20803 McKinley CV, Lago Vista TX 78645
Lago Vista, TX 78645 · Highland Lake Estates Sec 15
Single Family Residence for sale in Highland Lake Estates Sec 15
Overview
Property Description
Beautiful Lake Travis and Hill Country views take center stage at this 3-bedroom, 2-bath home tucked away on a quiet cul-de-sac in Highland Lake Estates! Perched high above the lake with no neighbors behind, the property offers wonderful privacy, gorgeous sunsets, mature trees, and frequent visits from local wildlife. Filled with natural light, the home features an oversized primary suite with ensuite bath, cozy wood-burning fireplace, kitchen skylights, dedicated dining room, breakfast nook, and two covered porches perfect for relaxing or entertaining while taking in the views. Recent updates include NEW HVAC (2022), NEW WATER HEATER (2021), NEW GARBAGE DISPOSAL (2022), WiFi-enabled NEW GARAGE DOOR OPENER with integrated camera (2025), and NEW OHLER KITCHEN FAUCET (2026) + A WATER SOFTENER is also included. Want even more space and privacy? The adjoining buildable lot (MLS #3633122) is also available, creating a combined property of more than half an acre with plenty of possibilities for additional outdoor space or future building. Residents also enjoy access to LVPOA waterfront parks, boat ramps, marina, pool, fitness center, sports courts, trails, and more. Come see the views for yourself. They're even better in person!
Financial Info
- Price
- $450,000
- $ / Sqft
- $221
- HOA
- Yes - Mandatory / $240 / Annually
- HOA Name
- LVPOA (Lago Vista Property Owners Association)
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.139%
- Est. Taxes
- $7,664
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 20803 McKinley CV
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Highland Lake Estates Sec 15
- Legal Description
- LOT 15165 HIGHLAND LAKE ESTATES SEC 15 & ABS 2534 SUR 36 CANTWELL J ACR .036
- Parcel
- 01648612150000
Interior Features
- Floor
- Vinyl, Wood
- Num Living
- 1
- Dining
- 2
- Kitchen
- Granite Counters
- Appliances
- Dishwasher, Microwave, Free-Standing Electric Range, Self Cleaning Oven, Electric Water Heater
- Laundry
- Main Level
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room, Stone, Wood Burning
- Interior Features
- Ceiling Fan(s), Vaulted Ceiling(s), Granite Counters, Crown Molding, French Doors, In-Law Floorplan, Primary Bedroom on Main, Walk-In Closet(s), Prewired, Smoke Detector(s), Window Treatments
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2000 / Resale
- Square Feet
- 2,038 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Garage Door Opener, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Masonry – All Sides, Stone
- Acres
- 0.26
- Lot Description
- Cul-De-Sac, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Many Trees, Trees-Medium (20 Ft - 40 Ft), Xeriscape
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- Hill Country, Lake, Panoramic, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Phone Available, Underground Utilities
- Heat
- Central, Electric
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Privacy, Wood
- Exterior Features
- Gutters Full, Covered, Deck, Patio
- Pool On Property
- No
- Area Amenities
- Clubhouse, Fitness Center, Golf, Park, Playground, Pool
Rooms
Main level
- Kitchen
- Living Room
- Bathroom
- Primary Bedroom
- Bedroom
- Dining Room
- Bathroom
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 5, 2026 | Active Under Contract | — | |
| Aug 28, 2026 | Price Decrease | $450,000−$19,000 (−4.1%) | −$19,000 (−4.1%) |
| Aug 22, 2026 | Price Decrease | $469,000−$6,000 (−1.3%) | −$6,000 (−1.3%) |
| Aug 13, 2026 | Price Decrease | $475,000−$14,000 (−2.9%) | −$14,000 (−2.9%) |
| Aug 5, 2026 | Price Decrease | $489,000−$10,000 (−2%) | −$10,000 (−2%) |
| Aug 5, 2026 | Price Increase | $499,000+$50,000 (+11.1%) | +$50,000 (+11.1%) |
| Aug 5, 2026 | Price Decrease | $449,000−$50,000 (−10%) | −$50,000 (−10%) |
| Jul 11, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,289 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,289
- Principal & interest
- $2,275
- Property taxes
- $639
- Homeowners insurance
- $375
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $360,000 | $4,024 | $23,282 | $355,976 | |
| 2 | $355,976 | $4,293 | $23,012 | $351,683 | |
| 3 | $351,683 | $4,581 | $22,725 | $347,102 | |
| 4 | $347,102 | $4,888 | $22,418 | $342,214 | |
| 5 | $342,214 | $5,215 | $22,090 | $337,000 | |
| 6 | $337,000 | $5,564 | $21,741 | $331,435 | |
| 7 | $331,435 | $5,937 | $21,368 | $325,498 | |
| 8 | $325,498 | $6,334 | $20,971 | $319,164 | |
| 9 | $319,164 | $6,759 | $20,547 | $312,405 | |
| 10 | $312,405 | $7,211 | $20,094 | $305,194 |
- Year 1$355,976
- Principal paid
- $4,024
- Interest paid
- $23,282
- Starting balance
- $360,000
- Year 2$351,683
- Principal paid
- $4,293
- Interest paid
- $23,012
- Starting balance
- $355,976
- Year 3$347,102
- Principal paid
- $4,581
- Interest paid
- $22,725
- Starting balance
- $351,683
- Year 4$342,214
- Principal paid
- $4,888
- Interest paid
- $22,418
- Starting balance
- $347,102
- Year 5$337,000
- Principal paid
- $5,215
- Interest paid
- $22,090
- Starting balance
- $342,214
- Year 6$331,435
- Principal paid
- $5,564
- Interest paid
- $21,741
- Starting balance
- $337,000
- Year 7$325,498
- Principal paid
- $5,937
- Interest paid
- $21,368
- Starting balance
- $331,435
- Year 8$319,164
- Principal paid
- $6,334
- Interest paid
- $20,971
- Starting balance
- $325,498
- Year 9$312,405
- Principal paid
- $6,759
- Interest paid
- $20,547
- Starting balance
- $319,164
- Year 10$305,194
- Principal paid
- $7,211
- Interest paid
- $20,094
- Starting balance
- $312,405
Nearby
Courtesy of Bramlett Partners · (512) 850-5717
Listings courtesy of ACTRIS as distributed by MLS GRID.