a large closet. Recent updates include engineered hardwood flooring throughout, solid surface countertops, an updated stainless steel appliance package, a reverse osmosis (RO) water system and blown-in attic insulation. The home sits on a level, fully fenced 0.28-acre lot featuring an extended back patio and established garden beds. There is an attached garage and large driveway that provides ample space for boat or RV parking. Residents belong to the Lago Vista Property Owners Association (LVPOA), which grants access to 9 private waterfront parks, 4 boat ramps, 2 private gyms, 5 playgrounds, a fishing well, a golf course, tennis and pickleball courts, and a community pool.
Financial Info
- Price
- $348,000
- $ / Sqft
- $184
- HOA
- Yes - Mandatory / $240 / Annually
- HOA Name
- Lago Vista POA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.4%
- Est. Taxes
- $4,767
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 20605 National DR
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Lago Vista Country Club Estate
- Legal Description
- LOT 2864 LAGO VISTA COUNTRY CLUB ESTATES SEC 10
- Parcel
- 01688309110000
Interior Features
- Floor
- No Carpet, Tile, Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Pantry
- Appliances
- Dishwasher, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Microwave, Free-Standing Electric Oven, Stainless Steel Appliance(s), Electric Water Heater, WaterPurifier
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room, Wood Burning
- Interior Features
- Ceiling Fan(s), Double Vanity, Electric Dryer Hookup, High Speed Internet, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Storage, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), Aluminum Frames, Screens, Vinyl Windows
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2001 / Resale
- Square Feet
- 1,890 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Concrete, Garage, Garage Door Opener, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Brick, Frame, HardiPlank Type, Blown-In Insulation, Plaster
- Acres
- 0.28
- Lot Description
- Back Yard
- Restrictions
- City Restrictions, Covenant, Deed Restrictions
- Flood Plain
- No
- View
- Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Above Ground, Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central, Electric, Forced Air
- A C
- Central Air, Electric
Exterior Features
- Fence
- Back Yard, Fenced, Full, Wood
- Exterior Features
- Garden, Gutters Partial, Lighting, Private Entrance, Private Yard, Front Porch, Patio
- Pool On Property
- No
- Area Amenities
- Common Grounds, Fitness Center, Golf, High Speed Internet, Lake, Library, Park, Picnic Area, Playground, Pool, Sport Court(s)/Facility, Tennis Court(s)
Rooms
Main level
- Kitchen
- Dining Room
- Bedroom
- Laundry
- Living Room
- Primary Bathroom
- Bathroom
- Bedroom
- Primary Bedroom
- Bedroom
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 31, 2026 | New Listing | — |
Taxes
TCAD account 173484
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| CITY OF LAGO VISTA | 0.420000 | $272,051 | $1,142.61 |
| LAGO VISTA ISD | 1.016900 | $132,051 | $1,342.83 |
| TRAVIS CO ESD NO 1 | 0.100000 | $340,064 | $340.06 |
| TRAVIS CO ESD NO 7 | 0.099967 | $340,064 | $339.95 |
| TRAVIS COUNTY | 0.375845 | $272,051 | $1,022.49 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $272,051 | $321.08 |
| Ordinary property tax estimate | 2.130735 | $4,509.02 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | — | 2.130735 | $4,766.59 |
| 2024 | — | 2.083414 | $5,007.94 |
| 2023 | — | 2.022647 | $5,651.31 |
| 2022 | — | 2.208223 | $6,790.38 |
| 2021 | — | 2.478179 | $5,281.69 |
| 2020 | — | 2.535765 | $5,104.09 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,447 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,447
- Principal & interest
- $1,760
- Property taxes
- $397
- Homeowners insurance
- $290
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $278,400 | $3,112 | $18,004 | $275,288 | |
| 2 | $275,288 | $3,320 | $17,796 | $271,968 | |
| 3 | $271,968 | $3,543 | $17,574 | $268,426 | |
| 4 | $268,426 | $3,780 | $17,336 | $264,646 | |
| 5 | $264,646 | $4,033 | $17,083 | $260,613 | |
| 6 | $260,613 | $4,303 | $16,813 | $256,310 | |
| 7 | $256,310 | $4,591 | $16,525 | $251,719 | |
| 8 | $251,719 | $4,899 | $16,217 | $246,820 | |
| 9 | $246,820 | $5,227 | $15,889 | $241,593 | |
| 10 | $241,593 | $5,577 | $15,539 | $236,017 |
- Year 1$275,288
- Principal paid
- $3,112
- Interest paid
- $18,004
- Starting balance
- $278,400
- Year 2$271,968
- Principal paid
- $3,320
- Interest paid
- $17,796
- Starting balance
- $275,288
- Year 3$268,426
- Principal paid
- $3,543
- Interest paid
- $17,574
- Starting balance
- $271,968
- Year 4$264,646
- Principal paid
- $3,780
- Interest paid
- $17,336
- Starting balance
- $268,426
- Year 5$260,613
- Principal paid
- $4,033
- Interest paid
- $17,083
- Starting balance
- $264,646
- Year 6$256,310
- Principal paid
- $4,303
- Interest paid
- $16,813
- Starting balance
- $260,613
- Year 7$251,719
- Principal paid
- $4,591
- Interest paid
- $16,525
- Starting balance
- $256,310
- Year 8$246,820
- Principal paid
- $4,899
- Interest paid
- $16,217
- Starting balance
- $251,719
- Year 9$241,593
- Principal paid
- $5,227
- Interest paid
- $15,889
- Starting balance
- $246,820
- Year 10$236,017
- Principal paid
- $5,577
- Interest paid
- $15,539
- Starting balance
- $241,593
Nearby
Courtesy of Beycome Brokerage Realty LLC · (804) 656-5007
Listings courtesy of ACTRIS as distributed by MLS GRID.