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ActiveMLS #8393735

20712 Camel Back ST, Lago Vista TX 78645

Lago Vista, TX 78645 · Lago Vista Country Club Estate

Single Family Residence for sale in Lago Vista Country Club Estate

5Bedrooms
3Bathrooms
2,605Square Ft
0.28Acres
0Garage
1999Year Built
1 / 40
$675,000

Overview

Property Description

Nestled near Lake Travis and just 45 minutes from Downtown Austin, this inviting 5-bedroom, 3-bath home offers the perfect blend of comfort, nature, and convenience. Thoughtfully decorated with original artwork created by the owner, the home features 8 beds and comfortably accommodates up to 16 guests. With immediate cash-flow potential and strong long-term upside, this property offers an exceptional investment opportunity or the perfect combination of income-producing property and your own private Lago Vista retreat.

Financial Info
Price
$675,000
$ / Sqft
$259
HOA
Yes - Mandatory / $150 / Annually
HOA Name
Lago Vista POA
HOA Includes
See Remarks
Tax Rate
2.1307%
Est. Taxes
$9,064.44
Tax Year
2026
Exemptions
None
Legal Info
Address
20712 Camel Back ST
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Lago Vista Country Club Estate
Legal Description
LOT 595 LAGO VISTA COUNTRY CLUB ESTATES SEC 4
Parcel
01728007380000
Interior Features
Floor
Tile, Vinyl, Wood
Num Living
1
Dining
1
Kitchen
Granite Counters, Eat-in Kitchen, Pantry
Appliances
Dishwasher, Disposal, Microwave, Electric Oven, Free-Standing Electric Range, Refrigerator, Stainless Steel Appliance(s)
Laundry
In Kitchen, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room, Wood Burning
Interior Features
Ceiling Fan(s), Vaulted Ceiling(s), Chandelier, Granite Counters, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Pantry, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), Blinds
General Info
Beds
5 Total / 5 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1999 / Resale
Square Feet
2,605 / Public Records
Garage Desc
Driveway
Foundation
Slab
Roof
Composition
Construction
Masonry – All Sides
Acres
0.28
Lot Description
Near Golf Course, Trees-Heavy, Views
Restrictions
City Restrictions
Flood Plain
No
View
Hill Country, Lake, Trees/Woods
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Above Ground, Electricity Connected, Sewer Connected, Water Connected
Heat
Central, Electric, Fireplace(s)
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Partial
Exterior Features
Lighting, Covered, Deck
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Clubhouse, Fishing, Fitness Center, Golf, Lake, Park, Picnic Area, Playground, Pool, Tennis Court(s)

Price history

Days on market
$675,000
List price
0
Price reductions
Active
Since Oct 26, 2026
Property history1 event
DateEventPriceChange
Oct 26, 2026New Listing

Taxes

2026 Estimated Property Taxes

No safe current-year residential account match is available.

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $675,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,731 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,731

Principal & interest
$3,413
Property taxes
$755
Homeowners insurance
$563

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$540,000$6,036$34,922$533,964
2$533,964$6,440$34,518$527,524
3$527,524$6,871$34,087$520,653
4$520,653$7,331$33,627$513,322
5$513,322$7,822$33,136$505,499
6$505,499$8,346$32,612$497,153
7$497,153$8,905$32,053$488,248
8$488,248$9,502$31,456$478,746
9$478,746$10,138$30,820$468,608
10$468,608$10,817$30,141$457,791
  • Year 1$533,964
    Principal paid
    $6,036
    Interest paid
    $34,922
    Starting balance
    $540,000
  • Year 2$527,524
    Principal paid
    $6,440
    Interest paid
    $34,518
    Starting balance
    $533,964
  • Year 3$520,653
    Principal paid
    $6,871
    Interest paid
    $34,087
    Starting balance
    $527,524
  • Year 4$513,322
    Principal paid
    $7,331
    Interest paid
    $33,627
    Starting balance
    $520,653
  • Year 5$505,499
    Principal paid
    $7,822
    Interest paid
    $33,136
    Starting balance
    $513,322
  • Year 6$497,153
    Principal paid
    $8,346
    Interest paid
    $32,612
    Starting balance
    $505,499
  • Year 7$488,248
    Principal paid
    $8,905
    Interest paid
    $32,053
    Starting balance
    $497,153
  • Year 8$478,746
    Principal paid
    $9,502
    Interest paid
    $31,456
    Starting balance
    $488,248
  • Year 9$468,608
    Principal paid
    $10,138
    Interest paid
    $30,820
    Starting balance
    $478,746
  • Year 10$457,791
    Principal paid
    $10,817
    Interest paid
    $30,141
    Starting balance
    $468,608
First 10 of 30 years

Nearby

Courtesy of eXp Realty, LLC · (888) 519-7431

Listings courtesy of ACTRIS as distributed by MLS GRID.