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ActiveMLS #6606723

20923 Oak Dale DR, Lago Vista TX 78645

Lago Vista, TX 78645 · Country Club Estates Sec 09

Single Family Residence for sale in Country Club Estates Sec 09

4Bedrooms
3Bathrooms
2,404Square Ft
0.83Acres
2Garage
1974Year Built
Price Reduced
1 / 33
$649,000$675,000
3D tour

Overview

Property Description

Opportunity, flexibility, and income potential converge at 20923 Oak Dale Drive. Offering approximately 3,100 total square feet, including a climate-controlled workshop, this Lago Vista property features dual primary suites with ensuite baths, calming lake views, distinctive beamed ceilings, and a screened sunroom overlooking the area’s native wildlife. For investors, a short-term-rental analysis projects approximately $79,000 in annual gross revenue at 60% occupancy. For homeowners and remodelers, the roof-truss design may offer greater flexibility to reconfigure certain interior walls, subject to verification by a qualified engineer and applicable permits. Numerous recent updates and upgrades have been made to major components, providing a strong foundation for the next owner’s vision. Ideal for an STR investment, multigenerational household, second home, or personalized lake-area retreat. STR figures are projections only—not guaranteed income—and are subject to nightly rates, occupancy, operating expenses, market conditions, management, permitting, zoning, deed restrictions, and POA rules. Square footage, structural configuration, improvements, permits, schools, taxes, amenities, and all other information must be independently verified by buyer. Property is offered subject to buyer’s inspections and due diligence. Caveat emptor.

Financial Info
Price
$649,000
$ / Sqft
$270
HOA
Yes - Mandatory / $275 / Annually
HOA Name
Lago Vista Property Owners Assoc.
HOA Includes
See Remarks
Tax Rate
2.1307%
Est. Taxes
$9,818
Tax Year
2026
Exemptions
Disability, Homestead, Over 65
Legal Info
Address
20923 Oak Dale DR
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Country Club Estates Sec 09
Legal Description
LOT 2298A COUNTRY CLUB ESTATES SEC 9 AMENDED PLAT OF LOTS 2297, 2298&2299
Parcel
01668607240000
Interior Features
Floor
Laminate, Tile
Num Living
1
Dining
1
Kitchen
Kitchen Island, Pantry
Appliances
Built-In Electric Oven, Cooktop, Dishwasher, Disposal, Electric Cooktop, Microwave, Stainless Steel Appliance(s), Electric Water Heater, WaterSoftener, Water Softener Owned
Laundry
Laundry Room
Master Bed
2 Primary Baths, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Great Room, Stone, Wood Burning
Interior Features
2 Primary Baths, 2 Primary Suites, Ceiling Fan(s), Beamed Ceilings, High Ceilings, Corain Counters, Electric Dryer Hookup, High Speed Internet, In-Law Floorplan, Kitchen Island, Natural Woodwork, No Interior Steps, Pantry, Primary Bedroom on Main, Smart Thermostat, Study/Home Office, Walk-In Closet(s), Washer Hookup, Closed Circuit Camera(s), Display Window(s), Double Pane Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1974 / Resale
Square Feet
2,404 / Public Records
Garages
2
Garage Desc
Additional Parking, Attached, Detached Carport, Garage, Garage Door Opener, Garage Faces Rear, Storage
Foundation
Slab
Roof
Composition, Shingle
Construction
Stone
Acres
0.83
Lot Description
Landscaped, Level, Sprinkler - Drip Only/Bubblers
Restrictions
Deed Restrictions
Flood Plain
No
View
Hill Country, Lake, Panoramic, Trees/Woods, Water
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central, Electric, Fireplace(s)
A C
Ceiling Fan(s), Central Air, Electric, Multi Units, Zoned
Exterior Features
Fence
Partial, Privacy, Wood
Exterior Features
See Remarks, Gutters Full, Private Yard, Covered, Rear Porch, Screened
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Dog Park, Fishing, Fitness Center, Park, Picnic Area, Pool, Tennis Court(s)

Price history

Members only
Days on market
−$26,000 (−3.9%)
$675,000 → $649,000
1
Price reduction
Active
Since Aug 27, 2026
Price trend
List priceAug 2026Sep 2026
Property history4 events
DateEventPriceChange
Sep 20, 2026Price Decrease$649,000−$26,000 (−3.9%)
Aug 28, 2026Back On Market
Aug 27, 2026Hold
Aug 27, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $649,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,641 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,641

Principal & interest
$3,282
Property taxes
$818
Homeowners insurance
$541

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$519,200$5,803$33,577$513,397
2$513,397$6,192$33,188$507,205
3$507,205$6,607$32,774$500,598
4$500,598$7,049$32,331$493,549
5$493,549$7,521$31,859$486,028
6$486,028$8,025$31,356$478,003
7$478,003$8,562$30,818$469,441
8$469,441$9,136$30,245$460,305
9$460,305$9,748$29,633$450,558
10$450,558$10,400$28,980$440,158
  • Year 1$513,397
    Principal paid
    $5,803
    Interest paid
    $33,577
    Starting balance
    $519,200
  • Year 2$507,205
    Principal paid
    $6,192
    Interest paid
    $33,188
    Starting balance
    $513,397
  • Year 3$500,598
    Principal paid
    $6,607
    Interest paid
    $32,774
    Starting balance
    $507,205
  • Year 4$493,549
    Principal paid
    $7,049
    Interest paid
    $32,331
    Starting balance
    $500,598
  • Year 5$486,028
    Principal paid
    $7,521
    Interest paid
    $31,859
    Starting balance
    $493,549
  • Year 6$478,003
    Principal paid
    $8,025
    Interest paid
    $31,356
    Starting balance
    $486,028
  • Year 7$469,441
    Principal paid
    $8,562
    Interest paid
    $30,818
    Starting balance
    $478,003
  • Year 8$460,305
    Principal paid
    $9,136
    Interest paid
    $30,245
    Starting balance
    $469,441
  • Year 9$450,558
    Principal paid
    $9,748
    Interest paid
    $29,633
    Starting balance
    $460,305
  • Year 10$440,158
    Principal paid
    $10,400
    Interest paid
    $28,980
    Starting balance
    $450,558
First 10 of 30 years

Nearby

Courtesy of Pure Realty · (512) 337-0400

Listings courtesy of ACTRIS as distributed by MLS GRID.