20812 Twisting TRL, Lago Vista TX 78645
Lago Vista, TX 78645 · Lago Vista
Single Family Residence for sale in Lago Vista
Overview
Property Description
Motivated seller - make an offer! The lowest-priced of this floor plan on the market, with the lowest price per square foot among comparable newer homes in this size range. Incredible value! Flexible financing available, including 0% down options for qualified buyers! This 3-bedroom + flex home sits on over 1/4 acre and stands out with abundant natural light and upgrades throughout, including an electric fireplace with mantle, laundry room and garage built-ins, plus more. Ownership includes access to an incredible lineup of Lago Vista POA amenities, including private Lake Travis waterfront parks, boat ramps, marina access, pools, fitness centers, tennis, pickleball, basketball, playgrounds, disc golf, rentable facilities for private events, campground access, and the community’s 24/7 fishing well. Enjoy all the POA amenities without an HOA governing your home or property. The POA manages the amenities - not your home - so you get the perks without the HOA restrictions! Lago Vista also takes an organic-first approach to maintaining city-managed spaces, working with the nonprofit Non-Toxic Neighborhoods through its Integrated Pest Management program to prioritize organic and lower-toxicity methods while minimizing chemical use throughout the community.
Financial Info
- Price
- $335,000
- $ / Sqft
- $185
- HOA
- Yes - Mandatory / $240 / Annually
- HOA Name
- Lago Vista POA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.130735%
- Est. Taxes
- $4,425.17
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 20812 Twisting TRL
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Lago Vista
- Legal Description
- LOT 2832 LAGO VISTA COUNTRY CLUB ESTATES SEC 10
- Parcel
- 20812 Twisting Trail
Interior Features
- Floor
- Carpet, Slate, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Pantry
- Appliances
- Dishwasher, Disposal, Oven, Free-Standing Range
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Ceiling Fan(s), High Ceilings, Double Vanity, Entrance Foyer, Pantry, Recessed Lighting, Study/Home Office, Walk-In Closet(s), Smoke Detector(s), Double Pane Windows
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2020 / Resale
- Square Feet
- 1,813 / Public Records
- Garages
- 2
- Garage Desc
- Garage
- Foundation
- Slab
- Roof
- Composition
- Construction
- Frame, HardiPlank Type, Stone
- Acres
- 0.28
- Lot Description
- Sprinkler - Automatic
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- None
- Exterior Features
- See Remarks, Covered, Patio, Porch
- Pool On Property
- No
- Area Amenities
- Airport/Runway, BBQ Pit/Grill, Controlled Access, Fishing, Fitness Center, Golf, Lake, Library, Park, Picnic Area, Planned Social Activities, Playground, Pool, Restaurant, Sport Court(s)/Facility, Tennis Court(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 10, 2026 | Active Under Contract | — | |
| Sep 8, 2026 | Price Decrease | $335,000−$1,500 (−0.4%) | −$1,500 (−0.4%) |
| Aug 26, 2026 | Price Decrease | $336,500−$7,500 (−2.2%) | −$7,500 (−2.2%) |
| Jul 28, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,342 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,342
- Principal & interest
- $1,694
- Property taxes
- $369
- Homeowners insurance
- $279
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $268,000 | $2,996 | $17,332 | $265,004 | |
| 2 | $265,004 | $3,196 | $17,131 | $261,808 | |
| 3 | $261,808 | $3,410 | $16,917 | $258,398 | |
| 4 | $258,398 | $3,639 | $16,689 | $254,760 | |
| 5 | $254,760 | $3,882 | $16,445 | $250,877 | |
| 6 | $250,877 | $4,142 | $16,185 | $246,735 | |
| 7 | $246,735 | $4,420 | $15,908 | $242,316 | |
| 8 | $242,316 | $4,716 | $15,612 | $237,600 | |
| 9 | $237,600 | $5,031 | $15,296 | $232,568 | |
| 10 | $232,568 | $5,368 | $14,959 | $227,200 |
- Year 1$265,004
- Principal paid
- $2,996
- Interest paid
- $17,332
- Starting balance
- $268,000
- Year 2$261,808
- Principal paid
- $3,196
- Interest paid
- $17,131
- Starting balance
- $265,004
- Year 3$258,398
- Principal paid
- $3,410
- Interest paid
- $16,917
- Starting balance
- $261,808
- Year 4$254,760
- Principal paid
- $3,639
- Interest paid
- $16,689
- Starting balance
- $258,398
- Year 5$250,877
- Principal paid
- $3,882
- Interest paid
- $16,445
- Starting balance
- $254,760
- Year 6$246,735
- Principal paid
- $4,142
- Interest paid
- $16,185
- Starting balance
- $250,877
- Year 7$242,316
- Principal paid
- $4,420
- Interest paid
- $15,908
- Starting balance
- $246,735
- Year 8$237,600
- Principal paid
- $4,716
- Interest paid
- $15,612
- Starting balance
- $242,316
- Year 9$232,568
- Principal paid
- $5,031
- Interest paid
- $15,296
- Starting balance
- $237,600
- Year 10$227,200
- Principal paid
- $5,368
- Interest paid
- $14,959
- Starting balance
- $232,568
Nearby
Courtesy of Vistas Real Estate · (210) 501-5435
Listings courtesy of ACTRIS as distributed by MLS GRID.