20945 Waterside DR # 23, Lago Vista TX 78645
Lago Vista, TX 78645 · Waterside Oaks Condo Amd
Condominium for sale in Waterside Oaks Condo Amd
Overview
Property Description
Discover an exceptional opportunity in Lago Vista, where modern comfort meets a laid-back lake lifestyle. This meticulously maintained residence offers three spacious bedrooms and four well-appointed bathrooms across two inviting stories, providing ample space for relaxation and daily living. Situated on a generous 0.18-acre lot, the property encompasses 1942 square feet of thoughtfully designed living area, perfect for creating lasting memories. The home's layout ensures both privacy and connectivity, with distinct areas for entertaining and quiet repose. The living spaces are bathed in natural light, creating an inviting atmosphere throughout. The property's strategic location in Lago Vista provides convenient access to Lake Travis views, gated entrance, local amenities, dining, and recreational opportunities, enhancing its appeal as a prime residential choice. Enjoy the vibrant community and the tranquility of lake life in this remarkable Lago Vista home. The outdoor space offers potential for outdoor activities, complementing the interior's charm. This residence represents a unique chance to embrace a comfortable and fulfilling lifestyle in a sought-after neighborhood.
Financial Info
- Price
- $429,000
- $ / Sqft
- $221
- HOA
- Yes - Mandatory / $400 / Monthly
- HOA Name
- Waterside Oaks COA G
- HOA Includes
- Common Area Maintenance, Landscaping
- Tax Rate
- 2.47%
- Est. Taxes
- $3,362
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 20945 Waterside DR # 23
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Waterside Oaks Condo Amd
- Legal Description
- UNT 23 WATERSIDE OAKS CONDOMINIUM AMENDED PLUS 2.3255 % INT IN COM AREA
- Parcel
- 01608804240000
Interior Features
- Floor
- Laminate, No Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Pantry
- Appliances
- Dishwasher, Disposal, Microwave, Free-Standing Electric Range
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- No
- Interior Features
- 2 Primary Suites, Breakfast Bar, Tile Counters, Double Vanity, Electric Dryer Hookup, Entrance Foyer, Interior Steps, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Washer Hookup, None, Blinds
General Info
- Beds
- 3 Total / 3 Other Level
- Full / Half Baths
- 3 / 1
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 3
- Year Built
- 2002 / Resale
- Square Feet
- 1,942 / Public Records
- Garages
- 2
- Garage Desc
- Additional Parking, Attached, Garage, Garage Faces Front, Gated, Guest, Off Street
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- HardiPlank Type, Stone Veneer
- Acres
- 0.18
- Lot Description
- Front Yard, Landscaped, Trees-Large (Over 40 Ft), Views
- Restrictions
- City Restrictions, Deed Restrictions
- Flood Plain
- Partial
- View
- Hill Country, Lake, Park/Greenbelt
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Underground Utilities, Water Connected
- Heat
- Central, Electric
- A C
- Central Air, Electric
Exterior Features
- Fence
- None
- Exterior Features
- Exterior Steps, Covered, Deck, Front Porch, Rear Porch, See Remarks
- Pool On Property
- No
- Area Amenities
- Clubhouse, Fishing, Fitness Center, Gated, General Aircraft Airport, Golf, Lake, Library, Park, Picnic Area, Playground, Pool, Sport Court(s)/Facility, Tennis Court(s)
Rooms
Lower level
- Primary Bedroom
Dual Vanity, Full Bath, Soaking Tub, Walk-In Closet(s)
Price history
No price or status changes recorded yet.
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,807 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,807
- Principal & interest
- $2,169
- Property taxes
- $280
- Homeowners insurance
- $358
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $343,200 | $3,836 | $22,195 | $339,364 | |
| 2 | $339,364 | $4,093 | $21,938 | $335,271 | |
| 3 | $335,271 | $4,367 | $21,664 | $330,904 | |
| 4 | $330,904 | $4,660 | $21,372 | $326,244 | |
| 5 | $326,244 | $4,972 | $21,060 | $321,273 | |
| 6 | $321,273 | $5,305 | $20,727 | $315,968 | |
| 7 | $315,968 | $5,660 | $20,371 | $310,309 | |
| 8 | $310,309 | $6,039 | $19,992 | $304,270 | |
| 9 | $304,270 | $6,443 | $19,588 | $297,826 | |
| 10 | $297,826 | $6,875 | $19,156 | $290,952 |
- Year 1$339,364
- Principal paid
- $3,836
- Interest paid
- $22,195
- Starting balance
- $343,200
- Year 2$335,271
- Principal paid
- $4,093
- Interest paid
- $21,938
- Starting balance
- $339,364
- Year 3$330,904
- Principal paid
- $4,367
- Interest paid
- $21,664
- Starting balance
- $335,271
- Year 4$326,244
- Principal paid
- $4,660
- Interest paid
- $21,372
- Starting balance
- $330,904
- Year 5$321,273
- Principal paid
- $4,972
- Interest paid
- $21,060
- Starting balance
- $326,244
- Year 6$315,968
- Principal paid
- $5,305
- Interest paid
- $20,727
- Starting balance
- $321,273
- Year 7$310,309
- Principal paid
- $5,660
- Interest paid
- $20,371
- Starting balance
- $315,968
- Year 8$304,270
- Principal paid
- $6,039
- Interest paid
- $19,992
- Starting balance
- $310,309
- Year 9$297,826
- Principal paid
- $6,443
- Interest paid
- $19,588
- Starting balance
- $304,270
- Year 10$290,952
- Principal paid
- $6,875
- Interest paid
- $19,156
- Starting balance
- $297,826
Nearby
Courtesy of Daniel Smith, Broker · (512) 784-6197
Listings courtesy of ACTRIS as distributed by MLS GRID.