Mr. Home Search
ActiveMLS #1405019

20975 Waterside DR # 35, Lago Vista TX 78645

Lago Vista, TX 78645 · Waterside Oaks

Condominium for sale in Waterside Oaks

2Bedrooms
3 full / 1 halfBathrooms
1,942Square Ft
0.18Acres
2Garage
2002Year Built
Back on Market
1 / 38
$489,000

Overview

Property Description

Feast your eyes on the condo at 20975 Waterside DR 35, Lago Vista, TX 78645, where Waterfront living meets lock-and-leave convenience, all wrapped up in a package that’s undeniably attractive. 24' covered boat slip with lift. Boat slip is always in deep water regardless of lake level this purchase is available for additional $110000. This end Townhome unit for extra privacy, nestled on Lake Travis, is ready to turn your home dreams into reality. Major update complete with new flooring coming soon. The living room, with its cozy fireplace, is just begging for you to curl up with a good book (or maybe binge-watch your favorite series!). The crown molding adds a touch of elegance, while the built-in shelves offer the perfect spot to display your treasures and trinkets. Prepare to be wowed by the kitchen, a culinary haven boasting stone countertops that are as practical as they are pretty, and a backsplash that adds a pop of pizzazz! Crown molding continues the theme of sophisticated charm, while the stovetop stands ready for you to whip up your signature dishes. In the bathroom, imagine starting your day at the double vanity, no more elbowing for space! The tiled walk-in shower promises a spa-like experience right in your own home. And the bedrooms? It's a true retreat, complete with an (2) Owner ensuites with their own bathrooms for ultimate privacy and convenience, plus crown molding to tie it all together. Second living area could easily be converted to a third bedroom with private bath. Prepare for some fun in the sun at the community pool, or kick back and relax on your private patio or deck overlooking Lake Travis – the choice is yours! The walk-in closet offers plenty of room to store your wardrobe, while the water view offers a daily dose of nature's beauty. With two garage spaces, there's room for your vehicles. This Townhome is a delightful blend of comfort and style, just waiting for you to make it your own!

Financial Info
Price
$489,000
$ / Sqft
$252
HOA
Yes - Mandatory / $400 / Monthly
HOA Name
Water Oaks
HOA Includes
Common Area Maintenance, Landscaping, Maintenance Grounds
Tax Rate
2.08%
Est. Taxes
$9,316
Tax Year
2025
Exemptions
None
Legal Info
Address
20975 Waterside DR # 35
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Waterside Oaks
Legal Description
Lot 35 Waterside Oaks Condominiums amended plus 2.3255% interest in common area
Parcel
0160880436
Interior Features
Floor
Tile, Wood
Num Living
2
Dining
1
Kitchen
Breakfast Bar, Granite Counters
Appliances
Cooktop, Dishwasher, Disposal, Electric Cooktop, Microwave, Oven, Refrigerator, Electric Water Heater
Laundry
In Unit, Laundry Room, Main Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
No
Fireplaces
1
Fireplace Description
Electric, See Remarks
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Double Vanity, Electric Dryer Hookup, In-Law Floorplan, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), See Remarks, Double Pane Windows, Window Treatments
General Info
Beds
2 Total / 2 Other Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
2002 / Resale
Square Feet
1,942 / Public Records
Garages
2
Garage Desc
Attached, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type, Stone
Acres
0.18
Lot Description
Private Maintained Road, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Trees-Medium (20 Ft - 40 Ft)
Restrictions
City Restrictions, Covenant, Deed Restrictions
Flood Plain
Partial
View
Hill Country, Lake, Marina, Water
Water Access
Yes
Waterfront
Yes
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Not Available, Sewer Connected, Underground Utilities, Water Connected
Heat
Central, Electric
A C
Central Air
Exterior Features
Fence
Security
Exterior Features
Gutters Partial, See Remarks, Deck
Pool On Property
Yes
Area Amenities
Conference/Meeting Room, Fishing, Fitness Center, Gated, General Aircraft Airport, Golf, Lake, Library, Park, Playground, Pool, Tennis Court(s), Underground Utilities

Rooms

Rooms3 rooms

Main level

  • Kitchen

    Kitchn - Breakfast Area, Breakfast Bar, Center Island, GranCnt, Dining Area, High Ceilings, Open to Family Room, Pantry

First level

  • Primary Bathroom

    GranCnt, Dual Vanity, Walk-In Closet(s), Walk-in Shower

  • Primary Bedroom

    Ceiling Fan(s), Walk-In Closet(s)

Price history

Members only
Days on market
$489,000
List price
0
Price reductions
Active
Since May 3, 2026
Property history3 events
DateEventPriceChange
Jun 29, 2026Back On Market
Jun 12, 2026Hold
May 3, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $489,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,657 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,657

Principal & interest
$2,473
Property taxes
$776
Homeowners insurance
$408

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$391,200$4,373$25,299$386,827
2$386,827$4,665$25,006$382,162
3$382,162$4,978$24,694$377,184
4$377,184$5,311$24,361$371,873
5$371,873$5,667$24,005$366,206
6$366,206$6,046$23,625$360,160
7$360,160$6,451$23,220$353,708
8$353,708$6,883$22,788$346,825
9$346,825$7,344$22,327$339,480
10$339,480$7,836$21,836$331,644
  • Year 1$386,827
    Principal paid
    $4,373
    Interest paid
    $25,299
    Starting balance
    $391,200
  • Year 2$382,162
    Principal paid
    $4,665
    Interest paid
    $25,006
    Starting balance
    $386,827
  • Year 3$377,184
    Principal paid
    $4,978
    Interest paid
    $24,694
    Starting balance
    $382,162
  • Year 4$371,873
    Principal paid
    $5,311
    Interest paid
    $24,361
    Starting balance
    $377,184
  • Year 5$366,206
    Principal paid
    $5,667
    Interest paid
    $24,005
    Starting balance
    $371,873
  • Year 6$360,160
    Principal paid
    $6,046
    Interest paid
    $23,625
    Starting balance
    $366,206
  • Year 7$353,708
    Principal paid
    $6,451
    Interest paid
    $23,220
    Starting balance
    $360,160
  • Year 8$346,825
    Principal paid
    $6,883
    Interest paid
    $22,788
    Starting balance
    $353,708
  • Year 9$339,480
    Principal paid
    $7,344
    Interest paid
    $22,327
    Starting balance
    $346,825
  • Year 10$331,644
    Principal paid
    $7,836
    Interest paid
    $21,836
    Starting balance
    $339,480
First 10 of 30 years

Nearby

Courtesy of Coplin Properties Lake Travis · (512) 267-2773

Listings courtesy of ACTRIS as distributed by MLS GRID.