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ActiveMLS #8399860

20911 Waterside DR # 9, Lago Vista TX 78645

Lago Vista, TX 78645 · Waterside Oaks Condo Amd

Condominium for sale in Waterside Oaks Condo Amd

3Bedrooms
3 full / 1 halfBathrooms
1,942Square Ft
0.18Acres
2Garage
2002Year Built
1 / 27
$449,000

Overview

Property Description

Tucked inside the gated, lake-access community of Waterside Oaks, this beautiful waterfront end-unit condo offers added privacy with no adjoining neighbor on one side and puts you right in the heart of Lake Travis living. Featuring 3 bedrooms, 3.5 bathrooms, fresh interior paint, and brand-new carpet, this home combines comfort and style. The lake views set the scene, while the open-concept floor plan and abundant natural light create an airy, welcoming atmosphere. Upper and lower balcony decks provide the perfect place to relax and take in the lake views, which are protected from future obstruction by deed restrictions. The lower level features two spacious bedrooms, each with its own private en-suite bathroom and direct access to the covered balcony. The primary bathroom has a spacious quartz countertop. Upstairs, the oversized bedroom offers a full bath and a walk-in closet. A full-size two-car garage, along with additional parking in front of the home, provides plenty of space for residents and guests. Whether you're searching for a full-time residence, a weekend getaway, or an investment opportunity, this property offers everything you need to embrace the lake lifestyle. If used as a rental property, the community requires a minimum lease term of 90 days. Waterside Oaks owners enjoy exclusive access to a private community pool overlooking the lake, just a short walk from the shoreline, as well as a private boat ramp. In addition, a mandatory annual Lago Vista Property Owners Association (LVPOA) fee of $240 provides access to many amenities, including multiple waterfront parks, additional boat ramps, a marina, swimming pool, tennis courts, a fishing well, two fitness centers, playgrounds, campgrounds, and more!

Financial Info
Price
$449,000
$ / Sqft
$231
HOA
Yes - Mandatory / $400 / Monthly
HOA Name
WATERSIDE OAKS
HOA Includes
Common Area Maintenance, Insurance, Maintenance Structure
Tax Rate
2.1307%
Est. Taxes
$9,418
Tax Year
2025
Exemptions
None
Legal Info
Address
20911 Waterside DR # 9
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Waterside Oaks Condo Amd
Legal Description
UNT 9 WATERSIDE OAKS CONDOMINIUM AMENDED PLUS 2.3255 % INT IN COM AREA
Parcel
01608804100000
Interior Features
Floor
Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Pantry
Appliances
Dishwasher, Disposal, Microwave, Free-Standing Range
Laundry
Laundry Room
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
No
Fireplace Description
None
Interior Features
Breakfast Bar, Ceiling Fan(s), Granite Counters, Crown Molding, Double Vanity, Interior Steps, Pantry, Walk-In Closet(s), Smoke Detector(s), Blinds, Double Pane Windows
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
2002 / Resale
Square Feet
1,942 / Public Records
Garages
2
Garage Desc
Attached
Foundation
Slab
Roof
Composition
Construction
Frame, Stone
Acres
0.18
Lot Description
Back to Park/Greenbelt, Private Maintained Road, Sprinkler - Automatic, Trees-Large (Over 40 Ft), Trees-Medium (20 Ft - 40 Ft)
Restrictions
City Restrictions, Covenant, Deed Restrictions
Flood Plain
Partial
View
Lake, Park/Greenbelt
Water Access
Yes
Waterfront
Yes
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Natural Gas Not Available, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Balcony, Gutters Partial, Deck
Pool On Property
Yes
Area Amenities
Fitness Center, General Aircraft Airport, Golf, Lake, Park, Pool, Sport Court(s)/Facility, Tennis Court(s), Underground Utilities

Price history

Members only
Days on market
$449,000
List price
0
Price reductions
Active
Since Jul 28, 2026
Property history1 event
DateEventPriceChange
Jul 28, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $449,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,429 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,429

Principal & interest
$2,270
Property taxes
$785
Homeowners insurance
$374

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$359,200$4,015$23,230$355,185
2$355,185$4,284$22,961$350,901
3$350,901$4,571$22,674$346,331
4$346,331$4,877$22,368$341,454
5$341,454$5,203$22,041$336,251
6$336,251$5,552$21,693$330,699
7$330,699$5,924$21,321$324,775
8$324,775$6,320$20,924$318,455
9$318,455$6,744$20,501$311,711
10$311,711$7,195$20,049$304,516
  • Year 1$355,185
    Principal paid
    $4,015
    Interest paid
    $23,230
    Starting balance
    $359,200
  • Year 2$350,901
    Principal paid
    $4,284
    Interest paid
    $22,961
    Starting balance
    $355,185
  • Year 3$346,331
    Principal paid
    $4,571
    Interest paid
    $22,674
    Starting balance
    $350,901
  • Year 4$341,454
    Principal paid
    $4,877
    Interest paid
    $22,368
    Starting balance
    $346,331
  • Year 5$336,251
    Principal paid
    $5,203
    Interest paid
    $22,041
    Starting balance
    $341,454
  • Year 6$330,699
    Principal paid
    $5,552
    Interest paid
    $21,693
    Starting balance
    $336,251
  • Year 7$324,775
    Principal paid
    $5,924
    Interest paid
    $21,321
    Starting balance
    $330,699
  • Year 8$318,455
    Principal paid
    $6,320
    Interest paid
    $20,924
    Starting balance
    $324,775
  • Year 9$311,711
    Principal paid
    $6,744
    Interest paid
    $20,501
    Starting balance
    $318,455
  • Year 10$304,516
    Principal paid
    $7,195
    Interest paid
    $20,049
    Starting balance
    $311,711
First 10 of 30 years

Nearby

Courtesy of RE/MAX Suburbia · (512) 267-8877

Listings courtesy of ACTRIS as distributed by MLS GRID.