20911 Waterside DR # 9, Lago Vista TX 78645
Lago Vista, TX 78645 · Waterside Oaks Condo Amd
Condominium for sale in Waterside Oaks Condo Amd
Overview
Property Description
Tucked inside the gated, lake-access community of Waterside Oaks, this beautiful waterfront end-unit condo offers added privacy with no adjoining neighbor on one side and puts you right in the heart of Lake Travis living. Featuring 3 bedrooms, 3.5 bathrooms, fresh interior paint, and brand-new carpet, this home combines comfort and style. The lake views set the scene, while the open-concept floor plan and abundant natural light create an airy, welcoming atmosphere. Upper and lower balcony decks provide the perfect place to relax and take in the lake views, which are protected from future obstruction by deed restrictions. The lower level features two spacious bedrooms, each with its own private en-suite bathroom and direct access to the covered balcony. The primary bathroom has a spacious quartz countertop. Upstairs, the oversized bedroom offers a full bath and a walk-in closet. A full-size two-car garage, along with additional parking in front of the home, provides plenty of space for residents and guests. Whether you're searching for a full-time residence, a weekend getaway, or an investment opportunity, this property offers everything you need to embrace the lake lifestyle. If used as a rental property, the community requires a minimum lease term of 90 days. Waterside Oaks owners enjoy exclusive access to a private community pool overlooking the lake, just a short walk from the shoreline, as well as a private boat ramp. In addition, a mandatory annual Lago Vista Property Owners Association (LVPOA) fee of $240 provides access to many amenities, including multiple waterfront parks, additional boat ramps, a marina, swimming pool, tennis courts, a fishing well, two fitness centers, playgrounds, campgrounds, and more!
Financial Info
- Price
- $425,000
- $ / Sqft
- $219
- HOA
- Yes - Mandatory / $400 / Monthly
- HOA Name
- WATERSIDE OAKS
- HOA Includes
- Common Area Maintenance, Insurance, Maintenance Structure
- Tax Rate
- 2.1307%
- Est. Taxes
- $9,418
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 20911 Waterside DR # 9
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Waterside Oaks Condo Amd
- Legal Description
- UNT 9 WATERSIDE OAKS CONDOMINIUM AMENDED PLUS 2.3255 % INT IN COM AREA
- Parcel
- 01608804100000
Interior Features
- Floor
- Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters, Pantry
- Appliances
- Dishwasher, Disposal, Microwave, Free-Standing Range
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- No
- Fireplace Description
- None
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Granite Counters, Crown Molding, Double Vanity, Interior Steps, Pantry, Walk-In Closet(s), Smoke Detector(s), Blinds, Double Pane Windows
General Info
- Beds
- 3 Total / 3 Other Level
- Full / Half Baths
- 3 / 1
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 2002 / Resale
- Square Feet
- 1,942 / Public Records
- Garages
- 2
- Garage Desc
- Attached
- Foundation
- Slab
- Roof
- Composition
- Construction
- Frame, Stone
- Acres
- 0.18
- Lot Description
- Back to Park/Greenbelt, Private Maintained Road, Sprinkler - Automatic, Trees-Large (Over 40 Ft), Trees-Medium (20 Ft - 40 Ft)
- Restrictions
- City Restrictions, Covenant, Deed Restrictions
- Flood Plain
- Partial
- View
- Lake, Park/Greenbelt
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Natural Gas Not Available, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- None
- Exterior Features
- Balcony, Gutters Partial, Deck
- Pool On Property
- Yes
- Area Amenities
- Fitness Center, General Aircraft Airport, Golf, Lake, Park, Pool, Sport Court(s)/Facility, Tennis Court(s), Underground Utilities
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 26, 2026 | Price Decrease | $425,000−$24,000 (−5.3%) | −$24,000 (−5.3%) |
| Jul 28, 2026 | New Listing | — |
Taxes
TCAD account 543011
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| CITY OF LAGO VISTA | 0.420000 | $391,799 | $1,645.56 |
| LAGO VISTA ISD | 1.016900 | $391,799 | $3,984.20 |
| TRAVIS CO ESD NO 1 | 0.100000 | $391,799 | $391.80 |
| TRAVIS CO ESD NO 7 | 0.099967 | $391,799 | $391.67 |
| TRAVIS COUNTY | 0.375845 | $391,799 | $1,472.56 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $391,799 | $462.41 |
| Ordinary property tax estimate | 2.130735 | $8,348.20 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
- Owner
- LOPEZ MICHELLE M
- Legal
- UNT 9 WATERSIDE OAKS CONDOMINIUM AMENDED PLUS 2.3255 % INT IN COM AREA
- Geo ID
- prop:543011
- Acreage
- 0.18
- Exemption Type
- None on record
- MLS estimated annual taxes
- $9,418
- MLS tax year
- 2025
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | $441,989 | 2.130735 | $9,417.61 |
| 2024 | — | 2.083414 | $10,056.97 |
| 2023 | — | 2.022647 | $10,359.66 |
| 2022 | — | 2.208223 | $10,253.22 |
| 2021 | — | 2.478179 | $5,844.33 |
| 2020 | — | 2.535765 | $7,147.70 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Source: Travis County
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,288 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,288
- Principal & interest
- $2,149
- Property taxes
- $785
- Homeowners insurance
- $354
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $340,000 | $3,800 | $21,988 | $336,200 | |
| 2 | $336,200 | $4,055 | $21,734 | $332,145 | |
| 3 | $332,145 | $4,326 | $21,462 | $327,819 | |
| 4 | $327,819 | $4,616 | $21,172 | $323,203 | |
| 5 | $323,203 | $4,925 | $20,863 | $318,277 | |
| 6 | $318,277 | $5,255 | $20,533 | $313,022 | |
| 7 | $313,022 | $5,607 | $20,181 | $307,415 | |
| 8 | $307,415 | $5,983 | $19,806 | $301,433 | |
| 9 | $301,433 | $6,383 | $19,405 | $295,050 | |
| 10 | $295,050 | $6,811 | $18,978 | $288,239 |
- Year 1$336,200
- Principal paid
- $3,800
- Interest paid
- $21,988
- Starting balance
- $340,000
- Year 2$332,145
- Principal paid
- $4,055
- Interest paid
- $21,734
- Starting balance
- $336,200
- Year 3$327,819
- Principal paid
- $4,326
- Interest paid
- $21,462
- Starting balance
- $332,145
- Year 4$323,203
- Principal paid
- $4,616
- Interest paid
- $21,172
- Starting balance
- $327,819
- Year 5$318,277
- Principal paid
- $4,925
- Interest paid
- $20,863
- Starting balance
- $323,203
- Year 6$313,022
- Principal paid
- $5,255
- Interest paid
- $20,533
- Starting balance
- $318,277
- Year 7$307,415
- Principal paid
- $5,607
- Interest paid
- $20,181
- Starting balance
- $313,022
- Year 8$301,433
- Principal paid
- $5,983
- Interest paid
- $19,806
- Starting balance
- $307,415
- Year 9$295,050
- Principal paid
- $6,383
- Interest paid
- $19,405
- Starting balance
- $301,433
- Year 10$288,239
- Principal paid
- $6,811
- Interest paid
- $18,978
- Starting balance
- $295,050
Nearby
Courtesy of RE/MAX Suburbia · (512) 267-8877
Listings courtesy of ACTRIS as distributed by MLS GRID.