20975 Waterside DR # 35, Lago Vista TX 78645
Lago Vista, TX 78645 · Waterside Oaks
Condominium for sale in Waterside Oaks
Overview
Property Description
Feast your eyes on the condo at 20975 Waterside DR 35, Lago Vista, TX 78645, where Waterfront living meets lock-and-leave convenience, all wrapped up in a package that’s undeniably attractive. 24' covered boat slip with lift. Boat slip is always in deep water regardless of lake level this purchase is available for additional $110000. This end Townhome unit for extra privacy, nestled on Lake Travis, is ready to turn your home dreams into reality. Major update complete with new flooring coming soon. The living room, with its cozy fireplace, is just begging for you to curl up with a good book (or maybe binge-watch your favorite series!). The crown molding adds a touch of elegance, while the built-in shelves offer the perfect spot to display your treasures and trinkets. Prepare to be wowed by the kitchen, a culinary haven boasting stone countertops that are as practical as they are pretty, and a backsplash that adds a pop of pizzazz! Crown molding continues the theme of sophisticated charm, while the stovetop stands ready for you to whip up your signature dishes. In the bathroom, imagine starting your day at the double vanity, no more elbowing for space! The tiled walk-in shower promises a spa-like experience right in your own home. And the bedrooms? It's a true retreat, complete with an (2) Owner ensuites with their own bathrooms for ultimate privacy and convenience, plus crown molding to tie it all together. Second living area could easily be converted to a third bedroom with private bath. Prepare for some fun in the sun at the community pool, or kick back and relax on your private patio or deck overlooking Lake Travis – the choice is yours! The walk-in closet offers plenty of room to store your wardrobe, while the water view offers a daily dose of nature's beauty. With two garage spaces, there's room for your vehicles. This Townhome is a delightful blend of comfort and style, just waiting for you to make it your own!
Financial Info
- Price
- $489,000
- $ / Sqft
- $252
- HOA
- Yes - Mandatory / $400 / Monthly
- HOA Name
- Water Oaks
- HOA Includes
- Common Area Maintenance, Landscaping, Maintenance Grounds
- Tax Rate
- 2.08%
- Est. Taxes
- $9,316
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 20975 Waterside DR # 35
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Waterside Oaks
- Legal Description
- Lot 35 Waterside Oaks Condominiums amended plus 2.3255% interest in common area
- Parcel
- 0160880436
Interior Features
- Floor
- Tile, Wood
- Num Living
- 2
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters
- Appliances
- Cooktop, Dishwasher, Disposal, Electric Cooktop, Microwave, Oven, Refrigerator, Electric Water Heater
- Laundry
- In Unit, Laundry Room, Main Level
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- No
- Fireplaces
- 1
- Fireplace Description
- Electric, See Remarks
- Interior Features
- Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Double Vanity, Electric Dryer Hookup, In-Law Floorplan, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), See Remarks, Double Pane Windows, Window Treatments
General Info
- Beds
- 2 Total / 2 Other Level
- Full / Half Baths
- 3 / 1
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 2002 / Resale
- Square Feet
- 1,942 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Garage, Garage Door Opener, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition
- Construction
- HardiPlank Type, Stone
- Acres
- 0.18
- Lot Description
- Private Maintained Road, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Trees-Medium (20 Ft - 40 Ft)
- Restrictions
- City Restrictions, Covenant, Deed Restrictions
- Flood Plain
- Partial
- View
- Hill Country, Lake, Marina, Water
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Natural Gas Not Available, Sewer Connected, Underground Utilities, Water Connected
- Heat
- Central, Electric
- A C
- Central Air
Exterior Features
- Fence
- Security
- Exterior Features
- Gutters Partial, See Remarks, Deck
- Pool On Property
- Yes
- Area Amenities
- Conference/Meeting Room, Fishing, Fitness Center, Gated, General Aircraft Airport, Golf, Lake, Library, Park, Playground, Pool, Tennis Court(s), Underground Utilities
Rooms
Main level
- Kitchen
Kitchn - Breakfast Area, Breakfast Bar, Center Island, GranCnt, Dining Area, High Ceilings, Open to Family Room, Pantry
First level
- Primary Bathroom
GranCnt, Dual Vanity, Walk-In Closet(s), Walk-in Shower
- Primary Bedroom
Ceiling Fan(s), Walk-In Closet(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jun 29, 2026 | Back On Market | — | |
| Jun 12, 2026 | Hold | — | |
| May 3, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,657 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,657
- Principal & interest
- $2,473
- Property taxes
- $776
- Homeowners insurance
- $408
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $391,200 | $4,373 | $25,299 | $386,827 | |
| 2 | $386,827 | $4,665 | $25,006 | $382,162 | |
| 3 | $382,162 | $4,978 | $24,694 | $377,184 | |
| 4 | $377,184 | $5,311 | $24,361 | $371,873 | |
| 5 | $371,873 | $5,667 | $24,005 | $366,206 | |
| 6 | $366,206 | $6,046 | $23,625 | $360,160 | |
| 7 | $360,160 | $6,451 | $23,220 | $353,708 | |
| 8 | $353,708 | $6,883 | $22,788 | $346,825 | |
| 9 | $346,825 | $7,344 | $22,327 | $339,480 | |
| 10 | $339,480 | $7,836 | $21,836 | $331,644 |
- Year 1$386,827
- Principal paid
- $4,373
- Interest paid
- $25,299
- Starting balance
- $391,200
- Year 2$382,162
- Principal paid
- $4,665
- Interest paid
- $25,006
- Starting balance
- $386,827
- Year 3$377,184
- Principal paid
- $4,978
- Interest paid
- $24,694
- Starting balance
- $382,162
- Year 4$371,873
- Principal paid
- $5,311
- Interest paid
- $24,361
- Starting balance
- $377,184
- Year 5$366,206
- Principal paid
- $5,667
- Interest paid
- $24,005
- Starting balance
- $371,873
- Year 6$360,160
- Principal paid
- $6,046
- Interest paid
- $23,625
- Starting balance
- $366,206
- Year 7$353,708
- Principal paid
- $6,451
- Interest paid
- $23,220
- Starting balance
- $360,160
- Year 8$346,825
- Principal paid
- $6,883
- Interest paid
- $22,788
- Starting balance
- $353,708
- Year 9$339,480
- Principal paid
- $7,344
- Interest paid
- $22,327
- Starting balance
- $346,825
- Year 10$331,644
- Principal paid
- $7,836
- Interest paid
- $21,836
- Starting balance
- $339,480
Nearby
Courtesy of Coplin Properties Lake Travis · (512) 267-2773
Listings courtesy of ACTRIS as distributed by MLS GRID.