20923 Oak Dale DR, Lago Vista TX 78645
Lago Vista, TX 78645 · Country Club Estates Sec 09
Single Family Residence for sale in Country Club Estates Sec 09
Overview
Property Description
Opportunity, flexibility, and income potential converge at 20923 Oak Dale Drive. Offering approximately 3,100 total square feet, including a climate-controlled workshop, this Lago Vista property features dual primary suites with ensuite baths, calming lake views, distinctive beamed ceilings, and a screened sunroom overlooking the area’s native wildlife. Excellent VRBO options and lots of space to add a pool. For homeowners and remodelers, the roof-truss design may offer greater flexibility to reconfigure certain interior walls, subject to verification by a qualified engineer and applicable permits. Numerous recent updates and upgrades have been made to major components, providing a strong foundation for the next owner’s vision. Ideal for an STR investment, multigenerational household, second home, or personalized lake-area retreat. STR figures are projections only—not guaranteed income—and are subject to nightly rates, occupancy, operating expenses, market conditions, management, permitting, zoning, deed restrictions, and POA rules. Square footage, structural configuration, improvements, permits, schools, taxes, amenities, and all other information must be independently verified by buyer. Property is offered subject to buyer’s inspections and due diligence. Caveat emptor.
Financial Info
- Price
- $649,000
- $ / Sqft
- $270
- HOA
- Yes - Mandatory / $275 / Annually
- HOA Name
- Lago Vista Property Owners Assoc.
- HOA Includes
- See Remarks
- Tax Rate
- 2.1307%
- Est. Taxes
- $9,818
- Tax Year
- 2026
- Exemptions
- Disability, Homestead, Over 65
Legal Info
- Address
- 20923 Oak Dale DR
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Country Club Estates Sec 09
- Legal Description
- LOT 2298A COUNTRY CLUB ESTATES SEC 9 AMENDED PLAT OF LOTS 2297, 2298&2299
- Parcel
- 01668607240000
Interior Features
- Floor
- Laminate, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Kitchen Island, Pantry
- Appliances
- Built-In Electric Oven, Cooktop, Dishwasher, Disposal, Electric Cooktop, Microwave, Stainless Steel Appliance(s), Electric Water Heater, WaterSoftener, Water Softener Owned
- Laundry
- Laundry Room
- Master Bed
- 2 Primary Baths, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Great Room, Stone, Wood Burning
- Interior Features
- 2 Primary Baths, 2 Primary Suites, Ceiling Fan(s), Beamed Ceilings, High Ceilings, Corain Counters, Electric Dryer Hookup, High Speed Internet, In-Law Floorplan, Kitchen Island, Natural Woodwork, No Interior Steps, Pantry, Primary Bedroom on Main, Smart Thermostat, Study/Home Office, Walk-In Closet(s), Washer Hookup, Closed Circuit Camera(s), Display Window(s), Double Pane Windows
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1974 / Resale
- Square Feet
- 2,404 / Public Records
- Garages
- 2
- Garage Desc
- Additional Parking, Attached, Detached Carport, Garage, Garage Door Opener, Garage Faces Rear, Storage
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Stone
- Acres
- 0.83
- Lot Description
- Landscaped, Level, Sprinkler - Drip Only/Bubblers
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Hill Country, Lake, Panoramic, Trees/Woods, Water
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central, Electric, Fireplace(s)
- A C
- Ceiling Fan(s), Central Air, Electric, Multi Units, Zoned
Exterior Features
- Fence
- Partial, Privacy, Wood
- Exterior Features
- See Remarks, Gutters Full, Private Yard, Covered, Rear Porch, Screened
- Pool On Property
- No
- Area Amenities
- BBQ Pit/Grill, Dog Park, Fishing, Fitness Center, Park, Picnic Area, Pool, Tennis Court(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 20, 2026 | Price Decrease | $649,000−$26,000 (−3.9%) | −$26,000 (−3.9%) |
| Aug 28, 2026 | Back On Market | — | |
| Aug 27, 2026 | Hold | — | |
| Aug 27, 2026 | New Listing | — |
Taxes
TCAD account 169977
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| CITY OF LAGO VISTA | 0.420000 | $0 | $0.00 |
| LAGO VISTA ISD | 1.016900 | $0 | $0.00 |
| TRAVIS CO ESD NO 1 | 0.100000 | $0 | $0.00 |
| TRAVIS CO ESD NO 7 | 0.099967 | $0 | $0.00 |
| TRAVIS COUNTY | 0.375845 | $0 | $0.00 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $0 | $0.00 |
| Ordinary property tax estimate | 2.130735 | $0.00 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
- Owner
- CARGILE EDDIE CAROL REVOCABLE TRUST
- Legal
- LOT 2298A COUNTRY CLUB ESTATES SEC 9 AMENDED PLAT OF LOTS 2297, 2298&2299
- Geo ID
- prop:169977
- Acreage
- 0.83
- Exemption Type
- None on record
- MLS estimated annual taxes
- $9,818
- MLS tax year
- 2026
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | $466,620 | 2.130735 | $6,716.91 |
| 2024 | — | 2.083414 | $7,800.77 |
| 2023 | — | 2.022647 | $7,746.28 |
| 2022 | — | 2.208223 | $0.00 |
| 2021 | — | 2.478179 | $0.00 |
| 2020 | — | 2.535765 | $0.00 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Source: Travis County
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,641 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,641
- Principal & interest
- $3,282
- Property taxes
- $818
- Homeowners insurance
- $541
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $519,200 | $5,803 | $33,577 | $513,397 | |
| 2 | $513,397 | $6,192 | $33,188 | $507,205 | |
| 3 | $507,205 | $6,607 | $32,774 | $500,598 | |
| 4 | $500,598 | $7,049 | $32,331 | $493,549 | |
| 5 | $493,549 | $7,521 | $31,859 | $486,028 | |
| 6 | $486,028 | $8,025 | $31,356 | $478,003 | |
| 7 | $478,003 | $8,562 | $30,818 | $469,441 | |
| 8 | $469,441 | $9,136 | $30,245 | $460,305 | |
| 9 | $460,305 | $9,748 | $29,633 | $450,558 | |
| 10 | $450,558 | $10,400 | $28,980 | $440,158 |
- Year 1$513,397
- Principal paid
- $5,803
- Interest paid
- $33,577
- Starting balance
- $519,200
- Year 2$507,205
- Principal paid
- $6,192
- Interest paid
- $33,188
- Starting balance
- $513,397
- Year 3$500,598
- Principal paid
- $6,607
- Interest paid
- $32,774
- Starting balance
- $507,205
- Year 4$493,549
- Principal paid
- $7,049
- Interest paid
- $32,331
- Starting balance
- $500,598
- Year 5$486,028
- Principal paid
- $7,521
- Interest paid
- $31,859
- Starting balance
- $493,549
- Year 6$478,003
- Principal paid
- $8,025
- Interest paid
- $31,356
- Starting balance
- $486,028
- Year 7$469,441
- Principal paid
- $8,562
- Interest paid
- $30,818
- Starting balance
- $478,003
- Year 8$460,305
- Principal paid
- $9,136
- Interest paid
- $30,245
- Starting balance
- $469,441
- Year 9$450,558
- Principal paid
- $9,748
- Interest paid
- $29,633
- Starting balance
- $460,305
- Year 10$440,158
- Principal paid
- $10,400
- Interest paid
- $28,980
- Starting balance
- $450,558
Nearby
Courtesy of Pure Realty · (512) 337-0400
Listings courtesy of ACTRIS as distributed by MLS GRID.