20923 Oak Dale DR, Lago Vista TX 78645
Lago Vista, TX 78645 · Country Club Estates Sec 09
Single Family Residence for sale in Country Club Estates Sec 09
Overview
Property Description
Opportunity, flexibility, and income potential converge at 20923 Oak Dale Drive. Offering approximately 3,100 total square feet, including a climate-controlled workshop, this Lago Vista property features dual primary suites with ensuite baths, calming lake views, distinctive beamed ceilings, and a screened sunroom overlooking the area’s native wildlife. For investors, a short-term-rental analysis projects approximately $79,000 in annual gross revenue at 60% occupancy. For homeowners and remodelers, the roof-truss design may offer greater flexibility to reconfigure certain interior walls, subject to verification by a qualified engineer and applicable permits. Numerous recent updates and upgrades have been made to major components, providing a strong foundation for the next owner’s vision. Ideal for an STR investment, multigenerational household, second home, or personalized lake-area retreat. STR figures are projections only—not guaranteed income—and are subject to nightly rates, occupancy, operating expenses, market conditions, management, permitting, zoning, deed restrictions, and POA rules. Square footage, structural configuration, improvements, permits, schools, taxes, amenities, and all other information must be independently verified by buyer. Property is offered subject to buyer’s inspections and due diligence. Caveat emptor.
Financial Info
- Price
- $649,000
- $ / Sqft
- $270
- HOA
- Yes - Mandatory / $275 / Annually
- HOA Name
- Lago Vista Property Owners Assoc.
- HOA Includes
- See Remarks
- Tax Rate
- 2.1307%
- Est. Taxes
- $9,818
- Tax Year
- 2026
- Exemptions
- Disability, Homestead, Over 65
Legal Info
- Address
- 20923 Oak Dale DR
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Country Club Estates Sec 09
- Legal Description
- LOT 2298A COUNTRY CLUB ESTATES SEC 9 AMENDED PLAT OF LOTS 2297, 2298&2299
- Parcel
- 01668607240000
Interior Features
- Floor
- Laminate, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Kitchen Island, Pantry
- Appliances
- Built-In Electric Oven, Cooktop, Dishwasher, Disposal, Electric Cooktop, Microwave, Stainless Steel Appliance(s), Electric Water Heater, WaterSoftener, Water Softener Owned
- Laundry
- Laundry Room
- Master Bed
- 2 Primary Baths, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Great Room, Stone, Wood Burning
- Interior Features
- 2 Primary Baths, 2 Primary Suites, Ceiling Fan(s), Beamed Ceilings, High Ceilings, Corain Counters, Electric Dryer Hookup, High Speed Internet, In-Law Floorplan, Kitchen Island, Natural Woodwork, No Interior Steps, Pantry, Primary Bedroom on Main, Smart Thermostat, Study/Home Office, Walk-In Closet(s), Washer Hookup, Closed Circuit Camera(s), Display Window(s), Double Pane Windows
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1974 / Resale
- Square Feet
- 2,404 / Public Records
- Garages
- 2
- Garage Desc
- Additional Parking, Attached, Detached Carport, Garage, Garage Door Opener, Garage Faces Rear, Storage
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Stone
- Acres
- 0.83
- Lot Description
- Landscaped, Level, Sprinkler - Drip Only/Bubblers
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Hill Country, Lake, Panoramic, Trees/Woods, Water
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central, Electric, Fireplace(s)
- A C
- Ceiling Fan(s), Central Air, Electric, Multi Units, Zoned
Exterior Features
- Fence
- Partial, Privacy, Wood
- Exterior Features
- See Remarks, Gutters Full, Private Yard, Covered, Rear Porch, Screened
- Pool On Property
- No
- Area Amenities
- BBQ Pit/Grill, Dog Park, Fishing, Fitness Center, Park, Picnic Area, Pool, Tennis Court(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 20, 2026 | Price Decrease | $649,000−$26,000 (−3.9%) | −$26,000 (−3.9%) |
| Aug 28, 2026 | Back On Market | — | |
| Aug 27, 2026 | Hold | — | |
| Aug 27, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,641 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,641
- Principal & interest
- $3,282
- Property taxes
- $818
- Homeowners insurance
- $541
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $519,200 | $5,803 | $33,577 | $513,397 | |
| 2 | $513,397 | $6,192 | $33,188 | $507,205 | |
| 3 | $507,205 | $6,607 | $32,774 | $500,598 | |
| 4 | $500,598 | $7,049 | $32,331 | $493,549 | |
| 5 | $493,549 | $7,521 | $31,859 | $486,028 | |
| 6 | $486,028 | $8,025 | $31,356 | $478,003 | |
| 7 | $478,003 | $8,562 | $30,818 | $469,441 | |
| 8 | $469,441 | $9,136 | $30,245 | $460,305 | |
| 9 | $460,305 | $9,748 | $29,633 | $450,558 | |
| 10 | $450,558 | $10,400 | $28,980 | $440,158 |
- Year 1$513,397
- Principal paid
- $5,803
- Interest paid
- $33,577
- Starting balance
- $519,200
- Year 2$507,205
- Principal paid
- $6,192
- Interest paid
- $33,188
- Starting balance
- $513,397
- Year 3$500,598
- Principal paid
- $6,607
- Interest paid
- $32,774
- Starting balance
- $507,205
- Year 4$493,549
- Principal paid
- $7,049
- Interest paid
- $32,331
- Starting balance
- $500,598
- Year 5$486,028
- Principal paid
- $7,521
- Interest paid
- $31,859
- Starting balance
- $493,549
- Year 6$478,003
- Principal paid
- $8,025
- Interest paid
- $31,356
- Starting balance
- $486,028
- Year 7$469,441
- Principal paid
- $8,562
- Interest paid
- $30,818
- Starting balance
- $478,003
- Year 8$460,305
- Principal paid
- $9,136
- Interest paid
- $30,245
- Starting balance
- $469,441
- Year 9$450,558
- Principal paid
- $9,748
- Interest paid
- $29,633
- Starting balance
- $460,305
- Year 10$440,158
- Principal paid
- $10,400
- Interest paid
- $28,980
- Starting balance
- $450,558
Nearby
Courtesy of Pure Realty · (512) 337-0400
Listings courtesy of ACTRIS as distributed by MLS GRID.